Punjab National Bank Peer Comparison

NSE: PNB | BSE: 532461

₹109.57

₹-3.49 (-3.09%)

As on 01-Oct-2026IST

Market cap

₹1,26,307 Cr

Revenue (TTM)

₹1,31,789 Cr

P/E Ratio

5.7

P/B Ratio

0.9

Div. Yield

2.7 %

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	Punjab National Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Market cap (₹ Cr)	1,26,307	11,09,137	9,37,205	8,80,601	4,17,612
Interest Income (₹ Cr)	1,31,789	3,51,819	1,98,379	5,25,951	70,887
Net Interest Income (₹ Cr)	42,964.56	1,66,410.26	1,09,377.11	2,06,964.91	41,092.04
NIM (%)	--	--	--	--	--
RoA (%)	1.05	1.75	2.10	1.11	2.15
Price to Earnings	5.72	14.04	16.71	10.21	20.58
Price-To-Book	0.87	1.84	2.51	1.50	2.24

Income Statement (₹ Cr)

	Punjab National Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Interest Earned	1,31,788.93	3,51,818.61	1,98,379.35	5,25,950.83	70,887.47
Other Income	17,629.28	1,43,699.59	1,18,852.20	1,96,736.17	40,040.91
Total Income	1,49,418.21	4,95,518.20	3,17,231.55	7,22,687.00	1,10,928.38
Interest Expended	88,824.37	1,85,408.35	89,002.24	3,18,985.92	29,795.43
Operating Expenses	30,684.67	1,86,479.64	1,44,245.63	2,67,600.36	50,708.51
Operating Profit before Prov. & Cont.	29,564.94	1,28,797.67	82,696.16	1,34,988.27	29,893.11
Provisions and Contingencies	2,692.87	15,145.43	5,113.70	21,444.63	3,344.05
Profit Before Tax	27,081.67	1,02,141.45	77,057.32	1,14,083.27	25,992.73
Taxes	6,613.60	25,973.06	19,380.64	29,561.79	7,209.63
Profit after Tax	20,602.70	82,511.72	59,489.34	88,120.87	20,238.55
Minority Interest	-46.84	-3,498.95	-3,665.98	-3,454.87	0.00
Share of Associate	1,531.67	0.00	266.80	1,544.31	57.62
Consolidated Profit	22,087.53	79,012.77	56,090.16	86,210.31	20,296.17

	Punjab National Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Shareholder's Funds	1,56,346.63	6,06,305.90	3,80,529.71	6,21,939.73	1,81,225.87
Minority Interest	-46.84	-3,498.95	-3,665.98	-3,454.87	0.00
Deposits	17,38,907.57	31,67,330.55	18,70,362.74	60,73,776.83	5,66,940.33
Borrowings	1,04,482.81	5,65,871.38	2,26,317.72	8,20,334.04	95,393.53
Other Liabilities & Provisions	38,337.44	6,08,886.35	5,07,663.30	8,67,170.93	1,59,793.06
Total Liabilities	20,33,330.95	49,08,040.84	29,14,497.97	83,21,568.57	10,03,352.79

	Punjab National Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Cash and Balance with Reserve Bank of India	71,273.23	1,50,579.79	74,009.08	2,12,013.35	51,281.74
Balances with Banks and Money at Call	91,932.19	87,186.84	1,22,484.20	1,37,493.13	50,809.37
Investments	5,18,312.71	13,39,916.99	9,39,300.36	24,00,494.73	2,90,632.80
Advances	12,54,511.77	31,56,014.45	17,29,327.48	50,95,828.84	5,65,767.88
Net Block	15,625.36	16,491.59	17,420.34	56,446.96	2,852.80
Other Assets	87,138.98	2,21,442.30	1,09,406.43	5,00,072.57	41,060.44
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	20,33,330.95	49,08,040.84	29,14,497.97	83,21,568.57	10,03,352.79

	Punjab National Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Cash From Operating Activities	25,635.41	1,13,506.38	67,325.42	38,097.39	41,726.51
Cash Flow from Investing Activities	-609.00	6,362.72	-13,013.59	-690.89	-16,519.14
Cash from Financing Activities	-11,664.01	-59,004.85	-4,660.55	-3,427.14	-2,538.43
Net Cash Inflow / Outflow	13,362.40	60,864.25	49,651.28	33,979.37	22,668.95

	Punjab National Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Yield on Advances	10.56	11.43	11.87	10.34	12.33
Yield on Investments	7.57	8.02	6.31	6.39	7.12
Interest Spread	5.76	6.40	7.53	5.73	7.86
NIM (%)	0.00	0.00	0.00	0.00	0.00
ROE (%)	14.47	13.49	15.38	13.84	11.47
ROA (%)	1.05	1.75	2.10	1.11	2.15
Cost to Income Ratio	51.84	58.45	62.93	66.05	61.84

	Punjab National Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Revenue Growth (%)	3.41	2.81	3.96	5.59	5.68
EBIT Growth (%)	8.68	16.65	6.35	7.28	-9.00
Net Profit Growth (%)	32.44	12.50	5.47	8.84	6.66
EPS Growth (%)	32.86	-44.34	5.07	2.21	-60.43
Book Value Growth (%)	11.84	12.26	15.70	22.20	15.07

	Punjab National Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Price / Earnings	5.72	14.04	16.71	10.21	20.58
Price / Book Value	0.87	1.84	2.51	1.50	2.24
Dividend Yield (%)	2.73	2.15	0.92	1.82	0.15
EV/EBITDA	5.68	-69.05	-25.60	-20.71	-42.73
Market Cap (₹ Cr)	1,15,563.30	11,26,480.13	8,62,943.68	9,04,427.60	3,51,306.53

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.