KJMC Fin Services Peer Comparison

NSE: KJMCFIN | BSE: 530235

₹64.00

₹-0.97 (-1.49%)

As on 22-Sep-2026 09:54IST

Market cap

₹31 Cr

Revenue (TTM)

₹7 Cr

P/E Ratio

P/B Ratio

0.3

Div. Yield

1.5 %

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	KJMC Fin Services	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	31	34,428	29,645	25,839	22,370
Revenue (₹ Cr)	7	404	10,285	5,303	6,380
Net Profit (₹ Cr)	2.41	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	30.51	74.72	14.02	21.20	18.97
RoE (%)	1.87	1.41	10.08	16.25	16.14
Price to Earnings	13.03	79.90	20.45	22.91	18.47
Price-To-Book	0.31	1.17	1.84	3.44	2.71

Income Statement (₹ Cr)

	KJMC Fin Services	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	7.42	403.54	10,284.59	5,303.14	6,379.52
Other Income	0.49	5.87	25.57	15.03	3.80
Total Income	5.37	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	1.38	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	3.92	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	2.61	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	3.44	362.26	1,950.48	1,497.38	1,612.11
Taxes	1.02	56.33	505.07	369.75	401.27
Profit after Tax	2.41	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	-0.01	0.00	4.05	0.00	0.00
Share of Associate	-0.01	124.96	0.00	0.00	0.00
Consolidated Profit	2.39	430.89	1,449.46	1,127.63	1,210.84

	KJMC Fin Services	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	100.02	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	-0.01	0.00	4.05	0.00	0.00
Non-Current Liabilities	13.61	3,407.06	141.91	115.58	137.71
Current Liabilities	13.85	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	198.46	35,100.39	54,550.48	21,485.87	29,334.64

	KJMC Fin Services	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	1.12	169.20	1,233.12	446.49	827.99
Current Assets	128.39	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	198.46	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	--	--	196.39	7.21	4.00

	KJMC Fin Services	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	1.39	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	2.33	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	-3.66	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	0.06	-102.41	540.97	866.90	164.20

	KJMC Fin Services	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	1.37	1.21	11.25	11.18	9.55
ROE (%)	1.87	1.41	10.08	16.25	16.14
ROA (%)	1.47	0.91	2.34	4.21	4.05
EBIT Margin (%)	58.22	88.46	59.60	64.20	56.04
Net Margin (%)	30.51	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	KJMC Fin Services	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	35.53	30.99	4.76	50.20	11.86
EBIT Growth (%)	73.35	33.57	33.65	58.09	64.71
Net Profit Growth (%)	68.86	42.45	85.35	95.19	524.34
EPS Growth (%)	74.42	-86.84	68.98	74.92	521.96
Book Value Growth (%)	31.25	3.76	7.66	12.13	5.63

	KJMC Fin Services	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	13.03	79.90	19.76	22.91	18.43
Price / Book Value	0.31	1.17	1.84	3.44	2.70
Dividend Yield (%)	1.54	0.50	0.63	0.07	0.00
EV/EBITDA	5.31	92.90	12.41	13.26	12.00
Market Cap (₹ Cr)	40.27	31,951.18	19,684.03	14,056.08	15,214.34

	KJMC Fin Services	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	2.85	0.00	0.00
Short term debt to equity ratio	--	--	2.89	0.98	1.50
Current Ratio	9.27	1,357.85	1.24	1.26	1.29
Quick Ratio	9.27	1,357.85	1.24	1.26	1.29
Interest Coverage	3.50	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.