Ashika Credit Financials

BSE: 543766

₹372.45

₹0.45 (0.12%)

As on 05-Nov-2026IST

Market cap

₹2,750 Cr

Revenue (TTM)

₹290 Cr

P/E Ratio

32.9

P/B Ratio

2.1

Div. Yield

0.1 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-08	Mar-07
Operating Income	289.54	240.05	227.10	18.38	29.13	4.27
Other Income	7.94	14.04	5.42	0.47	0.01	0.00
Total Income	297.48	254.09	232.52	18.86	29.14	4.27
Interest Expense	17.37	32.60	43.66	0.73	0.27	0.20
Operating Expenses	143.94	112.31	83.15	5.34	27.85	3.82
Exceptional Income/Expenses	--	--	--	--	--	--
Profit before Tax	122.55	92.06	96.99	12.76	0.96	0.19
Taxes	40.28	32.76	21.29	2.06	0.34	0.05
Profit after Tax	82.27	59.30	75.70	10.70	0.62	0.14
Minority Interest	1.32	0.98	0.03	--	0.00	0.00
Share of Associate	--	--	--	--	--	--
Consolidated Profit	83.59	60.28	75.73	10.70	0.62	0.14

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-08	Mar-07
Shareholder's Funds	1,297.55	1,169.10	991.58	68.08	10.14	9.60
Minority Interest	1.32	-1.01	-0.03	--	0.00	0.01
Non-Current Liabilities	41.05	146.67	137.60	1.12	0.46	12.91
Current Liabilities	468.06	547.65	395.13	27.53	7.21	0.35
Total Liabilities	1,804.94	1,862.41	1,528.38	96.73	17.88	22.87

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-08	Mar-07
Non-Current Assets	86.66	620.22	403.34	0.87	1.84	4.40
Current Assets	1,582.70	1,242.18	1,120.94	95.86	15.97	18.45
Total Assets	1,804.94	1,862.41	1,528.38	96.73	17.88	22.87
Contingent Liabilities	--	209.18	216.29	--	23.50	23.50

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-08	Mar-07
Cash From Operating Activities	--	-86.03	-191.36	-24.84	--	--
Cash Flow from Investing Activities	--	-22.76	-13.97	--	--	--
Cash from Financing Activities	--	158.01	216.11	25.00	--	--
Net Cash Inflow / Outflow	--	49.21	10.78	0.16	--	--

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-08	Mar-07
Adjusted EPS (₹)	--	8.20	13.48	22.87	9.01	--
Cash EPS (₹)	--	11.31	17.08	25.50	9.03	1.36
Adjusted Book Value (₹)	--	175.52	248.79	268.61	57.31	--
Dividend per Share (₹)	--	0.13	0.50	--	--	--
Cash Flow per Share (₹)	--	--	-19.24	-57.80	-20.91	25.19
Free Cash Flow per Share (₹)	--	--	-26.98	-59.85	-18.54	25.58

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-08	Mar-07
ROCE (%)	--	--	9.43	21.55	25.99	7.38
ROE (%)	--	6.78	5.92	15.81	27.37	6.24
ROA (%)	--	6.76	3.50	9.34	18.69	3.02
EBIT Margin (%)	-0.10	45.58	46.09	59.55	70.84	4.17
Net Margin (%)	0.28	27.66	23.34	32.56	56.77	2.11
Cash Profit Margin (%)	--	--	31.83	37.17	58.34	2.33

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-08	Mar-07
Revenue Growth (%)	--	--	5.70	1,135.35	-36.90	582.57
EBIT Growth (%)	--	--	-18.19	938.39	--	213.55
Net Profit Growth (%)	--	46.99	-21.66	607.19	1,639.86	352.11
EPS Growth (%)	--	21.63	-41.07	153.86	630.72	--
Book Value Growth (%)	--	--	25.12	1,206.28	571.87	5.81

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-08	Mar-07
Price / Earnings	--	32.89	23.26	23.82	7.58	--
Price / Book Value	--	2.12	1.26	2.03	1.19	--
Dividend Yield (%)	--	0.13	0.16	--	--	--
EV/EBITDA	--	16.37	8.31	10.97	7.82	1.79
Close Price (₹)	--	397.85	313.50	544.90	68.25	--
High Price (₹)	--	520.95	579.50	915.00	91.05	--
Low Price (₹)	--	285.80	285.80	48.01	31.00	--
Market Cap (₹ Cr)	--	2,749.66	1,402.13	1,804.05	81.08	--

Solvency Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-08	Mar-07
Debt to Equity	--	--	0.24	0.25	0.37	0.05
Short term debt to equity ratio	--	--	0.22	0.21	0.37	--
Current Ratio	--	3.38	2.27	2.84	3.48	2.21
Quick Ratio	--	3.38	2.26	2.83	3.48	2.18
Interest Coverage	--	8.06	3.82	3.22	18.38	4.57

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)