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South Indian Bank Key Ratios

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NSE: SOUTHBANK | BSE: 532218

₹56.19

up-down-arrow ₹1.55 (2.84%)

As on 29-Oct-2026 11:44IST

Market cap

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₹14,312 Cr

Revenue (TTM)

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₹10,501 Cr

P/E Ratio

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9

P/B Ratio

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1.2

Div. Yield

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0.8 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Interest Income 6.39 16.15 10.37 9.37 9.08
Interest Expended 4.79 5.10 7.00 11.74 7.49
Net Interest Income 8.89 37.97 16.50 5.84 12.08
EPS 12.78 21.15 16.73 14.72 47.58
Book Value -- -- 12.86 14.14 --
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
Net NPAs info 0.89--0.00----
Net Interest Margin info 2.80--0.002.512.91
Net Margin info 11.48--12.9812.2811.61
Return on equity info 13.70--13.4913.5413.77
Return on Assets info 1.04--1.091.091.08

Income Statement

View Detailed Peer Comparison

Provisions and Contingencies

--

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
--
1,023.13
1,049.78
1,000.02
1,222.17
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Profitability

View Detailed Peer Comparison

Yield on Advances

--

--

Interest Earned as per cent of total advances

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
--
9.92
10.99
11.03
10.36
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Investments

--

--

(Interest on investments + net profit on investments) / total investments

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
--
7.97
8.33
7.80
3.74
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Spread

--

--

[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
--
4.88
5.69
6.04
6.08
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
NIM

--

--

(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
--
2.51
2.91
2.97
2.97
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

13.49

Higher than Peers by 0.18

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
13.49
13.54
13.77
13.81
12.38
Peer Median
13.31
13.26
15.04
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.09

Lower than Peers by 0.05

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
1.09
1.09
1.08
0.95
0.75
Peer Median
1.14
1.18
1.16
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cost to Income Ratio

--

--

Operating expenses / (Interest earned - Interest Expended + Other Income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
--
56.41
57.15
61.46
60.57
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

10.37

Lower than Peers by 2.76

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
10.37
4.60
9.29
19.07
9.82
Peer Median
13.13
9.47
13.29
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

155.10

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
155.10
4.56
21.55
23.89
20.87
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

16.50

Lower than Peers by 3.94

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
16.50
11.71
21.76
38.03
1,630.29
Peer Median
20.44
18.23
17.87
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

16.73

Higher than Peers by 2.51

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
16.73
11.65
21.74
20.20
1,630.26
Peer Median
14.22
16.94
10.58
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
--
12.91
14.47
32.20
14.04
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

9.02

No difference

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
9.02
6.15
4.63
6.67
3.63
Peer Median
9.02
9.02
9.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.19

Lower than Peers by 0.07

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
1.19
0.79
0.60
0.81
0.46
Peer Median
1.25
1.25
1.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.82

Higher than Peers by 0.08

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
0.82
1.32
1.73
1.10
2.05
Peer Median
0.74
0.74
1.14
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

4.84

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
4.84
5.43
4.55
5.92
6.67
Peer Median
--
11.45
4.40
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

14,312

Lower than Peers by 52,063

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
South Indian Bank
14,312
8,952
6,036
7,139
3,060
Peer Median
66,375
63,392
60,073
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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