Reliance Home Fin Peer Comparison

NSE: RHFL | BSE: 540709

₹1.60

₹-0.05 (-3.03%)

As on 28-Sep-2026IST

Market cap

₹79 Cr

Revenue (TTM)

₹0 Cr

P/E Ratio

3.3

P/B Ratio

-1.3

Div. Yield

0 %

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	Reliance Home Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Market cap (₹ Cr)	79	31,040	28,211	19,149	16,176
Revenue (₹ Cr)	0	28,683	8,692	3,817	7,418
Net Profit (₹ Cr)	24.17	5,734.11	2,315.08	1,140.96	-7,235.56
Net Margin (%)	337.46	19.99	26.65	29.77	-96.96
RoE (%)	--	14.36	12.45	15.98	-9.77
Price to Earnings	3.25	5.41	12.19	16.78	--
Price-To-Book	-1.35	0.72	1.43	2.46	0.91

Income Statement (₹ Cr)

	Reliance Home Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Operating Income	0.22	22,713.90	6,527.33	2,043.23	8,719.28
Other Income	6.94	14.32	1,128.43	0.29	160.95
Total Income	9,442.90	22,728.22	7,655.76	2,043.52	8,880.23
Interest Expense	0.90	16,134.76	3,899.96	799.19	5,636.49
PBT & Exceptional Items	45.40	3,560.77	1,360.91	720.82	1,603.85
Operating Expenses	3.45	2,963.65	2,343.45	507.02	1,554.32
Exceptional Income/Expenses	21.29	--	--	-25.00	--
Profit before Tax	24.11	3,560.77	1,360.91	695.82	1,603.85
Taxes	-0.07	669.60	314.91	151.06	476.17
Profit after Tax	24.17	2,891.17	1,046.00	544.76	1,127.68
Minority Interest	0.00	3.19	--	--	--
Share of Associate	0.00	0.24	--	--	--
Consolidated Profit	24.17	2,891.00	1,046.00	544.76	1,129.69

	Reliance Home Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Shareholder's Funds	-53.01	27,184.66	11,013.86	3,697.66	17,361.25
Minority Interest	0.00	3.19	--	--	--
Non-Current Liabilities	0.02	2,08,781.28	47,109.52	12,180.12	37,501.27
Current Liabilities	54.57	40,693.97	8,701.40	739.83	19,641.03
Total Liabilities	46.40	2,78,558.85	66,970.45	16,617.61	74,945.20

	Reliance Home Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Non-Current Assets	0.00	2,73,288.37	60,335.51	14,438.20	63,109.95
Current Assets	0.72	3,135.84	6,489.27	2,177.30	8,955.32
Total Assets	46.40	2,78,558.85	66,970.45	16,617.61	74,945.20
Contingent Liabilities	11.79	89.75	87.76	8.99	246.73

	Reliance Home Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Cash From Operating Activities	4,103.02	-19,632.00	-1,865.03	-1,155.69	4,000.96
Cash Flow from Investing Activities	103.21	-799.67	175.78	-476.53	884.25
Cash from Financing Activities	-4,035.08	20,248.69	301.47	1,463.19	-9,141.84
Net Cash Inflow / Outflow	171.15	-182.98	-1,387.78	-169.03	-4,256.63

	Reliance Home Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
ROCE (%)	250.03	7.57	8.25	10.08	9.80
ROE (%)	0.00	11.13	10.07	16.00	6.70
ROA (%)	153.92	1.09	1.58	3.52	1.45
EBIT Margin (%)	-1,451.80	87.02	81.39	75.20	84.02
Net Margin (%)	337.46	12.72	13.66	26.66	12.70
Cash Profit Margin (%)	1,418.36	13.03	16.81	27.47	13.91

	Reliance Home Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Revenue Growth (%)	-64.25	13.72	5.35	18.22	-2.94
EBIT Growth (%)	-36.74	16.31	2.12	14.51	-6.97
Net Profit Growth (%)	781.48	26.47	25.05	22.46	-4.25
EPS Growth (%)	175.75	26.45	24.86	22.46	-4.73
Book Value Growth (%)	98.57	9.83	11.69	17.41	4.18

	Reliance Home Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Price / Earnings	27.25	6.25	6.86	0.00	3.45
Price / Book Value	-1.35	0.67	0.79	0.00	0.25
Dividend Yield (%)	0.00	2.59	0.00	--	1.28
EV/EBITDA	-45.93	13.26	11.01	6.92	7.04
Market Cap (₹ Cr)	121.75	18,082.54	8,668.95	0.00	4,367.49

	Reliance Home Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Debt to Equity	0.00	9.00	4.89	3.31	3.05
Short term debt to equity ratio	--	1.27	0.58	0.02	0.87
Current Ratio	0.01	0.08	0.75	2.94	0.46
Quick Ratio	0.01	0.08	0.86	5.72	0.46
Interest Coverage	27.75	1.22	1.35	1.87	1.28

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.