Spandana Sphoorty Peer Comparison

NSE: SPANDANA | BSE: 542759

₹189.06

₹-9.96 (-5.00%)

As on 30-Oct-2026IST

Market cap

₹1,673 Cr

Revenue (TTM)

₹1,103 Cr

P/E Ratio

P/B Ratio

0.7

Div. Yield

0 %

Edit

	Spandana Sphoorty	Five-Star Business	Satin Creditcare	Purple Finance	PNB Housing Fin
Market cap (₹ Cr)	1,673	11,644	2,638	506	27,624
Revenue (₹ Cr)	1,103	3,319	3,355	61	8,987
Net Profit (₹ Cr)	-59.61	1,117.02	532.50	-2.47	2,350.04
Net Margin (%)	-5.11	33.22	15.81	-4.01	26.16
RoE (%)	-2.66	14.62	17.64	-1.29	11.91
Price to Earnings	--	10.42	4.95	--	11.75
Price-To-Book	0.71	1.47	0.83	2.02	1.36

Income Statement (₹ Cr)

	Spandana Sphoorty	Five-Star Business	Satin Creditcare	Purple Finance	PNB Housing Fin
Operating Income	1,102.77	3,319.48	3,354.96	61.18	8,987.14
Other Income	63.59	42.58	14.24	0.41	-5.26
Total Income	1,694.90	3,245.97	3,164.33	47.84	8,901.68
Interest Expense	507.44	709.12	1,318.42	15.31	5,252.19
PBT & Exceptional Items	-50.00	1,501.36	735.23	-1.70	3,106.62
Operating Expenses	708.92	1,151.59	1,315.55	47.98	623.07
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	-62.92	1,462.66	701.11	-4.30	3,038.10
Taxes	-3.31	345.63	168.61	-1.83	688.06
Profit after Tax	-59.61	1,117.02	532.50	-2.47	2,350.04
Minority Interest	0.03	0.00	0.02	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	-59.58	1,117.02	532.52	-2.47	2,350.04

	Spandana Sphoorty	Five-Star Business	Satin Creditcare	Purple Finance	PNB Housing Fin
Shareholder's Funds	2,343.32	7,903.44	3,172.78	250.76	20,249.19
Minority Interest	0.03	0.00	0.02	0.00	0.00
Non-Current Liabilities	59.76	101.19	124.81	2.12	123.99
Current Liabilities	4,818.85	8,173.61	12,620.68	164.84	81,264.92
Total Liabilities	6,246.38	15,789.74	14,378.00	244.75	94,095.02

	Spandana Sphoorty	Five-Star Business	Satin Creditcare	Purple Finance	PNB Housing Fin
Non-Current Assets	719.03	213.20	183.13	53.98	121.70
Current Assets	6,417.88	15,869.79	15,639.34	357.78	1,01,294.63
Total Assets	6,246.38	15,789.74	14,378.00	244.75	94,095.02
Contingent Liabilities	56.08	0.28	25.87	--	236.00

	Spandana Sphoorty	Five-Star Business	Satin Creditcare	Purple Finance	PNB Housing Fin
Cash From Operating Activities	882.47	-264.28	-973.81	-98.16	-8,983.55
Cash Flow from Investing Activities	164.76	228.38	-122.93	-0.90	684.33
Cash from Financing Activities	-1,513.71	157.06	1,873.34	93.05	8,719.78
Net Cash Inflow / Outflow	-466.48	121.15	776.60	-6.01	420.56

	Spandana Sphoorty	Five-Star Business	Satin Creditcare	Purple Finance	PNB Housing Fin
ROCE (%)	-5.77	14.79	12.15	1.57	9.41
ROE (%)	-2.66	14.62	17.64	-1.29	11.91
ROA (%)	-0.92	7.07	3.70	-0.81	2.51
EBIT Margin (%)	34.54	64.14	59.77	17.33	92.30
Net Margin (%)	-5.11	33.22	15.81	-4.01	26.16
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Spandana Sphoorty	Five-Star Business	Satin Creditcare	Purple Finance	PNB Housing Fin
Revenue Growth (%)	-26.30	8.28	20.56	124.13	10.03
EBIT Growth (%)	128.84	-1.62	55.44	202.12	9.34
Net Profit Growth (%)	95.98	1.05	296.19	79.79	9.37
EPS Growth (%)	96.49	0.76	296.20	87.72	9.16
Book Value Growth (%)	-18.89	17.35	12.51	64.14	14.01

	Spandana Sphoorty	Five-Star Business	Satin Creditcare	Purple Finance	PNB Housing Fin
Price / Earnings	-28.07	10.42	4.95	-216.12	11.75
Price / Book Value	0.71	1.47	0.83	2.02	1.36
Dividend Yield (%)	0.00	0.51	0.00	0.00	0.76
EV/EBITDA	10.94	8.20	5.62	45.30	11.40
Market Cap (₹ Cr)	1,479.01	10,409.34	1,543.23	305.17	19,716.88

	Spandana Sphoorty	Five-Star Business	Satin Creditcare	Purple Finance	PNB Housing Fin
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	1.24	0.35	1.89	0.36	1.20
Current Ratio	1.33	1.94	1.24	2.17	1.25
Quick Ratio	1.33	1.94	1.24	2.17	1.25
Interest Coverage	0.88	3.06	1.53	0.72	1.58

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.