Shriram Finance Peer Comparison
NSE: SHRIRAMFIN | BSE: 511218
₹1,047.00
As on 02-Sep-2026IST
Market cap
₹2,46,322 Cr
Revenue (TTM)
₹49,997 Cr
P/E Ratio
21.8
P/B Ratio
2.3
Div. Yield
1 %
| Shriram Finance | JIO Financial | Muthoot Finance | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
2,46,322 | 1,56,494 | 1,17,849 | 1,14,497 | 78,223 |
Revenue (₹ Cr) |
49,997 | 4,905 | 33,431 | 1,15,431 | 18,898 |
Net Profit (₹ Cr) |
11,295.71 | 1,793.58 | 11,457.46 | 33,641.84 | 3,198.02 |
Net Margin (%) |
22.56 | 36.40 | 34.14 | 29.14 | 16.89 |
RoE (%) |
17.89 | 1.54 | 29.84 | -- | 11.79 |
Price to Earnings |
21.76 | 75.73 | 10.36 | 4.40 | 24.58 |
Price-To-Book |
2.26 | 1.13 | 2.90 | 0.80 | 2.71 |
Income Statement (₹ Cr)
| Shriram Finance | JIO Financial | Muthoot Finance | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Operating Income
|
49,997.06 | 1,033.51 | 33,430.70 | 1,15,431.43 | 18,897.97 |
|
Other Income
|
71.89 | 19.87 | 127.27 | 30.13 | 33.72 |
|
Total Income
|
48,198.74 | -- | 31,263.41 | 1,17,569.96 | 20,182.06 |
|
Interest Expense
|
21,324.71 | 0.00 | 12,103.11 | 69,470.21 | 7,054.41 |
|
PBT & Exceptional Items
|
15,728.26 | 834.68 | 15,581.90 | 42,959.21 | 4,494.40 |
|
Operating Expenses
|
13,015.98 | 218.70 | 5,872.96 | 2,995.58 | 7,325.86 |
|
Exceptional Income/Expenses
|
0.00 | 0.00 | 0.00 | -18.28 | -28.51 |
|
Profit before Tax
|
15,019.68 | 822.25 | 15,447.95 | 42,910.80 | 4,291.23 |
|
Taxes
|
3,723.47 | 107.44 | 3,990.48 | 9,268.96 | 1,093.21 |
|
Profit after Tax
|
11,296.21 | 714.81 | 11,457.46 | 33,641.84 | 3,198.02 |
|
Minority Interest
|
0.00 | 0.00 | -84.26 | -7,595.11 | -15.47 |
|
Share of Associate
|
21.82 | 0.00 | 0.00 | -0.02 | 0.00 |
|
Consolidated Profit
|
11,317.53 | 714.81 | 11,373.21 | 26,046.71 | 3,182.55 |
Liabilities (₹ Cr)
| Shriram Finance | JIO Financial | Muthoot Finance | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
65,918.59 | 29,305.48 | 40,601.75 | 1,42,931.46 | 27,983.53 |
|
Minority Interest
|
0.00 | 0.00 | -84.26 | -7,595.11 | -15.47 |
|
Non-Current Liabilities
|
1,000.14 | 116.67 | 1,519.84 | 3,456.34 | 616.40 |
|
Current Liabilities
|
2,54,455.79 | 14.23 | 1,66,446.70 | 10,55,587.04 | 1,13,554.88 |
|
Total Liabilities
|
3,21,374.52 | -- | 1,95,720.51 | 12,44,578.55 | 1,42,183.73 |
Assets (₹ Cr)
| Shriram Finance | JIO Financial | Muthoot Finance | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
6,899.32 | 15.74 | 931.41 | 6,219.23 | 2,795.13 |
|
Current Assets
|
3,13,459.86 | 29,381.82 | 2,08,093.51 | 12,37,703.41 | 1,38,099.25 |
|
Total Assets
|
3,21,374.52 | -- | 1,95,720.51 | 12,44,578.55 | 1,42,183.73 |
|
Contingent Liabilities
|
3,248.72 | -- | 876.93 | 9,278.30 | 307.66 |
Cashflow (₹ Cr)
| Shriram Finance | JIO Financial | Muthoot Finance | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-13,281.43 | -- | -47,392.65 | -4,504.50 | -14,189.24 |
|
Cash Flow from Investing Activities
|
-242.83 | -- | 2,457.79 | -3,441.05 | 366.90 |
|
Cash from Financing Activities
|
8,586.79 | -- | 49,319.56 | 9,264.84 | 15,415.06 |
|
Net Cash Inflow / Outflow
|
-4,937.47 | -- | 4,384.70 | 1,319.29 | 1,592.72 |
Ratios
Profitability Ratios
| Shriram Finance | JIO Financial | Muthoot Finance | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
ROCE (%)
|
11.49 | -- | 15.87 | 10.05 | 8.54 |
|
ROE (%)
|
17.89 | 2.45 | 29.84 | 26.84 | 11.79 |
|
ROA (%)
|
3.67 | 2.62 | 6.40 | 5.40 | 2.44 |
|
EBIT Margin (%)
|
72.55 | 77.64 | 82.03 | 97.35 | 60.01 |
|
Net Margin (%)
|
22.56 | 67.86 | 34.14 | 29.14 | 16.89 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Shriram Finance | JIO Financial | Muthoot Finance | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
14.20 | 28.24 | 50.65 | 4.63 | 15.24 |
|
EBIT Growth (%)
|
17.43 | 29.85 | 67.57 | 4.92 | 15.99 |
|
Net Profit Growth (%)
|
17.69 | 30.29 | 86.88 | 4.11 | 20.27 |
|
EPS Growth (%)
|
-57.41 | 29.57 | 84.79 | 7.17 | 20.08 |
|
Book Value Growth (%)
|
16.78 | -- | 33.25 | 12.84 | 9.67 |
Valuation Ratios
| Shriram Finance | JIO Financial | Muthoot Finance | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Price / Earnings
|
18.53 | 211.82 | 10.36 | 4.39 | 24.39 |
|
Price / Book Value
|
2.26 | 4.69 | 2.90 | 0.80 | 2.71 |
|
Dividend Yield (%)
|
1.03 | 0.25 | 1.02 | 5.35 | 0.88 |
|
EV/EBITDA
|
13.18 | 198.23 | 9.32 | 9.94 | 15.12 |
|
Market Cap (₹ Cr)
|
1,64,090.04 | -- | 1,26,846.80 | 1,25,290.95 | 60,155.90 |
Solvency Ratios
| Shriram Finance | JIO Financial | Muthoot Finance | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
1.17 | -- | 1.48 | 1.39 | 2.03 |
|
Current Ratio
|
1.23 | 2,064.78 | 1.25 | 1.17 | 1.22 |
|
Quick Ratio
|
1.23 | 2,064.78 | 1.25 | 1.17 | 1.22 |
|
Interest Coverage
|
1.70 | 3.06 | 2.28 | 1.62 | 1.61 |