Paisalo Digital Peer Comparison

NSE: PAISALO | BSE: 532900

₹83.10

₹1.97 (2.43%)

As on 06-Oct-2026IST

Market cap

₹7,542 Cr

Revenue (TTM)

₹985 Cr

P/E Ratio

P/B Ratio

4.1

Div. Yield

0.1 %

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	Paisalo Digital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	7,542	31,728	28,838	23,770	20,383
Revenue (₹ Cr)	985	404	10,285	5,303	6,380
Net Profit (₹ Cr)	251.35	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	25.51	74.72	14.02	21.20	18.97
RoE (%)	14.57	1.41	10.08	16.25	16.14
Price to Earnings	30.00	73.63	19.90	21.08	16.83
Price-To-Book	4.11	1.08	1.79	3.16	2.46

Income Statement (₹ Cr)

	Paisalo Digital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	985.28	403.54	10,284.59	5,303.14	6,379.52
Other Income	0.00	5.87	25.57	15.03	3.80
Total Income	943.70	403.46	9,524.71	4,744.06	6,062.54
Interest Expense	395.65	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	350.60	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	237.46	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	-0.78	0.00	0.00	0.00	0.00
Profit before Tax	337.02	362.26	1,950.48	1,497.38	1,612.11
Taxes	85.67	56.33	505.07	369.75	401.27
Profit after Tax	251.35	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	251.35	430.89	1,449.46	1,127.63	1,210.84

	Paisalo Digital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	1,792.98	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	80.69	3,407.06	141.91	115.58	137.71
Current Liabilities	4,426.07	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	6,372.84	32,973.97	75,691.91	33,637.47	33,153.91

	Paisalo Digital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	84.22	169.20	1,233.12	446.49	827.99
Current Assets	6,150.76	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	6,372.84	32,973.97	75,691.91	33,637.47	33,153.91
Contingent Liabilities	--	--	136.28	7.07	--

	Paisalo Digital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-782.76	279.39	-20,237.75	-8,727.78	-2,770.21
Cash Flow from Investing Activities	-15.21	-147.97	-1,631.53	-1,088.40	-100.65
Cash from Financing Activities	843.17	-137.57	23,834.45	10,391.44	2,750.95
Net Cash Inflow / Outflow	45.20	-6.15	1,965.17	575.26	-119.91

	Paisalo Digital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	12.38	1.57	8.35	11.68	9.98
ROE (%)	14.57	1.41	10.08	16.25	16.14
ROA (%)	4.35	0.91	2.34	4.21	4.05
EBIT Margin (%)	74.44	88.46	59.60	64.20	56.04
Net Margin (%)	25.51	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Paisalo Digital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	22.66	30.99	4.76	50.20	11.86
EBIT Growth (%)	19.29	33.57	33.65	58.09	64.71
Net Profit Growth (%)	22.13	42.45	85.35	95.19	524.34
EPS Growth (%)	21.46	-86.84	68.98	74.92	521.96
Book Value Growth (%)	15.66	-6.01	24.70	67.97	12.59

	Paisalo Digital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	29.30	72.96	19.54	21.05	16.56
Price / Book Value	4.04	1.07	1.82	3.16	2.43
Dividend Yield (%)	0.12	0.55	0.64	0.08	0.00
EV/EBITDA	15.55	84.62	12.36	12.66	11.37
Market Cap (₹ Cr)	3,069.66	27,369.52	23,577.62	15,957.18	18,508.79

	Paisalo Digital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	3.69	0.00	0.00
Short term debt to equity ratio	0.09	0.00	2.89	1.02	1.65
Current Ratio	1.39	1,357.85	1.24	1.26	1.29
Quick Ratio	1.39	1,357.85	1.24	1.26	1.29
Interest Coverage	1.85	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.