Prism Finance Peer Comparison

BSE: 531735

₹27.00

₹0.04 (0.15%)

As on 30-Jul-2026IST

Market cap

₹18 Cr

Revenue (TTM)

₹8 Cr

P/E Ratio

--

P/B Ratio

0.9

Div. Yield

0 %

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	Prism Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	18	32,986	31,031	24,727	20,978
Revenue (₹ Cr)	8	404	10,285	5,303	6,380
Net Profit (₹ Cr)	-1.81	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	-21.99	74.72	14.02	21.20	18.97
RoE (%)	-8.22	1.41	10.08	16.25	16.14
Price to Earnings	--	76.55	21.41	21.93	17.33
Price-To-Book	0.94	1.12	1.93	3.29	2.54

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Prism Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	7.85	403.54	10,284.59	5,303.14	6,379.52
Other Income	0.36	5.87	25.57	15.03	3.80
Total Income	5.62	403.46	9,524.71	4,744.06	6,062.54
Interest Expense	0.08	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	-2.20	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	10.34	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	-2.29	362.26	1,950.48	1,497.38	1,612.11
Taxes	-0.48	56.33	505.07	369.75	401.27
Profit after Tax	-1.81	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	-1.81	430.89	1,449.46	1,127.63	1,210.84

Liabilities (₹ Cr)

	Prism Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	18.58	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	0.18	3,407.06	141.91	115.58	137.71
Current Liabilities	0.35	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	19.12	32,973.97	75,691.91	33,637.47	33,153.91

Assets (₹ Cr)

	Prism Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	0.58	169.20	1,233.12	446.49	827.99
Current Assets	18.48	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	19.12	32,973.97	75,691.91	33,637.47	33,153.91
Contingent Liabilities	5.17	--	136.28	7.07	--

Cashflow (₹ Cr)

	Prism Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-0.65	279.39	-20,237.75	-8,727.78	-2,770.21
Cash Flow from Investing Activities	1.45	-147.97	-1,631.53	-1,088.40	-100.65
Cash from Financing Activities	-0.77	-137.57	23,834.45	10,391.44	2,750.95
Net Cash Inflow / Outflow	0.03	-6.15	1,965.17	575.26	-119.91

Ratios

Profitability Ratios

	Prism Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	-18.36	1.57	8.35	11.68	9.98
ROE (%)	-8.22	1.41	10.08	16.25	16.14
ROA (%)	-8.44	0.91	2.34	4.21	4.05
EBIT Margin (%)	-32.74	88.46	59.60	64.20	56.04
Net Margin (%)	-21.99	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	Prism Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	-17.79	30.99	4.76	50.20	11.86
EBIT Growth (%)	36.04	33.57	33.65	58.09	64.71
Net Profit Growth (%)	-1.06	42.45	85.35	95.19	524.34
EPS Growth (%)	-1.06	-86.84	68.98	74.92	521.96
Book Value Growth (%)	-16.01	-6.01	24.70	67.97	12.59

Valuation Ratios

	Prism Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	0.00	77.28	20.35	22.11	17.39
Price / Book Value	0.00	1.14	1.90	3.32	2.55
Dividend Yield (%)	--	0.52	0.62	0.08	0.00
EV/EBITDA	-1.72	89.78	12.55	13.00	11.65
Market Cap (₹ Cr)	0.00	27,369.52	23,577.62	15,957.18	18,508.79

Solvency Ratios

	Prism Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	3.69	0.00	0.00
Short term debt to equity ratio	--	0.00	2.89	1.02	1.65
Current Ratio	52.34	1,357.85	1.24	1.26	1.29
Quick Ratio	52.34	1,357.85	1.24	1.26	1.29
Interest Coverage	-29.08	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly