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Indbank Merchant Key Ratios

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NSE: INDBANK | BSE: 511473

₹28.58

up-down-arrow ₹-0.13 (-0.45%)

As on 04-Sep-2026 15:59IST

Market cap

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₹127 Cr

Revenue (TTM)

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₹25 Cr

P/E Ratio

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17.5

P/B Ratio

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1.3

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 17.14 3.23 -1.67 9.35 14.18
EBIT 76.14 8.37 -6.45 10.53 74.72
Net Profit 114.74 11.09 -6.40 8.35 8.45
EPS 114.77 11.08 -6.40 8.35 8.45
Book Value -- -- 9.94 8.82 8.77
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-25Mar-24
EBIT-Margin info 41.0728.9639.6343.8046.96
Net Margin info 26.2325.6028.6031.5732.22
Return on equity info 7.878.087.479.6710.18
Return on Assets info 6.046.306.017.467.79

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
--
13.44
14.60
8.05
14.90
Peer Median
--
2.98
1.57
3.43
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

7.47

Higher than Peers by 4.80

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
7.47
9.67
10.18
3.75
10.28
Peer Median
2.66
1.60
1.07
1.58
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

6.01

Higher than Peers by 4.58

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
6.01
7.46
7.79
2.85
8.04
Peer Median
1.43
1.16
0.66
1.55
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

39.63

Higher than Peers by 30.88

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
39.63
43.80
46.96
32.45
30.31
Peer Median
8.75
19.21
2.00
4.97
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

28.60

Higher than Peers by 17.69

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
28.60
31.57
32.22
14.91
28.47
Peer Median
10.91
36.43
18.36
44.25
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

Higher than Peers by 0.00

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
0.00
33.24
33.77
16.98
34.73
Peer Median
0.00
0.00
0.00
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-1.67

Lower than Peers by 26.02

Year on year growth in net sales

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
-1.67
7.43
36.37
-11.39
71.71
Peer Median
24.34
329.40
5.65
61.99
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-6.45

Lower than Peers by 25.28

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
-6.45
0.18
97.35
-5.12
695.90
Peer Median
18.83
2.93
-21.86
88.06
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-6.40

Lower than Peers by 45.76

Year on year growth in profit after tax

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
-6.40
5.28
194.22
-60.76
71.55
Peer Median
39.36
20.55
-9.52
65.30
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-6.40

Lower than Peers by 58.03

Year on year growth in earnings per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
-6.40
5.28
194.20
-60.76
71.54
Peer Median
51.64
20.51
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
--
9.93
11.90
4.74
10.66
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
--
0.00
--
0.04
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
--
0.00
--
0.04
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

4.74

Lower than Peers by 1.23

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
4.74
3.83
3.87
3.48
3.56
Peer Median
5.97
4.40
3.48
23.42
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

4.74

Lower than Peers by 0.55

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
4.74
3.83
3.87
3.48
3.56
Peer Median
5.29
14.44
6.30
130.13
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

82.60

Higher than Peers by 5.45

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
82.60
45.04
152.14
6.71
6.58
Peer Median
77.14
64.71
28.80
111.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

17.51

Lower than Peers by 20.43

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
17.51
14.71
23.69
34.19
13.80
Peer Median
37.94
56.57
231.00
29.37
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.26

Lower than Peers by 2.30

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
1.26
1.36
2.28
1.25
1.35
Peer Median
3.56
1.47
2.60
0.64
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

3.90

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
3.90
3.50
10.53
4.15
2.91
Peer Median
--
13.55
14.22
4.39
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

127

Lower than Peers by 145

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Indbank Merchant
127
125
190
93
96
Peer Median
272
62
44
46
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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