Shriram Finance Key Ratios
NSE: SHRIRAMFIN | BSE: 511218
₹865.00
As on 23-Oct-2026IST
Market cap
₹2,04,013 Cr
Revenue (TTM)
₹51,877 Cr
P/E Ratio
16.1
P/B Ratio
1.8
Div. Yield
1.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.93 | 15.78 | 13.76 | 17.08 | 23.20 |
| EBIT | 0.77 | 14.59 | 15.76 | 18.51 | 24.31 |
| Net Profit | 6.69 | 59.18 | 25.96 | 18.69 | 28.67 |
| EPS | 6.69 | 27.25 | 54.85 | 19.47 | 26.04 |
| Book Value | -- | -- | 16.71 | 14.82 | 15.33 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| EBIT-Margin
| 70.97 | 70.29 | 72.35 | 72.36 | 70.41 |
| Net Margin
| 21.54 | 19.51 | 24.38 | 20.76 | 22.51 |
| Return on equity
| 16.91 | 15.70 | 14.31 | 16.36 | 17.90 |
| Return on Assets
| 3.41 | 3.01 | 3.87 | 3.29 | 3.52 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
--
|
11.49
|
11.60
|
10.86
|
12.18
|
|
Peer Median
|
--
|
9.43
|
10.60
|
9.14
|
--
|
ROE
14.31
Higher than Peers by 5.36
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
14.31
|
16.36
|
17.90
|
15.60
|
17.32
|
|
Peer Median
|
8.95
|
9.75
|
10.78
|
8.66
|
--
|
ROA
3.87
Higher than Peers by 1.15
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
3.87
|
3.29
|
3.52
|
3.08
|
3.25
|
|
Peer Median
|
2.73
|
2.68
|
3.50
|
2.67
|
--
|
EBIT Margin
72.35
Higher than Peers by 3.99
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
72.35
|
72.36
|
70.41
|
70.13
|
69.49
|
|
Peer Median
|
68.36
|
62.12
|
61.18
|
97.28
|
--
|
Net Margin
24.38
Higher than Peers by 0.66
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
24.38
|
20.76
|
22.51
|
20.54
|
19.70
|
|
Peer Median
|
23.71
|
17.03
|
26.68
|
51.92
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
--
|
22.24
|
24.07
|
22.19
|
21.70
|
|
Peer Median
|
--
|
--
|
--
|
0.00
|
--
|
Revenue Growth
13.76
Lower than Peers by 5.59
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
13.76
|
15.06
|
19.65
|
14.72
|
58.28
|
|
Peer Median
|
19.35
|
19.92
|
17.06
|
34.70
|
--
|
EBIT Growth
15.76
Lower than Peers by 2.57
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
15.76
|
18.24
|
20.13
|
15.79
|
59.21
|
|
Peer Median
|
18.32
|
33.04
|
15.67
|
38.04
|
--
|
Net Profit Growth
25.96
Higher than Peers by 5.70
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
25.96
|
6.16
|
31.05
|
19.61
|
122.00
|
|
Peer Median
|
20.26
|
46.83
|
11.48
|
49.18
|
--
|
EPS Growth
54.85
Higher than Peers by 45.45
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
54.85
|
4.86
|
29.59
|
22.10
|
59.60
|
|
Peer Median
|
9.40
|
32.63
|
-3.51
|
50.00
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
--
|
16.78
|
15.45
|
12.84
|
65.99
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
--
|
3.80
|
4.15
|
4.00
|
3.79
|
|
Peer Median
|
--
|
1.70
|
2.00
|
1.60
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
--
|
1.17
|
1.15
|
1.31
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.43
Lower than Peers by 0.05
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
1.43
|
0.18
|
0.45
|
0.20
|
2.79
|
|
Peer Median
|
1.48
|
0.89
|
4.14
|
2.82
|
--
|
Quick Ratio
1.43
Lower than Peers by 0.05
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
1.43
|
0.18
|
0.45
|
0.20
|
2.81
|
|
Peer Median
|
1.48
|
1.47
|
1.54
|
1.36
|
--
|
Interest Coverage
1.81
Lower than Peers by 0.17
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
1.81
|
1.62
|
1.67
|
1.65
|
1.63
|
|
Peer Median
|
1.98
|
1.84
|
1.98
|
2.17
|
--
|
Valuation
Price / Earnings
16.08
Lower than Peers by 1.42
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
16.08
|
16.37
|
12.91
|
2.41
|
1.57
|
|
Peer Median
|
17.50
|
17.50
|
20.09
|
19.35
|
--
|
Price / Book Value
1.83
Higher than Peers by 0.16
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
1.83
|
2.49
|
2.19
|
1.81
|
1.09
|
|
Peer Median
|
1.67
|
1.67
|
1.53
|
1.83
|
--
|
Dividend Yield
1.25
Higher than Peers by 1.15
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
1.25
|
1.24
|
1.51
|
1.91
|
2.78
|
|
Peer Median
|
0.10
|
0.04
|
0.05
|
0.16
|
--
|
EV/EBITDA
8.00
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
8.00
|
11.43
|
11.17
|
10.99
|
8.94
|
|
Peer Median
|
--
|
14.68
|
13.42
|
23.06
|
--
|
Market Cap
2,04,013
Higher than Peers by 1,96,793
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
2,04,013
|
1,64,090
|
1,23,328
|
88,694
|
47,172
|
|
Peer Median
|
7,220
|
5,602
|
3,133
|
4,482
|
--
|