Shriram Finance Peer Comparison
NSE: SHRIRAMFIN | BSE: 511218
₹900.90
As on 22-Oct-2026IST
Market cap
₹2,10,813 Cr
Revenue (TTM)
₹49,997 Cr
P/E Ratio
18.6
P/B Ratio
1.9
Div. Yield
1.2 %
| Shriram Finance | JIO Financial | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
2,10,813 | 1,38,963 | 1,06,626 | 97,677 | 61,507 |
Revenue (₹ Cr) |
49,997 | 5,623 | 1,15,431 | 33,431 | 20,046 |
Net Profit (₹ Cr) |
11,295.71 | 1,700.03 | 33,641.84 | 11,457.46 | 3,435.90 |
Net Margin (%) |
22.56 | 30.22 | 29.14 | 34.14 | 17.11 |
RoE (%) |
17.89 | 1.30 | -- | 29.84 | 12.03 |
Price to Earnings |
18.63 | 81.18 | 4.09 | 8.59 | 17.97 |
Price-To-Book |
1.93 | 1.07 | 0.75 | 2.41 | 2.10 |
Income Statement (₹ Cr)
| Shriram Finance | JIO Financial | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Operating Income
|
49,997.06 | 5,623.16 | 1,15,431.43 | 33,430.70 | 20,046.38 |
|
Other Income
|
71.89 | 1.53 | 30.13 | 127.27 | 33.75 |
|
Total Income
|
48,198.74 | -- | 1,17,569.96 | 31,263.41 | 20,182.06 |
|
Interest Expense
|
21,324.71 | 1,506.53 | 69,470.21 | 12,103.11 | 7,390.59 |
|
PBT & Exceptional Items
|
15,728.26 | 2,193.22 | 42,959.21 | 15,581.90 | 4,845.17 |
|
Operating Expenses
|
13,015.98 | 1,924.94 | 2,995.58 | 5,872.96 | 7,787.35 |
|
Exceptional Income/Expenses
|
0.00 | 0.00 | -18.28 | 0.00 | -28.51 |
|
Profit before Tax
|
15,019.68 | 2,156.90 | 42,910.80 | 15,447.95 | 4,621.21 |
|
Taxes
|
3,723.47 | 456.87 | 9,268.96 | 3,990.48 | 1,185.31 |
|
Profit after Tax
|
11,296.21 | 1,700.03 | 33,641.84 | 11,457.46 | 3,435.90 |
|
Minority Interest
|
0.00 | 0.00 | -7,595.11 | -84.26 | -13.09 |
|
Share of Associate
|
21.82 | 11.86 | -0.02 | 0.00 | 0.00 |
|
Consolidated Profit
|
11,317.53 | 1,711.89 | 26,046.71 | 11,373.21 | 3,422.81 |
Liabilities (₹ Cr)
| Shriram Finance | JIO Financial | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
65,918.59 | 1,29,595.57 | 1,42,931.46 | 40,601.75 | 29,267.07 |
|
Minority Interest
|
0.00 | 0.00 | -7,595.11 | -84.26 | -13.09 |
|
Non-Current Liabilities
|
1,000.14 | 8,725.24 | 3,456.34 | 1,519.84 | 774.19 |
|
Current Liabilities
|
2,54,455.79 | 43,344.82 | 10,55,587.04 | 1,66,446.70 | 1,27,720.00 |
|
Total Liabilities
|
3,21,374.52 | -- | 12,44,578.55 | 1,95,720.51 | 1,42,183.73 |
Assets (₹ Cr)
| Shriram Finance | JIO Financial | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
6,899.32 | 584.74 | 6,219.23 | 931.41 | 3,006.79 |
|
Current Assets
|
3,13,459.86 | 1,80,687.14 | 12,37,703.41 | 2,08,093.51 | 1,53,261.82 |
|
Total Assets
|
3,21,374.52 | -- | 12,44,578.55 | 1,95,720.51 | 1,42,183.73 |
|
Contingent Liabilities
|
3,248.72 | -- | 9,278.30 | 876.93 | 307.66 |
Cashflow (₹ Cr)
| Shriram Finance | JIO Financial | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-13,281.43 | -- | -4,504.50 | -47,392.65 | -14,189.24 |
|
Cash Flow from Investing Activities
|
-242.83 | -- | -3,441.05 | 2,457.79 | 366.90 |
|
Cash from Financing Activities
|
8,586.79 | -- | 9,264.84 | 49,319.56 | 15,415.06 |
|
Net Cash Inflow / Outflow
|
-4,937.47 | -- | 1,319.29 | 4,384.70 | 1,592.72 |
Ratios
Profitability Ratios
| Shriram Finance | JIO Financial | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
ROCE (%)
|
11.49 | -- | 10.05 | 15.87 | 8.54 |
|
ROE (%)
|
17.89 | 1.30 | 26.84 | 29.84 | 12.03 |
|
ROA (%)
|
3.67 | 1.02 | 5.40 | 6.40 | 2.41 |
|
EBIT Margin (%)
|
72.55 | 65.12 | 97.35 | 82.03 | 59.89 |
|
Net Margin (%)
|
22.56 | 30.22 | 29.14 | 34.14 | 17.11 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Shriram Finance | JIO Financial | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
14.20 | 122.66 | 4.63 | 50.65 | 19.92 |
|
EBIT Growth (%)
|
17.43 | 106.74 | 4.92 | 67.57 | 20.20 |
|
Net Profit Growth (%)
|
17.69 | 33.15 | 4.11 | 86.88 | 27.39 |
|
EPS Growth (%)
|
-57.41 | 3.79 | 7.17 | 84.79 | 27.22 |
|
Book Value Growth (%)
|
16.78 | -- | 12.84 | 33.25 | 9.67 |
Valuation Ratios
| Shriram Finance | JIO Financial | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Price / Earnings
|
16.09 | 80.58 | 4.16 | 8.73 | 17.82 |
|
Price / Book Value
|
1.96 | 1.08 | 0.76 | 2.44 | 2.10 |
|
Dividend Yield (%)
|
1.19 | 0.28 | 5.64 | 1.21 | 1.12 |
|
EV/EBITDA
|
12.30 | 39.12 | 9.89 | 8.64 | 12.90 |
|
Market Cap (₹ Cr)
|
1,64,090.04 | -- | 1,25,290.95 | 1,26,846.80 | 60,155.90 |
Solvency Ratios
| Shriram Finance | JIO Financial | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
1.17 | -- | 1.39 | 1.48 | 2.03 |
|
Current Ratio
|
1.23 | 4.17 | 1.17 | 1.25 | 1.20 |
|
Quick Ratio
|
1.23 | 4.17 | 1.17 | 1.25 | 1.20 |
|
Interest Coverage
|
1.70 | 2.43 | 1.62 | 2.28 | 1.63 |