Paisalo Digital Peer Comparison

NSE: PAISALO | BSE: 532900

₹79.22

₹-0.13 (-0.16%)

As on 03-Nov-2026 09:24IST

Market cap

₹7,449 Cr

Revenue (TTM)

₹1,039 Cr

P/E Ratio

28.1

P/B Ratio

3.7

Div. Yield

0.1 %

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	Paisalo Digital	Tata Investment	Capri Global	CreditAccess Grameen	JSW Holdings
Market cap (₹ Cr)	7,449	28,928	22,505	16,643	12,462
Revenue (₹ Cr)	1,039	372	5,967	6,775	267
Net Profit (₹ Cr)	265.45	271.50	1,309.97	1,586.60	184.43
Net Margin (%)	25.56	71.82	21.90	23.40	69.04
RoE (%)	14.27	1.32	17.28	18.93	0.59
Price to Earnings	28.06	72.56	17.18	10.49	61.97
Price-To-Book	3.70	0.99	2.83	1.87	0.35

Income Statement (₹ Cr)

	Paisalo Digital	Tata Investment	Capri Global	CreditAccess Grameen	JSW Holdings
Operating Income	1,038.57	371.86	5,967.37	6,774.91	266.98
Other Income	0.00	6.16	14.84	4.19	0.15
Total Income	943.70	403.46	4,744.06	6,062.54	179.45
Interest Expense	427.54	0.60	2,168.57	2,040.48	0.00
PBT & Exceptional Items	372.34	333.13	1,858.27	2,178.84	244.91
Operating Expenses	237.12	44.29	1,955.37	2,559.78	17.32
Exceptional Income/Expenses	-0.78	0.00	0.00	0.00	-2.44
Profit before Tax	355.45	329.27	1,740.25	2,113.90	247.35
Taxes	90.00	57.77	430.28	527.30	62.92
Profit after Tax	265.45	271.50	1,309.97	1,586.60	184.43
Minority Interest	0.00	0.00	0.00	0.00	0.00
Share of Associate	0.00	127.15	0.00	0.00	16.65
Consolidated Profit	265.45	398.65	1,309.97	1,586.60	201.08

	Paisalo Digital	Tata Investment	Capri Global	CreditAccess Grameen	JSW Holdings
Shareholder's Funds	1,935.96	31,154.90	7,957.62	8,919.01	35,793.11
Minority Interest	0.00	0.00	0.00	0.00	0.00
Non-Current Liabilities	101.18	3,779.37	183.54	112.69	4,628.06
Current Liabilities	5,567.92	18.23	31,898.30	25,418.48	2.32
Total Liabilities	6,372.84	32,973.97	33,637.47	33,153.91	37,202.63

	Paisalo Digital	Tata Investment	Capri Global	CreditAccess Grameen	JSW Holdings
Non-Current Assets	82.26	168.54	512.13	784.57	0.01
Current Assets	7,467.84	34,768.04	39,310.76	33,556.28	40,423.40
Total Assets	6,372.84	32,973.97	33,637.47	33,153.91	37,202.63
Contingent Liabilities	--	--	7.07	--	6.35

	Paisalo Digital	Tata Investment	Capri Global	CreditAccess Grameen	JSW Holdings
Cash From Operating Activities	-782.76	279.39	-8,727.78	-2,770.21	139.82
Cash Flow from Investing Activities	-15.21	-147.97	-1,088.40	-100.65	-139.78
Cash from Financing Activities	843.17	-137.57	10,391.44	2,750.95	-0.87
Net Cash Inflow / Outflow	45.20	-6.15	575.26	-119.91	-0.83

	Paisalo Digital	Tata Investment	Capri Global	CreditAccess Grameen	JSW Holdings
ROCE (%)	12.38	1.57	11.68	9.98	0.58
ROE (%)	14.27	1.32	17.28	18.93	0.59
ROA (%)	4.03	0.77	4.06	5.11	0.47
EBIT Margin (%)	75.47	87.05	65.25	61.26	93.51
Net Margin (%)	25.56	71.82	21.90	23.40	69.04
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Paisalo Digital	Tata Investment	Capri Global	CreditAccess Grameen	JSW Holdings
Revenue Growth (%)	23.60	16.36	52.97	17.66	54.92
EBIT Growth (%)	23.01	16.93	60.03	99.27	58.16
Net Profit Growth (%)	27.97	14.11	82.77	1,086.78	56.62
EPS Growth (%)	27.49	-81.75	70.63	1,084.48	63.94
Book Value Growth (%)	15.66	-6.01	67.97	12.59	5.43

	Paisalo Digital	Tata Investment	Capri Global	CreditAccess Grameen	JSW Holdings
Price / Earnings	27.12	72.56	17.18	10.47	61.01
Price / Book Value	3.70	0.99	2.83	1.87	0.35
Dividend Yield (%)	0.13	0.59	0.09	0.00	0.00
EV/EBITDA	14.54	85.54	10.79	9.00	49.89
Market Cap (₹ Cr)	3,069.66	27,369.52	15,957.18	18,508.79	12,562.72

	Paisalo Digital	Tata Investment	Capri Global	CreditAccess Grameen	JSW Holdings
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	0.09	0.00	1.02	1.65	--
Current Ratio	1.34	1,907.19	1.23	1.32	17,431.39
Quick Ratio	1.34	1,907.19	1.23	1.32	17,431.39
Interest Coverage	1.83	549.78	1.80	2.04	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.