Paisalo Digital Peer Comparison

NSE: PAISALO | BSE: 532900

₹78.63

₹-0.77 (-0.97%)

As on 30-Oct-2026IST

Market cap

₹7,409 Cr

Revenue (TTM)

₹1,039 Cr

P/E Ratio

27.9

P/B Ratio

3.7

Div. Yield

0.1 %

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	Paisalo Digital	Capri Global	CreditAccess Grameen	JSW Holdings	Fedbank Financial
Market cap (₹ Cr)	7,409	22,182	16,393	12,063	5,364
Revenue (₹ Cr)	1,039	5,967	6,775	267	2,561
Net Profit (₹ Cr)	265.45	1,309.97	1,586.60	184.43	433.57
Net Margin (%)	25.56	21.90	23.40	69.04	16.91
RoE (%)	14.27	17.28	18.93	0.59	14.24
Price to Earnings	27.91	16.93	10.33	59.99	12.37
Price-To-Book	3.68	2.79	1.84	0.34	1.69

Income Statement (₹ Cr)

	Paisalo Digital	Capri Global	CreditAccess Grameen	JSW Holdings	Fedbank Financial
Operating Income	1,038.57	5,967.37	6,774.91	266.98	2,560.96
Other Income	0.00	14.84	4.19	0.15	2.45
Total Income	943.70	4,744.06	6,062.54	179.45	2,245.48
Interest Expense	427.54	2,168.57	2,040.48	0.00	1,008.54
PBT & Exceptional Items	372.34	1,858.27	2,178.84	244.91	643.37
Operating Expenses	237.12	1,955.37	2,559.78	17.32	911.50
Exceptional Income/Expenses	-0.78	0.00	0.00	-2.44	0.00
Profit before Tax	355.45	1,740.25	2,113.90	247.35	584.67
Taxes	90.00	430.28	527.30	62.92	151.10
Profit after Tax	265.45	1,309.97	1,586.60	184.43	433.57
Minority Interest	0.00	0.00	0.00	0.00	0.00
Share of Associate	0.00	0.00	0.00	16.65	0.00
Consolidated Profit	265.45	1,309.97	1,586.60	201.08	433.57

	Paisalo Digital	Capri Global	CreditAccess Grameen	JSW Holdings	Fedbank Financial
Shareholder's Funds	1,935.96	7,957.62	8,919.01	35,793.11	3,164.96
Minority Interest	0.00	0.00	0.00	0.00	0.00
Non-Current Liabilities	101.18	183.54	112.69	4,628.06	77.02
Current Liabilities	5,567.92	31,898.30	25,418.48	2.32	15,298.38
Total Liabilities	6,372.84	33,637.47	33,153.91	37,202.63	16,874.78

	Paisalo Digital	Capri Global	CreditAccess Grameen	JSW Holdings	Fedbank Financial
Non-Current Assets	82.26	512.13	784.57	0.01	85.18
Current Assets	7,467.84	39,310.76	33,556.28	40,423.40	18,172.56
Total Assets	6,372.84	33,637.47	33,153.91	37,202.63	16,874.78
Contingent Liabilities	--	7.07	--	6.35	1.16

	Paisalo Digital	Capri Global	CreditAccess Grameen	JSW Holdings	Fedbank Financial
Cash From Operating Activities	-782.76	-8,727.78	-2,770.21	139.82	-1,664.16
Cash Flow from Investing Activities	-15.21	-1,088.40	-100.65	-139.78	-30.60
Cash from Financing Activities	843.17	10,391.44	2,750.95	-0.87	2,309.89
Net Cash Inflow / Outflow	45.20	575.26	-119.91	-0.83	615.13

	Paisalo Digital	Capri Global	CreditAccess Grameen	JSW Holdings	Fedbank Financial
ROCE (%)	12.38	11.68	9.98	0.58	9.17
ROE (%)	14.27	17.28	18.93	0.59	14.24
ROA (%)	4.03	4.06	5.11	0.47	2.72
EBIT Margin (%)	75.47	65.25	61.26	93.51	62.12
Net Margin (%)	25.56	21.90	23.40	69.04	16.91
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Paisalo Digital	Capri Global	CreditAccess Grameen	JSW Holdings	Fedbank Financial
Revenue Growth (%)	23.60	52.97	17.66	54.92	20.90
EBIT Growth (%)	23.01	60.03	99.27	58.16	33.04
Net Profit Growth (%)	27.97	82.77	1,086.78	56.62	76.56
EPS Growth (%)	27.49	70.63	1,084.48	63.94	75.84
Book Value Growth (%)	15.66	67.97	12.59	5.43	14.68

	Paisalo Digital	Capri Global	CreditAccess Grameen	JSW Holdings	Fedbank Financial
Price / Earnings	26.98	16.93	10.32	59.06	12.35
Price / Book Value	3.68	2.79	1.84	0.34	1.69
Dividend Yield (%)	0.13	0.09	0.00	0.00	0.00
EV/EBITDA	14.49	10.71	8.94	48.29	10.58
Market Cap (₹ Cr)	3,069.66	15,957.18	18,508.79	12,562.72	4,641.99

	Paisalo Digital	Capri Global	CreditAccess Grameen	JSW Holdings	Fedbank Financial
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	0.09	1.02	1.65	--	1.80
Current Ratio	1.34	1.23	1.32	17,431.39	1.19
Quick Ratio	1.34	1.23	1.32	17,431.39	1.19
Interest Coverage	1.83	1.80	2.04	--	1.58

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.