ICICI Bank Key Ratios
NSE: ICICIBANK | BSE: 532174
₹1,429.00
As on 04-Nov-2026 10:04IST
Market cap
₹10,22,618 Cr
Revenue (TTM)
₹2,06,190 Cr
P/E Ratio
17.3
P/B Ratio
2.7
Div. Yield
0.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 7.18 | 16.21 | 7.01 | 13.21 | 17.87 |
| Interest Expended | 11.24 | 16.53 | 2.04 | 14.49 | 17.98 |
| Net Interest Income | 3.97 | 15.95 | 11.44 | 12.21 | 17.79 |
| EPS | 5.71 | 21.68 | 10.03 | 12.77 | 21.84 |
| Book Value | -- | -- | 15.09 | 18.17 | 17.39 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 0.41 | -- | 0.00 | -- | -- |
| Net Interest Margin
| 4.01 | 3.70 | 0.00 | 3.82 | 3.86 |
| Net Margin
| 24.76 | 18.18 | 19.00 | 18.48 | 18.47 |
| Return on equity
| 17.80 | 17.89 | 15.68 | 17.36 | 19.45 |
| Return on Assets
| 2.32 | 1.95 | 2.09 | 2.08 | 2.17 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
--
|
12,957.12
|
13,481.49
|
11,851.22
|
11,617.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
--
|
11.87
|
13.12
|
12.65
|
11.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
--
|
6.31
|
5.75
|
5.05
|
4.56
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
--
|
7.53
|
8.33
|
8.16
|
7.56
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
--
|
3.82
|
3.86
|
3.79
|
3.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
15.68
Higher than Peers by 2.33
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
15.68
|
17.36
|
19.45
|
19.47
|
17.71
|
|
Peer Median
|
13.35
|
13.26
|
15.04
|
--
|
--
|
ROA
2.09
Higher than Peers by 0.95
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
2.09
|
2.08
|
2.17
|
2.08
|
1.86
|
|
Peer Median
|
1.14
|
1.18
|
1.16
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
--
|
62.93
|
62.17
|
60.39
|
60.78
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
7.01
Lower than Peers by 6.04
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
7.01
|
4.77
|
16.81
|
31.76
|
26.90
|
|
Peer Median
|
13.05
|
9.47
|
13.29
|
--
|
--
|
EBIT Growth
-11.87
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
-11.87
|
6.35
|
21.22
|
20.58
|
23.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
11.44
Lower than Peers by 8.35
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
11.44
|
5.98
|
20.91
|
30.59
|
33.66
|
|
Peer Median
|
19.79
|
18.23
|
17.87
|
--
|
--
|
EPS Growth
10.03
Lower than Peers by 4.20
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
10.03
|
5.66
|
13.69
|
29.29
|
34.89
|
|
Peer Median
|
14.22
|
18.99
|
10.58
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
--
|
15.70
|
22.43
|
19.46
|
17.97
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
17.31
Higher than Peers by 8.39
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
17.31
|
15.92
|
18.82
|
17.39
|
18.00
|
|
Peer Median
|
8.92
|
8.92
|
9.38
|
--
|
--
|
Price / Book Value
2.67
Higher than Peers by 1.41
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
2.67
|
2.42
|
3.12
|
3.06
|
2.91
|
|
Peer Median
|
1.26
|
1.26
|
1.38
|
--
|
--
|
Dividend Yield
0.84
Higher than Peers by 0.06
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
0.84
|
1.00
|
0.82
|
0.91
|
0.91
|
|
Peer Median
|
0.78
|
0.77
|
1.14
|
--
|
--
|
EV/EBITDA
12.74
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
12.74
|
13.10
|
15.16
|
15.23
|
15.07
|
|
Peer Median
|
--
|
11.50
|
4.40
|
--
|
--
|
Market Cap
10,22,618
Higher than Peers by 9,55,611
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Bank
|
10,22,618
|
8,62,944
|
9,60,315
|
7,69,537
|
6,12,538
|
|
Peer Median
|
67,006
|
63,177
|
60,073
|
--
|
--
|