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Indbank Merchant Key Ratios

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NSE: INDBANK | BSE: 511473

₹24.20

up-down-arrow ₹0.62 (2.63%)

As on 29-Oct-2026IST

Market cap

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₹107 Cr

Revenue (TTM)

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₹25 Cr

P/E Ratio

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15.3

P/B Ratio

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1

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -7.92 1.24 6.27 6.40 13.01
EBIT -28.65 -14.85 8.13 4.04 93.80
Net Profit -31.96 -12.93 11.24 4.06 7.08
EPS -31.97 -12.94 11.25 4.06 7.07
Book Value -- -- 7.74 9.84 8.96
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 43.3038.5338.0039.1443.80
Net Margin info 30.5627.0127.5327.9031.57
Return on equity info 9.088.256.967.379.67
Return on Assets info 6.986.375.735.697.47

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
--
10.37
13.44
14.60
8.05
Peer Median
--
6.65
2.98
1.57
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

6.96

Higher than Peers by 4.28

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
6.96
7.37
9.67
10.18
3.75
Peer Median
2.68
5.98
1.60
1.07
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

5.73

Higher than Peers by 4.29

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
5.73
5.69
7.47
7.79
2.85
Peer Median
1.44
3.62
1.16
0.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

38.00

Higher than Peers by 29.23

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
38.00
39.14
43.80
46.96
32.45
Peer Median
8.76
26.00
19.21
2.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

27.53

Higher than Peers by 16.04

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
27.53
27.90
31.57
32.22
14.91
Peer Median
11.49
17.38
36.43
18.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

Higher than Peers by 0.00

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
0.00
28.90
33.24
33.77
16.98
Peer Median
0.00
0.00
0.00
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

6.27

Lower than Peers by 17.25

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
6.27
-6.21
7.43
36.37
-11.39
Peer Median
23.51
113.17
329.40
5.65
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

8.13

Lower than Peers by 10.67

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
8.13
-16.19
0.18
97.35
-5.12
Peer Median
18.80
153.72
2.93
-21.86
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

11.24

Lower than Peers by 27.71

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
11.24
-17.09
5.28
194.22
-60.76
Peer Median
38.95
204.12
20.55
-9.52
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

11.25

Lower than Peers by 39.74

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
11.25
-17.09
5.28
194.20
-60.76
Peer Median
50.99
139.90
20.51
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
--
7.73
9.93
11.90
4.74
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
--
--
0.00
--
0.04
Peer Median
--
0.01
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
--
--
0.00
--
0.04
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

4.83

Lower than Peers by 0.80

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
4.83
3.71
3.85
3.87
3.48
Peer Median
5.63
4.17
4.40
3.48
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

4.83

Lower than Peers by 0.23

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
4.83
3.71
3.85
3.87
3.48
Peer Median
5.06
7.32
14.44
6.30
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

162.08

Higher than Peers by 84.72

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
162.08
45.84
45.04
152.14
6.71
Peer Median
77.36
32.16
64.71
28.80
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

15.27

Lower than Peers by 24.66

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
15.27
18.42
14.71
23.69
34.19
Peer Median
39.93
40.45
56.57
231.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.04

Lower than Peers by 2.64

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
1.04
1.31
1.36
2.28
1.25
Peer Median
3.68
4.28
1.47
2.60
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

1.64

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
1.64
4.66
3.51
10.53
4.15
Peer Median
--
43.26
13.55
14.22
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

107

Lower than Peers by 101

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Indbank Merchant
107
129
125
190
93
Peer Median
208
162
62
44
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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