Shriram Finance Key Ratios
NSE: SHRIRAMFIN | BSE: 511218
₹1,041.00
As on 04-Sep-2026 15:58IST
Market cap
₹2,44,946 Cr
Revenue (TTM)
₹49,997 Cr
P/E Ratio
21.6
P/B Ratio
2.2
Div. Yield
1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 7.09 | 16.16 | 14.20 | 16.84 | 22.77 |
| EBIT | 6.25 | 18.20 | 17.43 | 18.09 | 24.04 |
| Net Profit | 14.28 | 59.89 | 19.21 | 16.94 | 27.10 |
| EPS | -8.60 | 27.80 | 49.73 | 18.44 | 25.01 |
| Book Value | -- | -- | 16.71 | 14.82 | 15.33 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| EBIT-Margin
| 70.97 | 70.29 | 72.55 | 72.36 | 70.41 |
| Net Margin
| 21.54 | 19.51 | 22.56 | 20.76 | 22.51 |
| Return on equity
| 16.91 | 15.70 | 17.89 | 16.36 | 17.90 |
| Return on Assets
| 3.41 | 3.01 | 3.67 | 3.29 | 3.52 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
--
|
11.49
|
11.60
|
10.86
|
12.18
|
|
Peer Median
|
--
|
9.35
|
10.60
|
9.14
|
--
|
ROE
17.89
Higher than Peers by 9.23
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
17.89
|
16.36
|
17.90
|
15.60
|
17.32
|
|
Peer Median
|
8.66
|
9.39
|
10.78
|
8.66
|
--
|
ROA
3.67
Higher than Peers by 1.06
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
3.67
|
3.29
|
3.52
|
3.08
|
3.25
|
|
Peer Median
|
2.61
|
2.49
|
3.50
|
2.67
|
--
|
EBIT Margin
72.55
Higher than Peers by 2.34
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
72.55
|
72.36
|
70.41
|
70.13
|
69.49
|
|
Peer Median
|
70.21
|
61.59
|
61.18
|
97.28
|
--
|
Net Margin
22.56
Lower than Peers by 1.42
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
22.56
|
20.76
|
22.51
|
20.54
|
19.70
|
|
Peer Median
|
23.98
|
15.39
|
26.68
|
51.92
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
--
|
22.24
|
24.07
|
22.19
|
21.70
|
|
Peer Median
|
--
|
--
|
--
|
0.00
|
--
|
Revenue Growth
14.20
Lower than Peers by 4.73
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
14.20
|
15.06
|
19.65
|
14.72
|
58.28
|
|
Peer Median
|
18.94
|
14.20
|
17.06
|
34.70
|
--
|
EBIT Growth
17.43
Lower than Peers by 0.25
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
17.43
|
18.24
|
20.13
|
15.79
|
59.21
|
|
Peer Median
|
17.68
|
23.03
|
15.67
|
38.04
|
--
|
Net Profit Growth
19.21
Higher than Peers by 0.56
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
19.21
|
6.16
|
31.05
|
19.61
|
122.00
|
|
Peer Median
|
18.65
|
42.45
|
11.48
|
49.18
|
--
|
EPS Growth
49.73
Higher than Peers by 42.07
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
49.73
|
4.86
|
29.59
|
22.10
|
59.60
|
|
Peer Median
|
7.65
|
27.14
|
-3.51
|
50.00
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
--
|
16.78
|
15.45
|
12.84
|
65.99
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
--
|
3.80
|
4.15
|
4.00
|
3.79
|
|
Peer Median
|
--
|
2.01
|
2.00
|
1.60
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
--
|
1.17
|
1.15
|
1.31
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.23
Lower than Peers by 0.24
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
1.23
|
0.18
|
0.45
|
0.20
|
2.79
|
|
Peer Median
|
1.47
|
0.71
|
4.14
|
2.82
|
--
|
Quick Ratio
1.23
Lower than Peers by 0.23
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
1.23
|
0.18
|
0.45
|
0.20
|
2.81
|
|
Peer Median
|
1.46
|
1.47
|
1.54
|
1.36
|
--
|
Interest Coverage
1.70
Lower than Peers by 0.24
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
1.70
|
1.62
|
1.67
|
1.65
|
1.63
|
|
Peer Median
|
1.94
|
1.72
|
1.98
|
2.17
|
--
|
Valuation
Price / Earnings
21.64
Lower than Peers by 0.98
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
21.64
|
16.37
|
12.91
|
2.41
|
1.57
|
|
Peer Median
|
22.62
|
23.25
|
20.09
|
19.35
|
--
|
Price / Book Value
2.25
Higher than Peers by 0.26
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
2.25
|
2.49
|
2.19
|
1.81
|
1.09
|
|
Peer Median
|
1.99
|
1.98
|
1.53
|
1.83
|
--
|
Dividend Yield
1.04
Higher than Peers by 0.92
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
1.04
|
1.24
|
1.51
|
1.91
|
2.78
|
|
Peer Median
|
0.12
|
0.07
|
0.05
|
0.16
|
--
|
EV/EBITDA
13.17
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
13.17
|
11.43
|
11.17
|
10.99
|
8.94
|
|
Peer Median
|
--
|
15.85
|
13.42
|
23.06
|
--
|
Market Cap
2,44,946
Higher than Peers by 2,35,957
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Shriram Finance
|
2,44,946
|
1,64,090
|
1,23,328
|
88,694
|
47,172
|
|
Peer Median
|
8,989
|
6,628
|
3,133
|
4,482
|
--
|