Punjab National Bank Peer Comparison

NSE: PNB | BSE: 532461

₹122.85

₹-1.05 (-0.85%)

As on 30-Oct-2026 15:31IST

Market cap

₹1,42,340 Cr

Revenue (TTM)

₹1,34,543 Cr

P/E Ratio

6.2

P/B Ratio

0.9

Div. Yield

2.4 %

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	Punjab National Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Market cap (₹ Cr)	1,42,340	10,68,834	10,05,430	4,58,747	3,80,229
Interest Income (₹ Cr)	1,34,543	3,59,956	2,06,190	73,545	1,41,510
Net Interest Income (₹ Cr)	44,112.85	1,70,621.48	1,13,549.23	42,401.13	61,497.14
NIM (%)	--	--	--	--	--
RoA (%)	1.05	1.73	2.09	2.10	1.56
Price to Earnings	6.23	13.34	17.02	21.36	12.70
Price-To-Book	0.95	1.77	2.62	2.36	1.66

Income Statement (₹ Cr)

	Punjab National Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Interest Earned	1,34,543.41	3,59,956.40	2,06,190.35	73,544.60	1,41,509.60
Other Income	16,982.12	1,46,359.86	1,23,055.79	41,909.27	29,418.69
Total Income	1,51,525.53	5,06,316.26	3,29,246.14	1,15,453.87	1,70,928.29
Interest Expended	90,430.56	1,89,334.92	92,641.12	31,143.47	80,012.46
Operating Expenses	30,777.05	1,91,420.31	1,48,585.26	52,552.42	43,749.80
Operating Profit before Prov. & Cont.	29,564.94	1,28,797.67	82,696.16	29,893.11	45,910.55
Provisions and Contingencies	2,140.44	15,072.60	5,099.60	3,110.06	10,035.27
Profit Before Tax	27,081.67	1,02,141.45	77,057.32	25,992.73	32,293.46
Taxes	6,862.28	26,803.39	20,375.35	7,589.03	7,148.41
Profit after Tax	21,315.20	83,685.04	62,544.81	21,426.68	29,982.35
Minority Interest	-71.22	-3,582.91	-3,760.57	0.00	-87.91
Share of Associate	1,616.64	0.00	282.04	46.60	55.82
Consolidated Profit	22,860.62	80,102.13	59,066.28	21,473.28	29,950.26

	Punjab National Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Shareholder's Funds	1,60,982.01	6,08,576.86	3,90,524.45	1,94,844.95	2,31,173.57
Minority Interest	-71.22	-3,582.91	-3,760.57	0.00	-87.91
Deposits	17,92,780.02	33,24,146.36	20,91,538.51	6,47,459.43	14,50,287.83
Borrowings	1,37,835.72	5,94,143.54	2,95,561.42	1,23,119.51	3,24,487.88
Other Liabilities & Provisions	36,576.36	6,15,390.59	4,95,647.72	1,58,978.26	1,08,139.53
Total Liabilities	20,33,330.95	49,08,040.84	29,14,497.97	10,03,352.79	19,46,050.29

	Punjab National Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Cash and Balance with Reserve Bank of India	50,455.28	1,75,156.11	1,00,196.53	62,958.96	82,241.79
Balances with Banks and Money at Call	1,02,760.73	88,644.04	1,75,065.51	38,041.05	51,480.63
Investments	5,47,217.47	13,56,850.48	9,48,727.57	3,35,776.26	4,53,434.16
Advances	13,23,830.35	33,16,057.54	19,35,385.44	6,45,578.00	14,31,452.73
Net Block	15,625.36	16,491.59	17,420.34	2,852.80	6,486.93
Other Assets	88,977.37	2,12,702.88	1,04,309.65	38,249.87	89,572.77
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	20,33,330.95	49,08,040.84	29,14,497.97	10,03,352.79	19,46,050.29

	Punjab National Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Cash From Operating Activities	25,635.41	1,13,506.38	67,325.42	41,726.51	-8,636.71
Cash Flow from Investing Activities	-609.00	6,362.72	-13,013.59	-16,519.14	-45,917.30
Cash from Financing Activities	-11,664.01	-59,004.85	-4,660.55	-2,538.43	60,357.67
Net Cash Inflow / Outflow	13,362.40	60,864.25	49,651.28	22,668.95	5,803.66

	Punjab National Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Yield on Advances	10.56	11.43	11.87	12.33	10.34
Yield on Investments	7.57	8.02	6.31	7.12	6.09
Interest Spread	5.76	6.40	7.53	7.86	5.75
NIM (%)	0.00	0.00	0.00	0.00	0.00
ROE (%)	14.70	13.41	15.68	11.28	13.42
ROA (%)	1.05	1.73	2.09	2.10	1.56
Cost to Income Ratio	51.84	58.45	62.93	61.84	47.91

	Punjab National Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Revenue Growth (%)	3.89	3.98	7.01	8.39	9.47
EBIT Growth (%)	8.68	16.65	6.35	-9.00	2.28
Net Profit Growth (%)	33.45	11.46	10.11	16.30	15.00
EPS Growth (%)	34.19	-36.31	10.03	-77.18	14.85
Book Value Growth (%)	11.84	12.26	15.70	15.07	14.79

	Punjab National Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Price / Earnings	6.23	13.19	16.85	21.17	12.75
Price / Book Value	0.95	1.75	2.59	2.33	1.66
Dividend Yield (%)	2.42	2.26	0.87	0.14	0.08
EV/EBITDA	6.44	-64.11	-27.13	-44.12	31.16
Market Cap (₹ Cr)	1,15,563.30	11,26,480.13	8,62,943.68	3,51,306.53	3,61,153.45

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.