Reliance Home Fin Key Ratios
NSE: RHFL | BSE: 540709
₹1.79
As on 03-Sep-2026 15:56IST
Market cap
₹87 Cr
Revenue (TTM)
₹0 Cr
P/E Ratio
3.6
P/B Ratio
-1.5
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -90.00 | -98.88 | -64.25 | -90.86 | -83.05 |
| EBIT | 76.26 | 90.06 | -36.74 | 25.98 | -133.59 |
| Net Profit | 65.01 | 89.81 | 18.09 | 25.98 | -130.61 |
| EPS | 64.05 | 89.80 | 781.81 | 26.09 | 15.60 |
| Book Value | -- | -- | 98.57 | -137.84 | -153.36 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-23 | Mar-22 |
| EBIT-Margin
| -794.70 | -453.15 | -1,451.80 | 68.50 | -2,313.16 |
| Net Margin
| -658.94 | -399.37 | 337.46 | 57.38 | -1,853.36 |
| Return on equity
| -72.87 | -47.55 | -- | 0.00 | 0.00 |
| Return on Assets
| 33.36 | 19.65 | 153.92 | 164.02 | -53.51 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
--
|
250.03
|
-66.73
|
-7.84
|
4.77
|
|
Peer Median
|
--
|
--
|
9.16
|
9.23
|
9.72
|
ROE
--
--
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
--
|
--
|
--
|
-218.61
|
-22.85
|
|
Peer Median
|
14.52
|
--
|
12.70
|
12.65
|
13.90
|
ROA
153.92
Higher than Peers by 151.04
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
153.92
|
164.02
|
-53.51
|
-10.43
|
-2.25
|
|
Peer Median
|
2.87
|
--
|
2.19
|
2.09
|
1.89
|
EBIT Margin
-1,451.80
Lower than Peers by 1,540.41
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
-1,451.80
|
68.50
|
-2,313.16
|
-139.46
|
47.49
|
|
Peer Median
|
88.61
|
--
|
82.27
|
80.82
|
80.86
|
Net Margin
337.46
Higher than Peers by 311.70
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
337.46
|
57.38
|
-1,853.36
|
-180.85
|
-23.41
|
|
Peer Median
|
25.76
|
--
|
23.68
|
20.56
|
16.38
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
--
|
1,418.36
|
-1,798.37
|
-188.89
|
-23.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-64.25
Lower than Peers by 79.92
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
-64.25
|
31.47
|
-63.81
|
-49.40
|
-20.07
|
|
Peer Median
|
15.67
|
--
|
6.72
|
-2.36
|
5.29
|
EBIT Growth
-36.74
Lower than Peers by 54.10
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
-36.74
|
103.89
|
-500.22
|
-248.59
|
-46.44
|
|
Peer Median
|
17.36
|
--
|
16.03
|
-2.90
|
3.16
|
Net Profit Growth
18.09
Lower than Peers by 3.46
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
18.09
|
199.61
|
-257.89
|
-304.96
|
-656.69
|
|
Peer Median
|
21.56
|
--
|
16.18
|
30.54
|
-2.93
|
EPS Growth
781.81
Higher than Peers by 763.29
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
781.81
|
199.61
|
-257.89
|
-304.96
|
-656.70
|
|
Peer Median
|
18.52
|
--
|
4.00
|
23.47
|
-2.58
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
--
|
98.57
|
-8,420.19
|
-104.44
|
-20.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
--
|
-1.10
|
-2.31
|
-200.87
|
9.10
|
|
Peer Median
|
--
|
--
|
3.72
|
4.47
|
5.19
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
--
|
--
|
-0.41
|
-48.44
|
1.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.01
Lower than Peers by 1.28
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
0.01
|
0.81
|
0.61
|
0.34
|
0.42
|
|
Peer Median
|
1.29
|
--
|
0.74
|
0.64
|
0.80
|
Quick Ratio
0.01
Lower than Peers by 1.28
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
0.01
|
0.81
|
0.61
|
0.34
|
0.42
|
|
Peer Median
|
1.29
|
--
|
1.22
|
1.23
|
1.18
|
Interest Coverage
27.75
Higher than Peers by 26.17
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
27.75
|
287.15
|
-5.67
|
-0.89
|
0.58
|
|
Peer Median
|
1.59
|
--
|
1.55
|
1.50
|
1.39
|
Valuation
Price / Earnings
3.59
Lower than Peers by 9.50
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
3.59
|
0.02
|
--
|
--
|
--
|
|
Peer Median
|
13.09
|
--
|
13.13
|
14.64
|
10.84
|
Price / Book Value
-1.49
Lower than Peers by 3.08
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
-1.49
|
-1.54
|
-0.03
|
-1.79
|
0.03
|
|
Peer Median
|
1.59
|
--
|
2.11
|
1.75
|
0.74
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.84
|
--
|
--
|
0.63
|
0.82
|
EV/EBITDA
-29.44
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
-29.44
|
0.02
|
-1.53
|
-10.91
|
16.51
|
|
Peer Median
|
--
|
--
|
16.26
|
13.61
|
9.88
|
Market Cap
87
Lower than Peers by 17,818
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
|---|---|---|---|---|---|
|
Reliance Home Fin
|
87
|
122
|
187
|
116
|
36
|
|
Peer Median
|
17,905
|
--
|
10,430
|
9,264
|
7,948
|