Paisalo Digital Peer Comparison

NSE: PAISALO | BSE: 532900

₹67.70

₹-0.13 (-0.19%)

As on 28-Aug-2026 12:49IST

Market cap

₹6,187 Cr

Revenue (TTM)

₹985 Cr

P/E Ratio

24.6

P/B Ratio

3.3

Div. Yield

0.1 %

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	Paisalo Digital	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Market cap (₹ Cr)	6,187	32,642	32,487	22,133	24,082
Revenue (₹ Cr)	985	10,285	404	6,380	1,986
Net Profit (₹ Cr)	251.35	1,445.41	305.93	1,210.84	432.55
Net Margin (%)	25.51	14.02	74.72	18.97	21.13
RoE (%)	14.57	10.08	1.41	16.14	1.91
Price to Earnings	24.61	22.52	75.40	18.28	138.06
Price-To-Book	3.34	2.03	1.11	2.68	2.67

Income Statement (₹ Cr)

	Paisalo Digital	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Operating Income	985.28	10,284.59	403.54	6,379.52	1,985.63
Other Income	0.00	25.57	5.87	3.80	61.51
Total Income	771.11	10,031.14	306.22	5,756.14	2,290.92
Interest Expense	395.65	4,204.29	0.57	1,966.96	415.66
PBT & Exceptional Items	350.60	2,260.68	366.10	1,676.19	593.37
Operating Expenses	237.46	3,845.19	42.74	2,740.17	1,021.21
Exceptional Income/Expenses	-0.78	0.00	0.00	0.00	-8.45
Profit before Tax	337.02	1,950.48	362.26	1,612.11	517.31
Taxes	85.67	505.07	56.33	401.27	84.76
Profit after Tax	251.35	1,445.41	305.93	1,210.84	432.55
Minority Interest	0.00	4.05	0.00	0.00	-258.12
Share of Associate	0.00	0.00	124.96	0.00	0.00
Consolidated Profit	251.35	1,449.46	430.89	1,210.84	174.43

	Paisalo Digital	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Shareholder's Funds	1,792.98	16,050.74	29,221.16	7,842.25	8,944.44
Minority Interest	0.00	4.05	0.00	0.00	-258.12
Non-Current Liabilities	80.69	141.91	3,407.06	137.71	1,951.04
Current Liabilities	4,426.07	58,360.20	23.91	23,950.27	9,114.80
Total Liabilities	5,309.18	54,550.48	35,100.39	29,334.64	25,723.77

	Paisalo Digital	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Non-Current Assets	84.22	1,233.12	169.20	827.99	1,428.30
Current Assets	6,150.76	72,616.64	32,466.17	30,982.28	24,615.78
Total Assets	5,309.18	54,550.48	35,100.39	29,334.64	25,723.77
Contingent Liabilities	--	196.39	--	4.00	243.48

	Paisalo Digital	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Cash From Operating Activities	-841.53	-466.57	206.21	1,125.24	-983.74
Cash Flow from Investing Activities	-12.68	-124.80	-165.99	708.34	-69.73
Cash from Financing Activities	944.44	1,132.34	-142.63	-1,669.38	415.28
Net Cash Inflow / Outflow	90.23	540.97	-102.41	164.20	-638.19

	Paisalo Digital	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
ROCE (%)	13.18	11.25	1.21	9.55	11.51
ROE (%)	14.57	10.08	1.41	16.14	1.91
ROA (%)	4.35	2.34	0.91	4.05	1.65
EBIT Margin (%)	74.44	59.60	88.46	56.04	44.31
Net Margin (%)	25.51	14.02	74.72	18.97	21.13
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Paisalo Digital	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Revenue Growth (%)	22.66	4.76	30.99	11.86	4.68
EBIT Growth (%)	19.29	33.65	33.57	64.71	-21.01
Net Profit Growth (%)	22.13	85.35	42.45	524.34	-13.32
EPS Growth (%)	21.46	68.98	-86.84	521.96	-47.26
Book Value Growth (%)	14.28	7.66	3.76	5.63	115.42

	Paisalo Digital	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Price / Earnings	24.48	21.79	75.27	18.80	133.31
Price / Book Value	3.33	2.03	1.11	2.76	2.52
Dividend Yield (%)	0.15	0.57	0.53	0.00	0.00
EV/EBITDA	12.86	12.89	87.37	12.12	21.36
Market Cap (₹ Cr)	3,069.93	19,684.03	31,951.18	15,214.34	11,607.06

	Paisalo Digital	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Debt to Equity	0.00	2.85	0.00	0.00	0.43
Short term debt to equity ratio	0.32	2.89	--	1.50	0.00
Current Ratio	1.39	1.24	1,357.85	1.29	2.70
Quick Ratio	1.39	1.24	1,357.85	1.29	2.70
Interest Coverage	1.85	1.46	636.54	1.82	2.24

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.