Recently Viewed
Clear AllValue Research Rating
Quality Score 
0/0
Growth Score
0/0
Valuation Score
0/0
Momentum Score
0/0
Today’s Range
52 Week Range
Liquidity
Market cap
₹16,370 Cr
Revenue (TTM)
₹12,110 Cr
Net Profit (TTM)
₹1,213 Cr
ROE
7.6 %
ROCE
7.4 %
P/E Ratio
13.5
P/B Ratio
1.3
Industry P/E
12.3
EV/EBITDA
8.9
Div. Yield
0.3 %
Debt to Equity
1.2
Book Value
₹18.1
EPS
₹1.7
Face value
10
Shares outstanding
7,095,585,220
CFO
₹-7,352.31 Cr
EBITDA
₹-9,687.60 Cr
Net Profit
₹-510.58 Cr
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
Punjab & Sind
| -17.7 | -18.7 | -14.9 | -42.8 | -4.1 | 6.6 | -4.0 |
|
BSE Bankex
| -9.4 | -13.2 | -9.0 | 5.6 | 10.2 | 9.5 | 12.9 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
|---|---|---|---|---|---|---|---|
|
Punjab & Sind
| -43.2 | 9.8 | 27.9 | 109.6 | 19.7 | -35.6 | -36.1 |
|
BSE Small Cap
| -6.6 | 29.0 | 47.5 | -1.8 | 62.8 | 32.1 | -6.8 |
|
BSE Bankex
| 15.6 | 6.1 | 11.2 | 21.0 | 12.6 | -2.1 | 20.7 |
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Company |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
Punjab & Sind
|
22.8 | 16,369.5 | 12,110.5 | 1,212.9 | 3.5 | 8.8 | 13.5 | 1.3 |
| 158.4 | 25,678.9 | 21,694.6 | 1,007.3 | 15.4 | 4.1 | 25.5 | 1.0 | |
| 33.8 | 31,010.1 | 35,123.2 | 4,787.0 | 3.9 | 12.5 | 6.4 | 0.9 | |
| 244.3 | 18,096.9 | 6,546.9 | 1,254.6 | 13.4 | 12.9 | 14.4 | 1.8 | |
| 272.3 | 26,829.3 | 10,686.6 | 2,298.7 | 15.8 | 18.6 | 11.7 | 2.0 | |
| 292.6 | 18,268.3 | 14,092.5 | 721.6 | -5.6 | 4.5 | 25.3 | 1.1 | |
| 607.2 | 9,701.4 | 5,610.7 | 1,255.8 | 16.1 | 13.1 | 7.7 | 1.0 | |
| 232.4 | 8,833.9 | 8,919.0 | 1,155.1 | 3.5 | 9.4 | 7.6 | 0.7 | |
| 24.9 | 31,624.8 | 26,369.6 | 2,619.1 | 9.1 | 8 | 12.1 | 1.0 |
4 min read•By Jugal Harpalani
1 min read•By Research Desk
Govt's Give-and-take with PSU Banks
2 min read•By Research Desk
Punjab & Sind Bank provides various banking and financial products and services in India. The company operates through four segments: Treasury Operations, Corporate/Wholesale Banking, Digital Banking and Other Retail Banking, and Other Banking... Operations. It offers deposit products, including saving accounts, current accounts, salary PLUS accounts, saving bank deposit accounts, smart business flexi current scheme accounts, recurring deposit accounts, fixed deposits, tax saver, flexi savings deposit and special fixed deposit. The company also provides loan products, home, auto, skill education, commercial vehicle, personal, doctor, mortgage, vyapar, gold, Mudra, MSME, and agri loans; and SME liquid plus and contractor plus products, as well as sukhmoney for senior citizens, and SB OD and central sector interest subsidiary schemes. The company also provides non fund based products, including letter of credit, LC advising/confirming, bank guarantee, co-acceptance facility, solvency certificate, and credit report products and services, as well as debt restructuring services. In addition, it offers locker facility, government schemes, and life, general, and health insurance services; digital banking services comprising internet and mobile banking, SMS banking, Aadhaar seeding and pay, point of sale, unified payment interface, BBPS, IMPS/USSD, RTGS/NEFT, ATM/debit cards, and online payment; international banking services, including NRI schemes, export/import services, forex treasury, residential facilities, and gold card scheme; and social banking, as well as products for micro and small enterprises and applications supported by blocked amount services for investors. The company was incorporated in 1908 and is headquartered in New Delhi, India. Read more
Incorporated
1980
Chairman
--
Managing Director
Swarup Kumar Saha
Group
PSU
Headquarters
New Delhi, New Delhi
Website
Looking for more details about Punjab & Sind Bank’s IPO? Explore our IPO Details page.
Our rating system has guided millions of investors in the past 20 years.
The share price of Punjab & Sind Bank is ₹22.79 (NSE) and ₹22.75 (BSE) as of 19-Mar-2026 14:49 IST. Punjab & Sind Bank has given a return of -4.11% in the last 3 years.
The P/E ratio of Punjab & Sind Bank is 13.50 times as on 19-Mar-2026, a 10 premium to its peers’ median range of 12.30 times.
The P/B ratio of Punjab & Sind Bank is 1.27 times as on 19-Mar-2026, a 20 premium to its peers’ median range of 1.06 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
30.39
|
2.51
|
|
2024
|
68.00
|
2.80
|
|
2023
|
13.26
|
1.23
|
|
2022
|
10.08
|
0.80
|
|
2021
|
0.00
|
0.96
|
The 52-week high and low of Punjab & Sind Bank are Rs 50.50 and Rs 22.60 as of 19-Mar-2026.
Punjab & Sind Bank has a market capitalisation of ₹ 16,370 Cr as on 19-Mar-2026. As per SEBI classification, it is a Small Cap company.
Before investing in Punjab & Sind Bank, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.
₹-0.73
(
New Process Alert 
Seems like you've uploaded a wrong QR code. Please upload the QR code downloaded from MF Central platform.