Ashika Credit Peer Comparison

BSE: 543766

₹436.55

₹-2.65 (-0.60%)

As on 28-Aug-2026IST

Market cap

₹3,702 Cr

Revenue (TTM)

₹244 Cr

P/E Ratio

47.9

P/B Ratio

2.8

Div. Yield

0.1 %

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	Ashika Credit	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Market cap (₹ Cr)	3,702	32,712	32,346	22,247	24,260
Revenue (₹ Cr)	244	10,285	404	6,380	1,986
Net Profit (₹ Cr)	76.14	1,445.41	305.93	1,210.84	432.55
Net Margin (%)	30.30	14.02	74.72	18.97	21.13
RoE (%)	8.64	10.08	1.41	16.14	1.91
Price to Earnings	47.92	22.57	75.07	18.37	139.08
Price-To-Book	2.80	2.03	1.10	2.69	2.69

Income Statement (₹ Cr)

	Ashika Credit	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Operating Income	160.00	10,284.59	403.54	6,379.52	1,985.63
Other Income	0.98	25.57	5.87	3.80	61.51
Total Income	--	10,031.14	306.22	5,756.14	2,290.92
Interest Expense	3.83	4,204.29	0.57	1,966.96	415.66
PBT & Exceptional Items	111.89	2,260.68	366.10	1,676.19	593.37
Operating Expenses	45.26	3,845.19	42.74	2,740.17	1,021.21
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	-8.45
Profit before Tax	111.41	1,950.48	362.26	1,612.11	517.31
Taxes	43.63	505.07	56.33	401.27	84.76
Profit after Tax	67.79	1,445.41	305.93	1,210.84	432.55
Minority Interest	0.00	4.05	0.00	0.00	-258.12
Share of Associate	0.00	0.00	124.96	0.00	0.00
Consolidated Profit	67.79	1,449.46	430.89	1,210.84	174.43

	Ashika Credit	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Shareholder's Funds	1,054.83	16,050.74	29,221.16	7,842.25	8,944.44
Minority Interest	0.00	4.05	0.00	0.00	-258.12
Non-Current Liabilities	17.90	141.91	3,407.06	137.71	1,951.04
Current Liabilities	151.32	58,360.20	23.91	23,950.27	9,114.80
Total Liabilities	--	54,550.48	35,100.39	29,334.64	25,723.77

	Ashika Credit	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Non-Current Assets	35.47	1,233.12	169.20	827.99	1,428.30
Current Assets	1,179.36	72,616.64	32,466.17	30,982.28	24,615.78
Total Assets	--	54,550.48	35,100.39	29,334.64	25,723.77
Contingent Liabilities	--	196.39	--	4.00	243.48

	Ashika Credit	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Cash From Operating Activities	--	-466.57	206.21	1,125.24	-983.74
Cash Flow from Investing Activities	--	-124.80	-165.99	708.34	-69.73
Cash from Financing Activities	--	1,132.34	-142.63	-1,669.38	415.28
Net Cash Inflow / Outflow	--	540.97	-102.41	164.20	-638.19

	Ashika Credit	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
ROCE (%)	--	11.25	1.21	9.55	11.51
ROE (%)	8.10	10.08	1.41	16.14	1.91
ROA (%)	8.13	2.34	0.91	4.05	1.65
EBIT Margin (%)	71.42	59.60	88.46	56.04	44.31
Net Margin (%)	42.11	14.02	74.72	18.97	21.13
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Ashika Credit	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Revenue Growth (%)	43.85	4.76	30.99	11.86	4.68
EBIT Growth (%)	471.82	33.65	33.57	64.71	-21.01
Net Profit Growth (%)	92.21	85.35	42.45	524.34	-13.32
EPS Growth (%)	7.23	68.98	-86.84	521.96	-47.26
Book Value Growth (%)	--	7.66	3.76	5.63	115.42

	Ashika Credit	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Price / Earnings	58.33	21.79	75.27	18.80	133.31
Price / Book Value	3.15	2.03	1.11	2.76	2.52
Dividend Yield (%)	0.11	0.57	0.53	0.00	0.00
EV/EBITDA	29.82	12.89	87.37	12.12	21.36
Market Cap (₹ Cr)	--	19,684.03	31,951.18	15,214.34	11,607.06

	Ashika Credit	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Debt to Equity	0.00	2.85	0.00	0.00	0.43
Short term debt to equity ratio	--	2.89	--	1.50	0.00
Current Ratio	7.79	1.24	1,357.85	1.29	2.70
Quick Ratio	7.79	1.24	1,357.85	1.29	2.70
Interest Coverage	30.08	1.46	636.54	1.82	2.24

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.