Key Peer Comparison

BSE: 507948

₹68.87

₹0.28 (0.41%)

As on 23-Oct-2026IST

Market cap

₹41 Cr

Revenue (TTM)

₹11 Cr

P/E Ratio

--

P/B Ratio

0.6

Div. Yield

0 %

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	Key	CreditAccess Grameen	Paisalo Digital	Fedbank Financial	Aye Finance
Market cap (₹ Cr)	41	16,533	7,220	5,602	3,321
Revenue (₹ Cr)	11	6,775	1,039	2,561	1,963
Net Profit (₹ Cr)	-0.01	1,586.60	265.45	433.57	289.73
Net Margin (%)	-0.11	23.40	25.56	16.91	14.36
RoE (%)	-0.02	18.93	14.27	14.24	11.09
Price to Earnings	--	10.42	27.20	12.92	11.46
Price-To-Book	0.56	1.85	3.80	1.77	1.23

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Key	CreditAccess Grameen	Paisalo Digital	Fedbank Financial	Aye Finance
Operating Income	11.45	6,774.91	1,038.57	2,560.96	1,962.98
Other Income	0.00	4.19	0.00	2.45	54.02
Total Income	0.71	6,062.54	943.70	2,245.48	1,863.24
Interest Expense	0.00	2,040.48	427.54	1,008.54	550.50
PBT & Exceptional Items	0.03	2,178.84	372.34	643.37	405.24
Operating Expenses	11.42	2,559.78	237.12	911.50	1,061.26
Exceptional Income/Expenses	0.00	0.00	-0.78	0.00	0.00
Profit before Tax	-0.01	2,113.90	355.45	584.67	377.67
Taxes	0.00	527.30	90.00	151.10	87.94
Profit after Tax	-0.01	1,586.60	265.45	433.57	289.73
Minority Interest	0.00	0.00	0.00	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	-0.01	1,586.60	265.45	433.57	289.73

Liabilities (₹ Cr)

	Key	CreditAccess Grameen	Paisalo Digital	Fedbank Financial	Aye Finance
Shareholder's Funds	73.57	8,919.01	1,935.96	3,164.96	2,694.61
Minority Interest	0.00	0.00	0.00	0.00	0.00
Non-Current Liabilities	0.30	112.69	101.18	77.02	100.13
Current Liabilities	0.03	25,418.48	5,567.92	15,298.38	5,978.77
Total Liabilities	65.71	33,153.91	6,372.84	16,874.78	7,772.94

Assets (₹ Cr)

	Key	CreditAccess Grameen	Paisalo Digital	Fedbank Financial	Aye Finance
Non-Current Assets	0.44	784.57	82.26	85.18	73.19
Current Assets	73.40	33,556.28	7,467.84	18,172.56	8,603.78
Total Assets	65.71	33,153.91	6,372.84	16,874.78	7,772.94
Contingent Liabilities	--	--	--	1.16	15.80

Cashflow (₹ Cr)

	Key	CreditAccess Grameen	Paisalo Digital	Fedbank Financial	Aye Finance
Cash From Operating Activities	-0.60	-2,770.21	-782.76	-1,664.16	-1,354.64
Cash Flow from Investing Activities	0.50	-100.65	-15.21	-30.60	-125.36
Cash from Financing Activities	--	2,750.95	843.17	2,309.89	1,169.22
Net Cash Inflow / Outflow	-0.10	-119.91	45.20	615.13	-310.78

Ratios

Profitability Ratios

	Key	CreditAccess Grameen	Paisalo Digital	Fedbank Financial	Aye Finance
ROCE (%)	-4.07	9.98	12.38	9.17	11.45
ROE (%)	-0.02	18.93	14.27	14.24	11.09
ROA (%)	-0.02	5.11	4.03	2.72	6.60
EBIT Margin (%)	-0.12	61.26	75.47	62.12	44.53
Net Margin (%)	-0.11	23.40	25.56	16.91	14.36
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	Key	CreditAccess Grameen	Paisalo Digital	Fedbank Financial	Aye Finance
Revenue Growth (%)	401.37	17.66	23.60	20.90	21.89
EBIT Growth (%)	99.70	99.27	23.01	33.04	40.74
Net Profit Growth (%)	99.72	1,086.78	27.97	76.56	125.31
EPS Growth (%)	99.72	1,084.48	27.49	75.84	81.96
Book Value Growth (%)	-3.71	12.59	15.66	14.68	53.37

Valuation Ratios

	Key	CreditAccess Grameen	Paisalo Digital	Fedbank Financial	Aye Finance
Price / Earnings	-3,178.57	10.40	26.29	12.90	10.97
Price / Book Value	0.56	1.85	3.80	1.77	1.23
Dividend Yield (%)	0.00	0.00	0.13	0.00	0.00
EV/EBITDA	1,245.15	8.97	14.26	10.73	8.04
Market Cap (₹ Cr)	35.50	18,508.79	3,069.66	4,641.99	2,332.47

Solvency Ratios

	Key	CreditAccess Grameen	Paisalo Digital	Fedbank Financial	Aye Finance
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	--	1.65	0.09	1.80	0.96
Current Ratio	2,293.75	1.32	1.34	1.19	1.44
Quick Ratio	2,293.75	1.32	1.34	1.19	1.44
Interest Coverage	--	2.04	1.83	1.58	1.69

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly