South Indian Bank Peer Comparison

NSE: SOUTHBANK | BSE: 532218

₹56.57

₹1.93 (3.53%)

As on 29-Oct-2026IST

Market cap

₹14,815 Cr

Revenue (TTM)

₹10,501 Cr

P/E Ratio

9.3

P/B Ratio

1.2

Div. Yield

0.8 %

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	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Market cap (₹ Cr)	14,815	56,056	34,318	26,448	22,451
Interest Income (₹ Cr)	10,501	15,550	11,983	38,888	7,689
Net Interest Income (₹ Cr)	3,936.59	7,116.41	5,518.14	15,638.71	3,230.91
NIM (%)	--	--	4.26	--	--
RoA (%)	1.09	0.64	2.11	0.87	1.59
Price to Earnings	9.34	46.52	11.60	5.49	15.07
Price-To-Book	1.23	1.30	2.23	0.70	2.01

Income Statement (₹ Cr)

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Interest Earned	10,500.52	15,549.99	11,982.65	38,887.57	7,688.54
Other Income	1,719.26	4,123.71	2,001.35	5,467.24	1,129.62
Total Income	12,219.78	19,673.70	13,984.00	44,354.81	8,818.16
Interest Expended	6,563.93	8,433.58	6,464.51	23,248.86	4,457.63
Operating Expenses	3,165.75	7,013.57	3,009.59	12,219.04	2,026.31
Operating Profit before Prov. & Cont.	2,373.85	3,365.60	4,074.98	8,607.03	2,014.23
Provisions and Contingencies	358.26	2,683.40	571.25	2,179.01	414.00
Profit Before Tax	1,956.52	1,105.99	3,320.05	4,483.52	1,671.23
Taxes	545.96	338.19	980.34	1,900.32	430.00
Profit after Tax	1,585.88	1,204.96	2,958.31	4,807.58	1,490.21
Minority Interest	0.00	0.00	0.00	-6.51	0.00
Share of Associate	0.00	0.00	0.00	18.06	0.00
Consolidated Profit	1,585.88	1,204.96	2,958.31	4,819.13	1,490.21

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Shareholder's Funds	12,091.17	43,453.95	15,392.90	41,638.52	11,192.45
Minority Interest	0.00	0.00	0.00	-6.51	0.00
Deposits	1,37,274.87	1,56,103.79	1,28,123.29	5,08,862.56	83,893.12
Borrowings	3,681.20	13,371.78	2,320.91	38,908.14	5,280.39
Other Liabilities & Provisions	3,141.48	9,359.15	4,993.62	9,517.52	3,096.44
Total Liabilities	1,41,756.46	1,80,746.93	1,36,603.09	5,51,079.15	97,024.40

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash and Balance with Reserve Bank of India	8,704.60	10,246.82	5,691.06	17,809.55	4,000.37
Balances with Banks and Money at Call	6,315.20	15,548.08	1,968.98	25,135.09	4,325.04
Investments	27,708.53	42,782.76	27,731.35	1,64,474.70	20,203.84
Advances	1,08,388.15	1,42,314.08	1,11,015.22	3,74,377.36	71,742.67
Net Block	1,042.84	601.77	454.81	5,201.69	468.53
Other Assets	4,032.10	10,803.77	3,911.50	12,052.98	2,639.96
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	1,41,756.46	1,80,746.93	1,36,603.09	5,51,079.15	97,024.40

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash From Operating Activities	3,906.64	7,612.27	-553.95	2,803.99	802.47
Cash Flow from Investing Activities	-5,464.95	-224.91	-1,745.12	-453.87	-207.85
Cash from Financing Activities	-561.04	3,159.95	-205.01	-712.82	3,041.91
Net Cash Inflow / Outflow	-2,119.35	10,547.31	-2,504.08	1,637.30	3,636.53

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Yield on Advances	9.92	12.55	11.28	10.69	10.43
Yield on Investments	7.97	7.93	7.05	7.20	6.72
Interest Spread	4.88	7.43	6.09	6.31	5.60
NIM (%)	0.00	0.00	4.26	0.00	0.00
ROE (%)	13.49	4.00	20.06	11.95	13.70
ROA (%)	1.09	0.64	2.11	0.87	1.59
Cost to Income Ratio	56.41	67.91	41.98	58.33	47.93

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Revenue Growth (%)	10.37	11.37	15.43	12.41	22.63
EBIT Growth (%)	4.56	-7.90	26.85	5.28	19.99
Net Profit Growth (%)	16.77	122.73	40.55	7.07	23.31
EPS Growth (%)	16.69	39.54	22.65	5.57	6.54
Book Value Growth (%)	12.91	6.77	0.26	6.62	11.60

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Price / Earnings	9.34	46.52	11.60	5.49	15.07
Price / Book Value	1.23	1.30	2.23	0.70	2.01
Dividend Yield (%)	0.80	0.28	0.73	4.11	0.66
EV/EBITDA	11.16	484.12	12.61	5.99	15.65
Market Cap (₹ Cr)	8,952.44	17,916.63	27,940.59	28,467.59	17,825.64

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.