Mysore Bank Financials

NSE: MYSOREBANK | BSE: 532200

₹606.05

₹7.00 (1.17%)

As on 15-Mar-2017IST

Market cap

₹2,912 Cr

Revenue (TTM)

₹6,964 Cr

P/E Ratio

P/B Ratio

0.7

Div. Yield

1 %

Income Statement (₹ Cr)	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Interest Earned	6,963.66	7,127.77	6,939.99	6,322.86	5,965.48	5,078.43
Other Income	1,026.46	810.08	767.61	572.56	595.59	516.39
Total Income	7,990.13	7,937.85	7,707.59	6,895.42	6,561.08	5,594.82
Interest Expended	4,875.49	5,012.42	4,853.09	4,396.44	4,125.28	3,494.14
Operating Expenses	1,741.27	1,673.90	1,523.53	1,334.54	1,104.76	1,041.07
Operating Profit before Prov. & Cont.	1,373.37	1,251.52	1,330.98	1,164.44	1,331.03	1,059.61
Provisions and Contingencies	2,204.29	765.62	734.96	937.10	635.96	601.45
Profit Before Tax	-830.91	485.91	596.02	227.34	695.08	458.17
Taxes	-260.12	128.06	187.23	-46.91	278.98	89.02
Profit after Tax	-570.80	357.85	408.80	274.25	416.10	369.15
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	--	357.85	408.80	274.25	416.10	369.15

Liabilities (₹ Cr)	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Shareholder's Funds	4,594.55	5,241.79	4,932.37	4,548.60	4,332.53	3,988.53
Minority Interest	--	--	--	--	--	--
Deposits	74,413.82	70,568.29	66,063.76	61,560.32	56,969.04	50,186.30
Borrowings	2,840.29	4,294.75	5,688.35	5,473.97	3,854.20	4,425.59
Other Liabilities & Provisions	2,452.00	2,870.17	2,784.45	2,393.46	2,076.98	1,803.15
Total Liabilities	84,300.66	82,975.00	79,468.93	73,976.35	67,232.76	60,403.57

Assets (₹ Cr)	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Cash and Balance with Reserve Bank of India	3,841.26	3,665.58	3,891.92	2,858.84	2,404.67	3,025.85
Balances with Banks and Money at Call	2,711.39	34.97	364.27	82.38	1,100.09	336.86
Investments	20,010.11	20,123.96	18,066.00	19,190.20	16,774.58	14,732.70
Advances	52,352.70	53,954.18	52,025.86	49,481.95	44,932.57	39,835.31
Net Block	984.84	970.91	936.59	860.32	817.94	741.90
Other Assets	4,400.36	4,225.40	4,184.28	1,502.66	1,196.57	1,723.44
Miscellaneous Exp. Not Written Off	--	--	--	--	--	--
Total Assets	84,300.66	82,975.00	79,468.93	73,976.35	67,232.76	60,403.57

Cashflow (₹ Cr)	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Cash From Operating Activities	--	-274.92	1,733.85	-364.95	393.65	678.73
Cash Flow from Investing Activities	--	-109.51	-269.84	-150.06	-83.66	-88.37
Cash from Financing Activities	--	-171.21	-149.03	-48.52	-167.94	-167.94
Net Cash Inflow / Outflow	--	-555.63	1,314.97	-563.54	142.05	422.42

Financials Ratios	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Adjusted EPS (₹)	--	74.53	85.14	57.12	88.91	78.88
Cash EPS (₹)	--	89.97	98.81	69.90	98.96	89.57
Adjusted Book Value (₹)	--	972.86	908.41	830.78	804.44	729.22
Dividend per Share (₹)	--	6.00	6.00	3.00	11.50	10.00
Cash Flow per Share (₹)	--	-57.26	361.12	-76.01	84.11	145.03
Free Cash Flow per Share (₹)	--	-277.17	112.46	-302.30	-96.56	3.66

Profitability Ratios	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Yield on Advances	--	13.21	13.34	12.78	13.28	12.75
Yield on Investments	--	7.97	7.91	7.18	7.30	7.05
Interest Spread	--	6.52	6.58	6.22	6.49	6.35
NIM (%)	--	2.72	2.81	2.69	2.82	2.73
ROE (%)	--	7.92	9.79	7.07	11.59	11.34
ROA (%)	-0.69	0.44	0.53	0.39	0.65	0.66
Cost to Income Ratio	--	57.22	53.37	53.40	45.36	49.56

Growth Ratios	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Revenue Growth (%)	-2.52	2.71	9.76	5.99	17.47	24.50
EBIT Growth (%)	-26.80	-5.97	14.30	-12.52	25.61	-9.72
Net Profit Growth (%)	-1.57	-12.46	49.06	-34.09	12.72	-26.26
EPS Growth (%)	-246.75	-12.46	49.06	-35.76	12.72	-26.26
Book Value Growth (%)	--	7.09	9.34	5.95	10.32	10.11

Valuation Ratios	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Price / Earnings	--	4.87	5.49	7.46	6.24	6.39
Price / Book Value	0.73	0.37	0.51	0.51	0.69	0.69
Dividend Yield (%)	0.99	1.65	1.28	0.70	2.07	1.99
EV/EBITDA	2.58	4.82	5.96	6.46	4.85	6.40
Close Price (₹)	535.60	361.85	469.50	423.35	563.75	502.85
High Price (₹)	747.00	556.30	647.40	612.00	774.40	755.00
Low Price (₹)	349.00	349.00	390.20	367.95	440.00	408.10
Market Cap (₹ Cr)	2,911.77	1,740.96	2,245.35	2,046.57	2,595.75	2,357.31

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)