Sundaram Finance Peer Comparison
NSE: SUNDARMFIN | BSE: 590071
₹3,924.20
As on 28-Oct-2026IST
Market cap
₹43,563 Cr
Revenue (TTM)
₹10,104 Cr
P/E Ratio
19.6
P/B Ratio
2.8
Div. Yield
1 %
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
43,563 | 61,983 | 50,152 | 36,569 | 35,493 |
Revenue (₹ Cr) |
10,104 | 20,046 | 20,243 | 22,642 | 8,889 |
Net Profit (₹ Cr) |
2,162.46 | 3,435.90 | 2,607.98 | 3,526.22 | 1,087.57 |
Net Margin (%) |
21.26 | 17.11 | 12.39 | 15.53 | 12.22 |
RoE (%) |
15.18 | 12.03 | 15.86 | 13.67 | 9.02 |
Price to Earnings |
19.62 | 18.11 | 19.23 | 10.16 | 32.63 |
Price-To-Book |
2.82 | 2.12 | 2.92 | 1.33 | 2.58 |
Income Statement (₹ Cr)
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Operating Income
|
10,104.12 | 20,046.38 | 20,242.84 | 22,642.14 | 8,888.63 |
|
Other Income
|
69.24 | 33.75 | 804.65 | 68.61 | 12.00 |
|
Total Income
|
9,877.27 | 20,182.06 | 20,707.62 | 21,086.73 | 6,803.07 |
|
Interest Expense
|
4,828.75 | 7,390.59 | 3,030.49 | 9,350.95 | 3,539.87 |
|
PBT & Exceptional Items
|
3,046.17 | 4,845.17 | 3,633.12 | 5,032.84 | 1,568.37 |
|
Operating Expenses
|
2,147.22 | 7,787.35 | 14,383.88 | 8,061.06 | 3,792.39 |
|
Exceptional Income/Expenses
|
-75.61 | -28.51 | 0.00 | -132.95 | 0.00 |
|
Profit before Tax
|
2,872.43 | 4,621.21 | 3,503.87 | 4,751.08 | 1,453.84 |
|
Taxes
|
709.97 | 1,185.31 | 895.89 | 1,224.86 | 366.27 |
|
Profit after Tax
|
2,162.46 | 3,435.90 | 2,607.98 | 3,526.22 | 1,087.57 |
|
Minority Interest
|
0.00 | -13.09 | 0.00 | -6.65 | 0.00 |
|
Share of Associate
|
57.38 | 0.00 | 0.00 | 78.07 | 0.00 |
|
Consolidated Profit
|
2,219.84 | 3,422.81 | 2,607.98 | 3,597.64 | 1,087.57 |
Liabilities (₹ Cr)
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
14,893.65 | 29,267.07 | 17,172.08 | 27,487.30 | 13,754.07 |
|
Minority Interest
|
0.00 | -13.09 | 0.00 | -6.65 | 0.00 |
|
Non-Current Liabilities
|
310.90 | 774.19 | 2,086.66 | 816.62 | 107.48 |
|
Current Liabilities
|
70,590.86 | 1,27,720.00 | 51,843.57 | 1,51,948.83 | 60,722.39 |
|
Total Liabilities
|
85,795.39 | 1,42,183.73 | 66,327.79 | 1,58,643.94 | 60,271.56 |
Assets (₹ Cr)
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
1,311.04 | 3,006.79 | 564.30 | 2,091.58 | 266.26 |
|
Current Assets
|
84,120.74 | 1,53,261.82 | 69,043.25 | 1,77,044.13 | 73,635.12 |
|
Total Assets
|
85,795.39 | 1,42,183.73 | 66,327.79 | 1,58,643.94 | 60,271.56 |
|
Contingent Liabilities
|
117.97 | 307.66 | 75.50 | 1,305.46 | 17.48 |
Cashflow (₹ Cr)
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-5,892.22 | -14,189.24 | 493.03 | -12,772.18 | -21,785.59 |
|
Cash Flow from Investing Activities
|
-1,371.35 | 366.90 | 245.47 | 769.52 | -1,340.32 |
|
Cash from Financing Activities
|
7,478.48 | 15,415.06 | -1,172.36 | 10,637.20 | 23,387.26 |
|
Net Cash Inflow / Outflow
|
214.91 | 1,592.72 | -433.86 | -1,365.46 | 261.35 |
Ratios
Profitability Ratios
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
ROCE (%)
|
9.35 | 8.54 | 11.75 | 8.63 | 7.55 |
|
ROE (%)
|
15.18 | 12.03 | 15.86 | 13.67 | 9.02 |
|
ROA (%)
|
2.68 | 2.41 | 3.70 | 2.14 | 1.79 |
|
EBIT Margin (%)
|
76.28 | 59.89 | 28.30 | 62.57 | 56.05 |
|
Net Margin (%)
|
21.26 | 17.11 | 12.39 | 15.53 | 12.22 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
13.75 | 19.92 | 5.81 | 14.94 | 74.99 |
|
EBIT Growth (%)
|
12.87 | 20.20 | 11.44 | 17.58 | 115.91 |
|
Net Profit Growth (%)
|
18.66 | 27.39 | 35.96 | 46.83 | 399.21 |
|
EPS Growth (%)
|
18.72 | 27.22 | 35.94 | 40.14 | 361.59 |
|
Book Value Growth (%)
|
12.84 | 9.67 | 14.12 | 23.73 | 26.43 |
Valuation Ratios
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Price / Earnings
|
19.11 | 17.99 | 19.23 | 9.89 | 31.65 |
|
Price / Book Value
|
2.82 | 2.12 | 2.92 | 1.33 | 2.58 |
|
Dividend Yield (%)
|
1.02 | 1.11 | 0.47 | 2.85 | 0.00 |
|
EV/EBITDA
|
13.80 | 12.95 | 15.37 | 10.63 | 15.86 |
|
Market Cap (₹ Cr)
|
48,223.59 | 60,155.90 | 60,455.08 | 39,769.47 | 29,764.75 |
Solvency Ratios
| Sundaram Finance | L&T Fin | SBI Cards | Mahin & Mahin Fin | Poonawalla Fincorp | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
0.51 | 2.03 | 2.39 | 2.09 | 1.69 |
|
Current Ratio
|
1.19 | 1.20 | 1.33 | 1.17 | 1.21 |
|
Quick Ratio
|
1.19 | 1.20 | 1.33 | 1.17 | 1.21 |
|
Interest Coverage
|
1.59 | 1.63 | 2.16 | 1.51 | 1.41 |