United Credit Peer Comparison

BSE: 531091

₹22.70

₹-1.05 (-4.42%)

As on 31-Aug-2026IST

Market cap

₹12 Cr

Revenue (TTM)

₹3 Cr

P/E Ratio

15.1

P/B Ratio

0.4

Div. Yield

0 %

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	United Credit	Manappuram Finance	Tata Investment	Capri Global	IFCI
Market cap (₹ Cr)	12	32,031	32,523	24,665	24,171
Revenue (₹ Cr)	3	10,285	404	5,303	1,986
Net Profit (₹ Cr)	0.80	1,445.41	305.93	1,127.63	432.55
Net Margin (%)	24.56	14.02	74.72	21.20	21.13
RoE (%)	2.61	10.08	1.41	16.25	1.91
Price to Earnings	15.10	22.10	75.48	21.87	138.57
Price-To-Book	0.39	1.99	1.11	3.26	2.68

Income Statement (₹ Cr)

	United Credit	Manappuram Finance	Tata Investment	Capri Global	IFCI
Operating Income	3.44	10,011.20	305.08	3,247.93	1,876.10
Other Income	0.31	19.94	1.13	3.06	414.82
Total Income	3.74	10,031.14	306.22	3,250.99	2,290.92
Interest Expense	0.01	3,540.93	0.16	1,273.78	535.04
PBT & Exceptional Items	1.30	1,665.63	265.52	633.32	751.98
Operating Expenses	2.36	4,557.21	38.87	1,242.18	920.56
Exceptional Income/Expenses	--	--	--	--	-2.95
Profit before Tax	1.30	1,665.63	368.47	633.32	749.03
Taxes	0.29	461.76	56.38	154.79	400.42
Profit after Tax	1.01	1,203.87	312.09	478.53	348.61
Minority Interest	--	16.68	--	--	6,388.42
Share of Associate	--	--	--	--	--
Consolidated Profit	1.01	1,216.15	312.09	478.53	171.04

	United Credit	Manappuram Finance	Tata Investment	Capri Global	IFCI
Shareholder's Funds	29.98	12,432.19	31,090.77	4,304.10	8,690.75
Minority Interest	--	16.68	--	--	6,388.42
Non-Current Liabilities	0.26	16,817.88	3,937.57	12,012.16	7,983.59
Current Liabilities	0.17	24,908.37	72.05	5,084.86	2,661.01
Total Liabilities	30.89	54,550.48	35,100.39	21,485.87	25,723.77

	United Credit	Manappuram Finance	Tata Investment	Capri Global	IFCI
Non-Current Assets	10.23	44,123.36	34,144.57	19,271.23	18,343.53
Current Assets	20.19	10,051.76	955.82	2,129.90	7,329.76
Total Assets	30.89	54,550.48	35,100.39	21,485.87	25,723.77
Contingent Liabilities	--	196.39	--	7.21	243.48

	United Credit	Manappuram Finance	Tata Investment	Capri Global	IFCI
Cash From Operating Activities	-0.44	-466.57	206.21	-4,312.62	-983.74
Cash Flow from Investing Activities	0.04	-124.80	-165.99	61.87	-69.73
Cash from Financing Activities	0.06	1,132.34	-142.63	5,117.65	415.28
Net Cash Inflow / Outflow	-0.34	540.97	-102.41	866.90	-638.19

	United Credit	Manappuram Finance	Tata Investment	Capri Global	IFCI
ROCE (%)	4.43	11.25	1.21	11.18	11.51
ROE (%)	3.46	10.04	1.02	11.86	5.48
ROA (%)	3.36	2.39	0.92	2.59	1.56
EBIT Margin (%)	40.15	54.68	87.63	61.85	73.04
Net Margin (%)	27.08	12.00	101.92	14.72	15.22
Cash Profit Margin (%)	31.53	14.70	102.84	17.87	23.02

	United Credit	Manappuram Finance	Tata Investment	Capri Global	IFCI
Revenue Growth (%)	1.19	13.15	-20.37	40.42	-5.56
EBIT Growth (%)	-35.95	-9.84	-24.27	55.60	-2.10
Net Profit Growth (%)	-38.01	-45.22	-18.93	71.27	44.62
EPS Growth (%)	-38.01	-44.43	-18.93	71.23	52.49
Book Value Growth (%)	3.45	7.66	3.76	12.13	115.42

	United Credit	Manappuram Finance	Tata Investment	Capri Global	IFCI
Price / Earnings	16.32	16.19	10.24	29.37	67.86
Price / Book Value	0.55	1.58	1.03	3.29	1.34
Dividend Yield (%)	0.00	1.72	0.43	0.12	0.00
EV/EBITDA	11.70	9.40	119.45	13.99	7.16
Market Cap (₹ Cr)	16.54	19,684.03	31,951.18	14,056.08	11,607.06

	United Credit	Manappuram Finance	Tata Investment	Capri Global	IFCI
Debt to Equity	0.01	2.85	0.00	3.65	0.43
Short term debt to equity ratio	--	1.53	--	0.98	--
Current Ratio	115.48	0.40	13.27	0.42	2.75
Quick Ratio	115.48	0.40	13.27	0.42	2.73
Interest Coverage	150.59	1.47	2,306.84	1.50	2.40

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.