Oriental Bank [Merged] Key Ratios
NSE: ORIENTBANK | BSE: 500315
₹43.45
As on 20-Mar-2020IST
Market cap
₹5,926 Cr
Revenue (TTM)
₹19,208 Cr
P/E Ratio
9.2
P/B Ratio
0.3
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | -4.52 | 2.10 | 10.65 | 0.51 | -0.58 |
| Interest Expended | -2.55 | 6.10 | 10.98 | -0.90 | -1.53 |
| Net Interest Income | -9.17 | -6.77 | 9.86 | 4.30 | 1.99 |
| EPS | 60.18 | -35.76 | 116.49 | 3.27 | -32.28 |
| Book Value | -- | -- | -22.60 | -32.77 | -21.51 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-19 | Mar-18 |
| Net NPAs
| 8.46 | 7.08 | 5.98 | 5.93 | 10.48 |
| Net Interest Margin
| 2.10 | 2.20 | 2.43 | 2.16 | 2.05 |
| Net Margin
| -11.33 | -5.95 | 2.83 | 0.27 | -29.10 |
| Return on equity
| -19.64 | -10.35 | 3.37 | 0.40 | -50.94 |
| Return on Assets
| -0.95 | -0.49 | 0.26 | 0.02 | -2.41 |
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
--
|
11.22
|
12.75
|
11.68
|
13.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
--
|
7.15
|
8.62
|
10.86
|
8.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
--
|
6.20
|
6.81
|
5.91
|
6.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
2.43
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
2.43
|
2.16
|
2.05
|
2.09
|
2.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
3.37
Lower than Peers by 9.91
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
3.37
|
0.40
|
-50.94
|
-8.38
|
1.17
|
|
Peer Median
|
13.28
|
1.63
|
-3.39
|
--
|
--
|
ROA
0.26
Lower than Peers by 0.88
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
0.26
|
0.02
|
-2.41
|
-0.44
|
0.07
|
|
Peer Median
|
1.14
|
0.08
|
-0.19
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
--
|
54.04
|
49.22
|
45.67
|
48.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
10.65
Lower than Peers by 2.85
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
10.65
|
2.75
|
-5.61
|
-8.66
|
1.04
|
|
Peer Median
|
13.50
|
--
|
6.78
|
--
|
--
|
EBIT Growth
4.26
--
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
4.26
|
1.37
|
-11.20
|
13.26
|
-12.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
9.86
Lower than Peers by 10.58
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
9.86
|
100.94
|
-436.69
|
-800.98
|
-79.93
|
|
Peer Median
|
20.44
|
--
|
-58.00
|
--
|
--
|
EPS Growth
116.49
Higher than Peers by 102.60
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
116.49
|
100.43
|
-193.61
|
-750.82
|
-81.27
|
|
Peer Median
|
13.90
|
--
|
-21.43
|
--
|
--
|
Book Value Growth
-13.91
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
-13.91
|
67.59
|
-18.08
|
-5.66
|
2.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
9.23
Lower than Peers by 0.39
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
9.23
|
288.27
|
--
|
--
|
18.87
|
|
Peer Median
|
9.63
|
59.34
|
--
|
--
|
--
|
Price / Book Value
0.33
Lower than Peers by 1.10
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
0.33
|
0.91
|
0.56
|
0.39
|
0.22
|
|
Peer Median
|
1.43
|
0.78
|
0.99
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
--
|
--
|
--
|
--
|
0.76
|
|
Peer Median
|
0.72
|
--
|
--
|
--
|
--
|
EV/EBITDA
1.98
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
1.98
|
7.98
|
4.18
|
4.67
|
3.55
|
|
Peer Median
|
--
|
-1.27
|
-1.30
|
--
|
--
|
Market Cap
5,926
Lower than Peers by 70,259
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Oriental Bank [Merged]
|
5,926
|
15,853
|
5,796
|
4,879
|
2,946
|
|
Peer Median
|
76,185
|
15,958
|
17,067
|
--
|
--
|