South Indian Bank Peer Comparison

NSE: SOUTHBANK | BSE: 532218

₹47.70

₹1.96 (4.29%)

As on 03-Sep-2026 15:59IST

Market cap

₹12,491 Cr

Revenue (TTM)

₹10,112 Cr

P/E Ratio

8.3

P/B Ratio

1.1

Div. Yield

0.9 %

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	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Market cap (₹ Cr)	12,491	63,278	33,840	27,860	23,249
Interest Income (₹ Cr)	10,112	14,736	11,555	37,270	7,249
Net Interest Income (₹ Cr)	3,629.51	6,536.59	5,281.95	14,771.97	3,024.68
NIM (%)	--	--	4.26	--	3.78
RoA (%)	1.11	0.55	2.14	0.87	1.61
Price to Earnings	8.27	70.38	12.33	6.10	16.57
Price-To-Book	1.06	1.48	2.28	0.75	2.12

Income Statement (₹ Cr)

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Interest Earned	10,111.87	14,735.81	11,555.22	37,270.22	7,249.41
Other Income	1,766.68	3,977.83	2,078.86	5,593.93	1,038.54
Total Income	11,878.55	18,713.64	13,634.08	42,864.15	8,287.96
Interest Expended	6,482.36	8,199.22	6,273.27	22,498.25	4,224.74
Operating Expenses	3,103.00	6,959.61	2,995.73	11,962.89	1,919.34
Operating Profit before Prov. & Cont.	2,373.85	3,365.60	4,074.98	8,607.03	2,014.23
Provisions and Contingencies	262.42	2,416.57	727.09	1,930.89	351.00
Profit Before Tax	1,956.52	1,105.99	3,320.05	4,483.52	1,671.23
Taxes	519.64	239.18	893.41	1,920.12	390.00
Profit after Tax	1,511.13	899.06	2,744.58	4,552.00	1,402.89
Minority Interest	0.00	0.00	0.00	-6.31	0.00
Share of Associate	0.00	0.00	0.00	19.24	0.00
Consolidated Profit	1,511.13	899.06	2,744.58	4,564.93	1,402.89

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Shareholder's Funds	11,814.71	16,724.24	14,107.87	40,958.07	10,564.86
Minority Interest	0.00	0.00	0.00	-6.31	0.00
Deposits	1,25,810.86	1,38,959.35	1,15,665.74	4,79,410.49	78,307.95
Borrowings	3,606.94	16,796.44	2,622.56	28,818.57	5,326.80
Other Liabilities & Provisions	3,218.32	8,266.89	4,206.92	9,322.64	2,824.78
Total Liabilities	1,41,756.46	1,80,746.93	1,36,603.09	5,51,079.15	97,024.40

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash and Balance with Reserve Bank of India	4,779.95	14,011.59	5,154.39	18,080.94	6,267.33
Balances with Banks and Money at Call	4,859.85	9,054.26	148.25	19,024.66	2,659.74
Investments	26,455.87	32,058.63	29,019.89	1,54,862.65	18,986.92
Advances	1,03,324.90	1,14,231.94	98,190.61	3,48,040.83	65,875.17
Net Block	1,042.84	601.77	454.81	5,201.69	468.53
Other Assets	3,989.36	10,768.22	3,588.33	13,368.09	2,766.70
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	1,41,756.46	1,80,746.93	1,36,603.09	5,51,079.15	97,024.40

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash From Operating Activities	3,906.64	7,612.27	-553.95	2,803.99	802.47
Cash Flow from Investing Activities	-5,464.95	-224.91	-1,745.12	-453.87	-207.85
Cash from Financing Activities	-561.04	3,159.95	-205.01	-712.82	3,041.91
Net Cash Inflow / Outflow	-2,119.35	10,547.31	-2,504.08	1,637.30	3,636.53

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Yield on Advances	9.92	12.55	11.28	10.69	10.43
Yield on Investments	7.97	7.93	7.05	7.20	6.72
Interest Spread	4.88	7.43	6.09	6.31	5.60
NIM (%)	0.00	0.00	4.26	0.00	3.78
ROE (%)	13.23	5.47	20.40	11.35	13.69
ROA (%)	1.11	0.55	2.14	0.87	1.61
Cost to Income Ratio	56.41	67.91	41.98	58.33	47.93

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Revenue Growth (%)	6.88	5.37	16.02	9.45	19.81
EBIT Growth (%)	4.56	-7.90	26.85	5.28	19.99
Net Profit Growth (%)	13.50	54.95	36.93	8.61	20.41
EPS Growth (%)	13.45	28.93	14.04	6.25	11.99
Book Value Growth (%)	12.91	6.77	-1.50	6.62	11.60

	South Indian Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Price / Earnings	8.27	70.38	12.33	6.10	16.57
Price / Book Value	1.06	1.48	2.28	0.75	2.12
Dividend Yield (%)	0.94	0.25	0.74	3.90	0.64
EV/EBITDA	11.92	-134.77	13.63	7.79	17.78
Market Cap (₹ Cr)	8,952.44	17,916.63	27,940.59	28,467.59	17,825.64

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.