Pearl Global Financials
NSE: PGIL | BSE: 532808
₹2,366.80
As on 08-Sep-2026IST
Market cap
₹10,931 Cr
Revenue (TTM)
₹5,325 Cr
P/E Ratio
35.2
P/B Ratio
7
Div. Yield
0.6 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Operating Revenue
|
5,324.94
|
5,024.60
|
4,506.29
|
3,436.15
|
3,158.41
|
2,713.53
|
|||||
|
Total Income
|
5,361.49
|
5,061.73
|
4,541.96
|
3,468.52
|
3,181.22
|
2,746.99
|
|||||
|
Total Expenditure
|
4,809.63
|
4,541.15
|
4,091.51
|
3,111.76
|
2,885.96
|
2,558.23
|
|||||
|
EBITDA
|
515.31
|
483.45
|
414.77
|
324.39
|
272.45
|
155.30
|
|||||
|
Depreciation
|
93.22
|
87.27
|
75.22
|
64.20
|
50.78
|
48.34
|
|||||
|
EBIT
|
422.09
|
396.18
|
339.56
|
260.20
|
221.68
|
106.97
|
|||||
|
Interest
|
102.45
|
122.77
|
112.47
|
99.90
|
82.10
|
61.33
|
|||||
|
Other Income
|
36.55
|
37.13
|
35.68
|
32.37
|
22.81
|
33.46
|
|||||
|
Exceptional Items
|
-3.64
|
-1.23
|
4.56
|
-0.60
|
13.46
|
6.72
|
|||||
|
Profit before Tax
|
352.54
|
309.30
|
267.33
|
192.06
|
175.85
|
85.82
|
|||||
|
Provision for Tax
|
48.84
|
39.28
|
36.56
|
22.94
|
22.86
|
15.71
|
|||||
|
Profit after Tax
|
303.71
|
270.03
|
230.77
|
169.12
|
152.99
|
70.11
|
|||||
|
Minority Interest
|
6.64
|
7.63
|
17.56
|
5.71
|
-3.74
|
-1.96
|
|||||
|
Share of Associate
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
310.34
|
277.65
|
248.33
|
174.83
|
149.25
|
68.15
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
1,459.82
|
1,459.81
|
1,155.70
|
802.03
|
722.47
|
598.94
|
|||||
|
Minority Interest
|
6.64
|
-21.82
|
-9.21
|
15.43
|
20.31
|
15.93
|
|||||
|
Non-Current Liabilities
|
407.84
|
408.95
|
351.89
|
304.23
|
250.48
|
270.72
|
|||||
|
Current Liabilities
|
1,398.87
|
1,450.37
|
1,143.58
|
905.96
|
834.73
|
919.55
|
|||||
|
Total Liabilities
|
3,244.70
|
3,317.10
|
2,648.11
|
2,029.70
|
1,828.76
|
1,805.14
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Non-Current Assets
|
729.11
|
1,013.05
|
858.85
|
725.85
|
648.92
|
549.87
|
|||||
|
Current Assets
|
2,232.75
|
2,284.25
|
1,783.12
|
1,301.80
|
1,179.05
|
1,255.27
|
|||||
|
Total Assets
|
3,244.70
|
3,317.10
|
2,648.11
|
2,029.70
|
1,828.76
|
1,805.14
|
|||||
|
Total Debt*
|
--
|
686.77
|
551.55
|
445.15
|
448.38
|
564.14
|
|||||
|
Net Current Assets
|
833.88
|
833.88
|
639.54
|
395.83
|
344.33
|
335.72
|
|||||
|
Contingent Liabilities
|
--
|
799.12
|
268.45
|
180.21
|
155.60
|
149.13
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
398.34
|
176.39
|
352.09
|
364.76
|
-91.50
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-158.01
|
-103.50
|
-128.13
|
-25.70
|
-39.63
|
|||||
|
Cash from Financing Activities
|
--
|
-45.92
|
101.13
|
-152.14
|
-199.77
|
153.27
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
194.40
|
174.01
|
71.81
|
139.29
|
22.14
