Sundaram Finance Peer Comparison
NSE: SUNDARMFIN | BSE: 590071
₹4,557.20
As on 02-Sep-2026IST
Market cap
₹50,653 Cr
Revenue (TTM)
₹10,104 Cr
P/E Ratio
22.8
P/B Ratio
3.3
Div. Yield
0.9 %
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
50,653 | 78,223 | 60,244 | 51,227 | 40,471 |
Revenue (₹ Cr) |
10,104 | 18,898 | 20,063 | 21,733 | 7,806 |
Net Profit (₹ Cr) |
2,162.46 | 3,198.02 | 2,275.15 | 3,187.92 | 786.92 |
Net Margin (%) |
21.26 | 16.89 | 10.90 | 14.62 | 10.06 |
RoE (%) |
15.18 | 11.79 | 14.91 | 13.05 | 7.78 |
Price to Earnings |
22.82 | 24.58 | 26.48 | 15.75 | 51.43 |
Price-To-Book |
3.28 | 2.71 | 3.68 | 1.86 | 3.12 |
Income Statement (₹ Cr)
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Operating Income
|
10,104.12 | 18,897.97 | 20,063.29 | 21,732.67 | 7,806.43 |
|
Other Income
|
69.24 | 33.72 | 819.01 | 65.43 | 12.13 |
|
Total Income
|
9,877.27 | 20,182.06 | 20,707.62 | 21,086.73 | 6,803.07 |
|
Interest Expense
|
4,828.75 | 7,054.41 | 3,003.29 | 9,025.63 | 3,142.23 |
|
PBT & Exceptional Items
|
3,046.17 | 4,494.40 | 3,189.64 | 4,559.23 | 1,153.93 |
|
Operating Expenses
|
2,147.22 | 7,325.86 | 14,689.37 | 7,947.34 | 3,522.40 |
|
Exceptional Income/Expenses
|
-75.61 | -28.51 | 0.00 | -132.95 | 0.00 |
|
Profit before Tax
|
2,872.43 | 4,291.23 | 3,057.92 | 4,292.83 | 1,051.43 |
|
Taxes
|
709.97 | 1,093.21 | 782.77 | 1,104.91 | 264.51 |
|
Profit after Tax
|
2,162.46 | 3,198.02 | 2,275.15 | 3,187.92 | 786.92 |
|
Minority Interest
|
0.00 | -15.47 | 0.00 | -6.94 | 0.00 |
|
Share of Associate
|
57.38 | 0.00 | 0.00 | 71.71 | 0.00 |
|
Consolidated Profit
|
2,219.84 | 3,182.55 | 2,275.15 | 3,252.69 | 786.92 |
Liabilities (₹ Cr)
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
14,893.65 | 27,983.53 | 15,725.50 | 26,638.64 | 10,348.24 |
|
Minority Interest
|
0.00 | -15.47 | 0.00 | -6.94 | 0.00 |
|
Non-Current Liabilities
|
310.90 | 616.40 | 1,973.91 | 900.16 | 66.57 |
|
Current Liabilities
|
70,590.86 | 1,13,554.88 | 48,628.38 | 1,31,051.81 | 49,856.75 |
|
Total Liabilities
|
85,795.39 | 1,42,183.73 | 66,327.79 | 1,58,643.94 | 60,271.56 |
Assets (₹ Cr)
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
1,311.04 | 2,795.13 | 552.55 | 2,161.31 | 203.28 |
|
Current Assets
|
84,120.74 | 1,38,099.25 | 64,275.43 | 1,55,206.53 | 59,450.81 |
|
Total Assets
|
85,795.39 | 1,42,183.73 | 66,327.79 | 1,58,643.94 | 60,271.56 |
|
Contingent Liabilities
|
117.97 | 307.66 | 75.50 | 1,305.46 | 17.48 |
Cashflow (₹ Cr)
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-5,892.22 | -14,189.24 | 493.03 | -12,772.18 | -21,785.59 |
|
Cash Flow from Investing Activities
|
-1,371.35 | 366.90 | 245.47 | 769.52 | -1,340.32 |
|
Cash from Financing Activities
|
7,478.48 | 15,415.06 | -1,172.36 | 10,637.20 | 23,387.26 |
|
Net Cash Inflow / Outflow
|
214.91 | 1,592.72 | -433.86 | -1,365.46 | 261.35 |
Ratios
Profitability Ratios
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
ROCE (%)
|
9.35 | 8.54 | 11.75 | 8.63 | 7.55 |
|
ROE (%)
|
15.18 | 11.79 | 14.91 | 13.05 | 7.78 |
|
ROA (%)
|
2.68 | 2.44 | 3.45 | 2.11 | 1.65 |
|
EBIT Margin (%)
|
76.28 | 60.01 | 26.13 | 61.59 | 53.57 |
|
Net Margin (%)
|
21.26 | 16.89 | 10.90 | 14.62 | 10.06 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
13.75 | 15.24 | 7.92 | 13.56 | 72.47 |
|
EBIT Growth (%)
|
12.87 | 15.99 | 1.69 | 14.54 | 225.51 |
|
Net Profit Growth (%)
|
18.66 | 20.27 | 21.16 | 43.18 | 340.37 |
|
EPS Growth (%)
|
18.72 | 20.08 | 21.14 | 33.47 | 323.02 |
|
Book Value Growth (%)
|
12.84 | 9.67 | 14.12 | 23.73 | 26.43 |
Valuation Ratios
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Price / Earnings
|
22.21 | 24.39 | 26.48 | 15.32 | 48.97 |
|
Price / Book Value
|
3.28 | 2.71 | 3.68 | 1.87 | 3.12 |
|
Dividend Yield (%)
|
0.88 | 0.88 | 0.39 | 2.03 | 0.00 |
|
EV/EBITDA
|
14.69 | 15.12 | 18.64 | 12.31 | 20.04 |
|
Market Cap (₹ Cr)
|
48,223.59 | 60,155.90 | 60,455.08 | 39,769.47 | 29,764.75 |
Solvency Ratios
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 4.83 | 0.00 |
|
Short term debt to equity ratio
|
0.51 | 2.03 | 2.39 | 2.91 | 1.69 |
|
Current Ratio
|
1.19 | 1.22 | 1.32 | 1.18 | 1.19 |
|
Quick Ratio
|
1.19 | 1.22 | 1.32 | 1.18 | 1.19 |
|
Interest Coverage
|
1.59 | 1.61 | 2.02 | 1.48 | 1.33 |