Mysore Bank Key Ratios
NSE: MYSOREBANK | BSE: 532200
₹606.05
As on 15-Mar-2017IST
Market cap
₹2,912 Cr
Revenue (TTM)
₹6,964 Cr
P/E Ratio
--
P/B Ratio
0.7
Div. Yield
1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 4.46 | 0.04 | -2.52 | 3.85 | 7.73 |
| Interest Expended | -2.06 | -3.42 | -2.92 | 3.94 | 8.78 |
| Net Interest Income | 22.22 | 8.53 | -1.57 | 3.62 | 5.49 |
| EPS | 88.97 | -175.17 | -246.75 | -232.46 | -205.95 |
| Book Value | -- | -- | 7.09 | 6.54 | 7.99 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-16 | Mar-15 |
| Net NPAs
| 3.21 | 2.85 | 9.22 | 4.18 | 2.16 |
| Net Interest Margin
| 2.74 | 2.75 | -- | 2.72 | 2.81 |
| Net Margin
| 4.60 | 5.35 | -7.14 | 4.51 | 5.30 |
| Return on equity
| 8.26 | 9.54 | -- | 7.92 | 9.79 |
| Return on Assets
| 0.45 | 0.53 | -0.69 | 0.44 | 0.53 |
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
--
|
13.21
|
13.34
|
12.78
|
13.28
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
--
|
7.97
|
7.91
|
7.18
|
7.30
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
--
|
6.52
|
6.58
|
6.22
|
6.49
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
--
|
2.72
|
2.81
|
2.69
|
2.82
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
--
--
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
--
|
7.92
|
9.79
|
7.07
|
11.59
|
|
Peer Median
|
13.28
|
--
|
--
|
--
|
--
|
ROA
-0.69
Lower than Peers by 1.83
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
-0.69
|
0.44
|
0.53
|
0.39
|
0.65
|
|
Peer Median
|
1.14
|
--
|
--
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
--
|
57.22
|
53.37
|
53.40
|
45.36
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-2.52
Lower than Peers by 16.02
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
-2.52
|
2.71
|
9.76
|
5.99
|
17.47
|
|
Peer Median
|
13.50
|
--
|
--
|
--
|
--
|
EBIT Growth
-26.80
--
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
-26.80
|
-5.97
|
14.30
|
-12.52
|
25.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
-1.57
Lower than Peers by 22.01
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
-1.57
|
-12.46
|
49.06
|
-34.09
|
12.72
|
|
Peer Median
|
20.44
|
--
|
--
|
--
|
--
|
EPS Growth
-246.75
Lower than Peers by 260.65
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
-246.75
|
-12.46
|
49.06
|
-35.76
|
12.72
|
|
Peer Median
|
13.90
|
--
|
--
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
--
|
7.09
|
9.34
|
5.95
|
10.32
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
--
|
4.87
|
5.49
|
7.46
|
6.24
|
|
Peer Median
|
10.46
|
--
|
--
|
--
|
--
|
Price / Book Value
0.73
Lower than Peers by 0.77
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
0.73
|
0.37
|
0.51
|
0.51
|
0.69
|
|
Peer Median
|
1.50
|
--
|
--
|
--
|
--
|
Dividend Yield
0.99
Higher than Peers by 0.29
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
0.99
|
1.65
|
1.28
|
0.70
|
2.07
|
|
Peer Median
|
0.70
|
--
|
--
|
--
|
--
|
EV/EBITDA
2.58
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
2.58
|
4.82
|
5.96
|
6.46
|
4.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2,912
Lower than Peers by 75,470
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-16
|
Mar-15
|
Mar-14
|
Mar-13
|
|---|---|---|---|---|---|
|
Mysore Bank
|
2,912
|
1,741
|
2,245
|
2,047
|
2,596
|
|
Peer Median
|
78,382
|
--
|
--
|
--
|
--
|