Spandana Sphoorty Peer Comparison

NSE: SPANDANA | BSE: 542759

₹184.12

₹1.46 (0.80%)

As on 27-Oct-2026IST

Market cap

₹1,632 Cr

Revenue (TTM)

₹1,007 Cr

P/E Ratio

P/B Ratio

0.8

Div. Yield

0 %

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	Spandana Sphoorty	Five-Star Business	Muthoot Microfin	Satin Creditcare	Fusion Fin
Market cap (₹ Cr)	1,632	12,297	2,429	2,480	2,205
Revenue (₹ Cr)	1,007	3,319	2,480	3,217	1,714
Net Profit (₹ Cr)	-327.01	1,117.02	245.42	409.76	168.51
Net Margin (%)	-30.69	33.22	9.85	12.68	9.66
RoE (%)	-15.01	14.62	8.83	14.94	7.70
Price to Earnings	--	11.01	9.90	6.05	13.09
Price-To-Book	0.78	1.56	0.83	0.83	0.89

Income Statement (₹ Cr)

	Spandana Sphoorty	Five-Star Business	Muthoot Microfin	Satin Creditcare	Fusion Fin
Operating Income	1,007.42	3,319.48	2,479.58	3,217.00	1,714.42
Other Income	58.01	42.58	12.67	15.77	30.82
Total Income	1,694.90	3,245.97	2,395.49	3,164.33	1,761.29
Interest Expense	486.70	709.12	911.44	1,327.65	539.67
PBT & Exceptional Items	-412.48	1,501.36	352.75	567.19	100.65
Operating Expenses	991.21	1,151.59	1,228.06	1,337.93	1,104.92
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	-427.00	1,462.66	309.75	535.17	91.73
Taxes	-99.99	345.63	64.33	125.42	-76.78
Profit after Tax	-327.01	1,117.02	245.42	409.76	168.51
Minority Interest	0.06	0.00	0.00	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	-326.95	1,117.02	245.42	409.76	168.51

	Spandana Sphoorty	Five-Star Business	Muthoot Microfin	Satin Creditcare	Fusion Fin
Shareholder's Funds	2,129.39	7,903.44	2,854.31	2,863.40	2,455.93
Minority Interest	0.06	0.00	0.00	0.00	0.00
Non-Current Liabilities	58.00	101.19	26.12	100.47	34.65
Current Liabilities	4,058.80	8,173.61	9,804.37	11,418.78	5,804.22
Total Liabilities	6,246.38	15,789.74	12,684.81	14,378.00	8,294.80

	Spandana Sphoorty	Five-Star Business	Muthoot Microfin	Satin Creditcare	Fusion Fin
Non-Current Assets	741.58	213.20	117.84	175.08	107.60
Current Assets	5,345.91	15,869.79	12,380.67	14,143.51	8,148.73
Total Assets	6,246.38	15,789.74	12,684.81	14,378.00	8,294.80
Contingent Liabilities	56.08	0.28	0.50	25.87	4.55

	Spandana Sphoorty	Five-Star Business	Muthoot Microfin	Satin Creditcare	Fusion Fin
Cash From Operating Activities	882.47	-264.28	-580.33	-973.81	1,146.25
Cash Flow from Investing Activities	164.76	228.38	-41.39	-122.93	12.17
Cash from Financing Activities	-1,513.71	157.06	625.62	1,873.34	-66.63
Net Cash Inflow / Outflow	-466.48	121.15	3.90	776.60	1,091.79

	Spandana Sphoorty	Five-Star Business	Muthoot Microfin	Satin Creditcare	Fusion Fin
ROCE (%)	-5.77	14.79	9.44	12.15	6.28
ROE (%)	-15.01	14.62	8.83	14.94	7.70
ROA (%)	-4.44	7.07	2.09	3.16	2.03
EBIT Margin (%)	0.17	64.14	48.74	57.42	35.03
Net Margin (%)	-30.69	33.22	9.85	12.68	9.66
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Spandana Sphoorty	Five-Star Business	Muthoot Microfin	Satin Creditcare	Fusion Fin
Revenue Growth (%)	-48.30	8.28	0.93	20.97	-18.06
EBIT Growth (%)	100.15	-1.62	155.20	52.76	242.71
Net Profit Growth (%)	77.46	1.05	174.47	225.34	113.15
EPS Growth (%)	80.95	0.76	174.47	225.35	108.43
Book Value Growth (%)	-18.89	17.35	8.42	12.51	49.91

	Spandana Sphoorty	Five-Star Business	Muthoot Microfin	Satin Creditcare	Fusion Fin
Price / Earnings	-4.99	11.00	9.90	6.05	13.09
Price / Book Value	0.78	1.56	0.83	0.83	0.89
Dividend Yield (%)	0.00	0.48	0.00	0.00	0.00
EV/EBITDA	263.26	8.50	8.79	6.01	9.54
Market Cap (₹ Cr)	1,479.01	10,409.34	2,454.40	1,543.23	2,226.60

	Spandana Sphoorty	Five-Star Business	Muthoot Microfin	Satin Creditcare	Fusion Fin
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	1.24	0.35	1.85	1.89	1.31
Current Ratio	1.32	1.94	1.26	1.24	1.40
Quick Ratio	1.32	1.94	1.26	1.24	1.40
Interest Coverage	0.12	3.06	1.34	1.40	1.17

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.