Oriental Bank [Merged] Peer Comparison

NSE: ORIENTBANK | BSE: 500315

₹43.45

₹1.80 (4.32%)

As on 20-Mar-2020IST

Market cap

₹5,926 Cr

Revenue (TTM)

₹19,208 Cr

P/E Ratio

9.2

P/B Ratio

0.3

Div. Yield

0 %

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	Oriental Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Market cap (₹ Cr)	5,926	64,263	33,738	28,123	23,397
Interest Income (₹ Cr)	19,208	14,736	11,555	37,270	7,249
Net Interest Income (₹ Cr)	5,622.79	6,536.59	5,281.95	14,771.97	3,024.68
NIM (%)	2.43	--	4.26	--	3.78
RoA (%)	0.26	0.55	2.14	0.87	1.61
Price to Earnings	9.23	71.48	12.29	6.16	16.68
Price-To-Book	0.33	1.50	2.27	0.76	2.13

Income Statement (₹ Cr)

	Oriental Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Interest Earned	19,208.07	6,302.09	5,815.82	22,748.62	3,767.17
Other Income	3,483.78	1,440.98	962.77	2,416.33	514.39
Total Income	22,691.85	7,743.06	6,778.59	25,164.95	4,281.56
Interest Expended	13,585.28	3,760.65	3,453.00	15,934.66	2,155.68
Operating Expenses	4,637.53	2,043.90	1,614.81	6,080.16	885.89
Operating Profit before Prov. & Cont.	3,753.77	1,938.52	1,710.78	3,150.14	1,239.99
Provisions and Contingencies	3,814.87	640.68	1,388.55	11,306.59	315.14
Profit Before Tax	-3,630.77	1,297.83	322.23	-8,156.46	924.85
Taxes	12.43	436.47	111.36	-2,528.74	242.00
Profit after Tax	641.74	861.36	210.87	-5,627.72	682.85
Minority Interest	0.00	18.82	--	43.46	--
Share of Associate	0.00	-5.90	--	16.59	--
Consolidated Profit	201.66	857.84	210.87	-5,616.93	682.85

	Oriental Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Shareholder's Funds	19,139.83	7,534.79	6,422.80	19,396.04	4,840.76
Minority Interest	0.00	18.82	--	43.46	--
Deposits	2,25,202.59	58,357.63	59,867.95	3,00,311.39	38,447.95
Borrowings	13,240.77	11,832.07	1,565.34	5,639.67	480.91
Other Liabilities & Provisions	5,397.76	2,673.30	1,484.02	6,494.10	1,489.27
Total Liabilities	2,71,909.57	80,397.79	69,340.11	3,31,884.64	45,258.89

	Oriental Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash and Balance with Reserve Bank of India	10,931.28	4,840.05	2,934.68	20,779.45	1,993.12
Balances with Banks and Money at Call	3,401.15	1,808.67	762.36	10,518.14	970.16
Investments	77,836.13	16,745.17	14,881.59	1,25,452.74	7,712.20
Advances	1,52,713.94	54,308.24	48,580.81	1,47,425.48	32,673.34
Net Block	2,555.10	375.57	544.94	4,319.80	250.03
Other Assets	15,530.59	2,280.15	1,597.68	23,389.03	1,660.03
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	2,71,909.57	80,397.79	69,340.11	3,31,884.64	45,258.89

	Oriental Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash From Operating Activities	-2,951.49	78.24	-1,575.65	-14,509.99	418.60
Cash Flow from Investing Activities	-222.62	-201.71	549.35	-250.94	-86.69
Cash from Financing Activities	5,968.76	2,566.64	414.13	6,796.11	-5.07
Net Cash Inflow / Outflow	2,794.66	2,443.18	-612.17	-7,964.82	326.84

	Oriental Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Yield on Advances	11.22	11.60	11.97	15.43	11.53
Yield on Investments	7.15	7.00	8.21	6.92	7.60
Interest Spread	6.20	6.25	6.35	10.22	5.99
NIM (%)	2.43	3.27	3.52	2.24	3.72
ROE (%)	3.37	12.12	3.32	-36.09	15.17
ROA (%)	0.26	1.21	0.31	-1.71	1.60
Cost to Income Ratio	54.04	51.32	48.56	65.87	41.67

	Oriental Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Revenue Growth (%)	10.65	38.16	2.04	-5.85	10.72
EBIT Growth (%)	1.37	44.52	-3.74	14.37	2.67
Net Profit Growth (%)	135.72	34.76	-39.00	-10.44	15.35
EPS Growth (%)	116.49	33.56	-39.00	29.30	14.83
Book Value Growth (%)	-13.91	12.79	2.53	6.82	16.27

	Oriental Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Price / Earnings	288.27	33.89	27.14	0.00	21.96
Price / Book Value	0.91	3.86	0.89	0.92	3.10
Dividend Yield (%)	0.00	0.40	0.84	0.00	0.24
EV/EBITDA	7.98	21.10	4.26	6.48	12.48
Market Cap (₹ Cr)	15,853.32	29,073.86	5,723.35	14,772.95	14,998.60

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.