Market cap
₹9,27,216 Cr
Revenue (TTM)
₹5,25,951 Cr
P/E Ratio
10.8
P/B Ratio
1.6
Div. Yield
1.7 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 3.94 | 8.50 | 5.59 | 11.88 | 13.67 |
| Interest Expended | 2.87 | 5.09 | 3.73 | 15.67 | 15.68 |
| Net Interest Income | 5.61 | 14.16 | 8.59 | 6.90 | 10.94 |
| EPS | 22.76 | 9.96 | 4.93 | 7.63 | 27.22 |
| Book Value | -- | -- | 18.14 | 17.92 | 16.60 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 0.48 | -- | 0.00 | -- | -- |
| Net Interest Margin
| 2.65 | 2.77 | 0.00 | 2.58 | 2.78 |
| Net Margin
| 13.67 | 11.24 | 12.19 | 11.95 | 11.91 |
| Return on equity
| 18.23 | 17.27 | 13.84 | 16.68 | 18.66 |
| Return on Assets
| 1.09 | 1.00 | 1.11 | 1.09 | 1.13 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
--
|
--
|
14,446.47
|
9,469.33
|
9,190.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
--
|
10.34
|
11.53
|
11.61
|
10.74
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
--
|
6.39
|
6.50
|
6.22
|
5.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
--
|
5.73
|
6.56
|
6.97
|
6.93
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
--
|
2.58
|
2.78
|
2.88
|
2.93
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
13.84
Higher than Peers by 0.55
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
13.84
|
16.68
|
18.66
|
18.97
|
18.44
|
|
Peer Median
|
13.28
|
13.26
|
15.04
|
--
|
--
|
ROA
1.11
Lower than Peers by 0.02
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
1.11
|
1.09
|
1.13
|
1.07
|
1.00
|
|
Peer Median
|
1.14
|
1.18
|
1.16
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
--
|
66.05
|
65.28
|
70.45
|
66.98
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
5.59
Lower than Peers by 7.90
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
5.59
|
5.02
|
11.64
|
25.18
|
20.99
|
|
Peer Median
|
13.50
|
5.68
|
13.29
|
--
|
--
|
EBIT Growth
-19.77
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
-19.77
|
7.28
|
27.17
|
5.73
|
22.47
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
8.59
Lower than Peers by 11.85
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
8.59
|
7.78
|
15.97
|
20.47
|
55.57
|
|
Peer Median
|
20.44
|
17.67
|
17.87
|
--
|
--
|
EPS Growth
4.93
Lower than Peers by 8.97
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
4.93
|
3.84
|
15.62
|
20.55
|
57.31
|
|
Peer Median
|
13.90
|
14.04
|
10.58
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
--
|
22.20
|
18.66
|
16.97
|
17.35
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
10.76
Higher than Peers by 1.34
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
10.76
|
10.86
|
8.88
|
10.01
|
8.40
|
|
Peer Median
|
9.42
|
9.42
|
9.38
|
--
|
--
|
Price / Book Value
1.58
Higher than Peers by 0.18
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
1.58
|
1.61
|
1.50
|
1.73
|
1.41
|
|
Peer Median
|
1.40
|
1.40
|
1.38
|
--
|
--
|
Dividend Yield
1.73
Higher than Peers by 1.02
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
1.73
|
1.77
|
2.06
|
1.82
|
2.16
|
|
Peer Median
|
0.71
|
0.65
|
1.14
|
--
|
--
|
EV/EBITDA
10.55
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
10.55
|
12.46
|
10.33
|
13.25
|
10.56
|
|
Peer Median
|
--
|
10.73
|
4.40
|
--
|
--
|
Market Cap
9,27,216
Higher than Peers by 8,49,146
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
SBI
|
9,27,216
|
9,04,428
|
6,88,644
|
6,71,651
|
4,67,382
|
|
Peer Median
|
78,070
|
74,147
|
60,073
|
--
|
--
|