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Indbank Merchant Key Ratios

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NSE: INDBANK | BSE: 511473

₹25.23

up-down-arrow ₹0.06 (0.24%)

As on 06-Oct-2026IST

Market cap

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₹112 Cr

Revenue (TTM)

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₹25 Cr

P/E Ratio

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15.4

P/B Ratio

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1.1

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 17.14 3.23 -1.67 9.35 14.18
EBIT 76.14 8.37 -6.45 10.53 74.72
Net Profit 114.74 11.09 -6.40 8.35 8.45
EPS 114.77 11.08 -6.40 8.35 8.45
Book Value -- -- 7.74 9.84 8.96
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 43.3038.5339.6339.1443.80
Net Margin info 30.5627.0128.6027.9031.57
Return on equity info 9.088.257.477.379.67
Return on Assets info 6.986.376.015.697.47

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
--
10.37
13.44
14.60
8.05
Peer Median
--
7.09
2.98
1.57
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

7.47

Higher than Peers by 4.80

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
7.47
7.37
9.67
10.18
3.75
Peer Median
2.66
5.86
1.60
1.07
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

6.01

Higher than Peers by 4.58

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
6.01
5.69
7.47
7.79
2.85
Peer Median
1.43
2.93
1.16
0.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

39.63

Higher than Peers by 30.88

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
39.63
39.14
43.80
46.96
32.45
Peer Median
8.75
29.67
19.21
2.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

28.60

Higher than Peers by 17.69

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
28.60
27.90
31.57
32.22
14.91
Peer Median
10.91
24.33
36.43
18.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

Higher than Peers by 0.00

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
0.00
28.90
33.24
33.77
16.98
Peer Median
0.00
0.00
0.00
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-1.67

Lower than Peers by 26.02

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
-1.67
-6.21
7.43
36.37
-11.39
Peer Median
24.34
117.38
329.40
5.65
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-6.45

Lower than Peers by 25.28

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
-6.45
-16.19
0.18
97.35
-5.12
Peer Median
18.83
158.60
2.93
-21.86
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-6.40

Lower than Peers by 45.76

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
-6.40
-17.09
5.28
194.22
-60.76
Peer Median
39.36
231.83
20.55
-9.52
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-6.40

Lower than Peers by 58.03

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
-6.40
-17.09
5.28
194.20
-60.76
Peer Median
51.64
151.28
20.51
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
--
7.73
9.93
11.90
4.74
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
--
--
0.00
--
0.04
Peer Median
--
0.00
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
--
--
0.00
--
0.04
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

4.74

Lower than Peers by 1.23

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
4.74
3.71
3.85
3.87
3.48
Peer Median
5.97
3.71
4.40
3.48
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

4.74

Lower than Peers by 0.55

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
4.74
3.71
3.85
3.87
3.48
Peer Median
5.29
9.80
14.44
6.30
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

82.60

Higher than Peers by 5.45

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
82.60
45.84
45.04
152.14
6.71
Peer Median
77.14
34.98
64.71
28.80
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

15.41

Lower than Peers by 24.05

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
15.41
18.42
14.71
23.69
34.19
Peer Median
39.47
39.47
56.57
231.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.11

Lower than Peers by 2.84

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
1.11
1.31
1.36
2.28
1.25
Peer Median
3.94
4.32
1.47
2.60
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

2.88

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
2.88
4.66
3.51
10.53
4.15
Peer Median
--
64.31
13.55
14.22
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

112

Lower than Peers by 133

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
112
129
125
190
93
Peer Median
245
173
62
44
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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