Ashika Credit Peer Comparison

BSE: 543766

₹397.05

₹-2.90 (-0.73%)

As on 22-Sep-2026IST

Market cap

₹2,949 Cr

Revenue (TTM)

₹244 Cr

P/E Ratio

38.2

P/B Ratio

2.4

Div. Yield

0.1 %

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	Ashika Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	2,949	34,455	29,998	25,560	21,786
Revenue (₹ Cr)	244	404	10,285	5,303	6,380
Net Profit (₹ Cr)	76.14	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	30.30	74.72	14.02	21.20	18.97
RoE (%)	8.64	1.41	10.08	16.25	16.14
Price to Earnings	38.17	79.96	20.70	22.67	17.99
Price-To-Book	2.35	1.18	1.86	3.40	2.63

Income Statement (₹ Cr)

	Ashika Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	244.20	403.54	10,284.59	5,303.14	6,379.52
Other Income	7.06	5.87	25.57	15.03	3.80
Total Income	--	403.46	9,524.71	4,744.06	6,062.54
Interest Expense	10.09	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	132.58	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	108.59	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	123.53	362.26	1,950.48	1,497.38	1,612.11
Taxes	47.39	56.33	505.07	369.75	401.27
Profit after Tax	76.14	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	1.12	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	77.26	430.89	1,449.46	1,127.63	1,210.84

	Ashika Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	1,169.10	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	1.12	0.00	4.05	0.00	0.00
Non-Current Liabilities	31.04	3,407.06	141.91	115.58	137.71
Current Liabilities	663.28	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	--	32,973.97	75,691.91	33,637.47	33,153.91

	Ashika Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	75.23	169.20	1,233.12	446.49	827.99
Current Assets	1,657.16	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	--	32,973.97	75,691.91	33,637.47	33,153.91
Contingent Liabilities	--	--	136.28	7.07	--

	Ashika Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	--	279.39	-20,237.75	-8,727.78	-2,770.21
Cash Flow from Investing Activities	--	-147.97	-1,631.53	-1,088.40	-100.65
Cash from Financing Activities	--	-137.57	23,834.45	10,391.44	2,750.95
Net Cash Inflow / Outflow	--	-6.15	1,965.17	575.26	-119.91

	Ashika Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	--	1.57	8.35	11.68	9.98
ROE (%)	8.64	1.41	10.08	16.25	16.14
ROA (%)	8.18	0.91	2.34	4.21	4.05
EBIT Margin (%)	51.83	88.46	59.60	64.20	56.04
Net Margin (%)	30.30	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Ashika Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	43.85	30.99	4.76	50.20	11.86
EBIT Growth (%)	471.82	33.57	33.65	58.09	64.71
Net Profit Growth (%)	92.21	42.45	85.35	95.19	524.34
EPS Growth (%)	7.23	-86.84	68.98	74.92	521.96
Book Value Growth (%)	--	-6.01	24.70	67.97	12.59

	Ashika Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	45.69	79.73	20.00	22.92	17.97
Price / Book Value	2.36	1.17	1.86	3.44	2.64
Dividend Yield (%)	0.13	0.50	0.63	0.07	0.00
EV/EBITDA	15.23	92.70	12.47	13.26	11.84
Market Cap (₹ Cr)	--	27,369.52	23,577.62	15,957.18	18,508.79

	Ashika Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	3.69	0.00	0.00
Short term debt to equity ratio	--	0.00	2.89	1.02	1.65
Current Ratio	2.50	1,357.85	1.24	1.26	1.29
Quick Ratio	2.50	1,357.85	1.24	1.26	1.29
Interest Coverage	13.24	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.