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
67.98
|
60.17
|
54.06
|
40.11
|
34.45
|
15.73
|
|||||
|
Cash EPS (₹)
|
67.19
|
77.43
|
66.61
|
53.53
|
47.03
|
27.34
|
|||||
|
Adjusted Book Value (₹)
|
336.62
|
315.44
|
248.75
|
181.96
|
166.15
|
138.23
|
|||||
|
Dividend per Share (₹)
|
0.61
|
14.50
|
11.50
|
8.75
|
3.75
|
2.50
|
|||||
|
Cash Flow per Share (₹)
|
--
|
86.32
|
38.40
|
80.78
|
168.37
|
-42.24
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
9.84
|
-3.99
|
33.98
|
134.38
|
-94.36
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
ROCE (%)
|
--
|
22.42
|
25.71
|
24.15
|
22.10
|
14.38
|
|||||
|
ROE (%)
|
22.82
|
20.79
|
23.84
|
22.36
|
23.20
|
12.56
|
|||||
|
ROA (%)
|
10.40
|
9.09
|
9.88
|
8.77
|
8.42
|
4.51
|
|||||
|
EBIT Margin (%)
|
7.93
|
7.88
|
7.54
|
7.57
|
7.02
|
3.94
|
|||||
|
Net Margin (%)
|
5.66
|
5.33
|
5.08
|
4.88
|
4.81
|
2.55
|
|||||
|
Cash Profit Margin (%)
|
--
|
7.11
|
6.77
|
6.78
|
6.39
|
4.37
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
13.75
|
11.50
|
31.14
|
8.79
|
16.39
|
82.00
|
|||||
|
EBIT Growth (%)
|
24.18
|
16.67
|
30.50
|
17.38
|
107.24
|
372.31
|
|||||
|
Net Profit Growth (%)
|
24.28
|
17.01
|
36.45
|
10.54
|
118.22
|
301.01
|
|||||
|
EPS Growth (%)
|
23.23
|
11.30
|
34.77
|
16.45
|
119.02
|
294.57
|
|||||
|
Book Value Growth (%)
|
--
|
27.39
|
44.09
|
10.16
|
20.19
|
15.80
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
35.22
|
22.56
|
24.34
|
13.47
|
2.97
|
6.79
|
|||||
|
Price / Book Value
|
7.03
|
4.30
|
5.29
|
2.97
|
1.23
|
1.54
|
|||||
|
Dividend Yield (%)
|
0.61
|
1.07
|
0.87
|
1.62
|
1.83
|
1.17
|
|||||
|
EV/EBITDA
|
19.70
|
11.92
|
13.38
|
6.82
|
3.52
|
7.09
|
|||||
|
Close Price (₹)
|
2,015.60
|
1,354.00
|
1,318.25
|
547.15
|
204.60
|
212.58
|
|||||
|
High Price (₹)
|
2,115.70
|
1,993.30
|
1,718.05
|
735.40
|
309.00
|
299.00
|
|||||
|
Low Price (₹)
|
1,178.10
|
875.00
|
545.60
|
188.50
|
162.68
|
81.00
|
|||||
|
Market Cap (₹ Cr)
|
10,930.53
|
6,264.67
|
6,043.83
|
2,354.11
|
886.25
|
924.77
|
Solvency Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Debt to Equity
|
0.07
|
0.47
|
0.48
|
0.56
|
0.62
|
0.94
|
|||||
|
Short term debt to equity ratio
|
--
|
0.38
|
0.38
|
0.37
|
0.44
|
0.67
|
|||||
|
Current Ratio
|
1.60
|
1.57
|
1.56
|
1.44
|
1.41
|
1.37
|
|||||
|
Quick Ratio
|
0.97
|
0.97
|
0.94
|
0.88
|
0.80
|
0.78
|
|||||
|
Interest Coverage
|
4.44
|
3.52
|
3.38
|
2.92
|
3.14
|
2.40
|
Operating Efficiency Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Debtors to sales (%)
|
7.65
|
8.11
|
7.20
|
7.72
|
6.63
|
13.51
|
|||||
|
Asset Turnover
|
1.82
|
1.69
|
1.94
|
1.79
|
1.75
|
1.75
|
|||||
|
Receivable days
|
--
|
26.56
|
23.80
|
25.17
|
32.99
|
40.94
|
|||||
|
Inventory Days
|
--
|
57.62
|
48.75
|
53.87
|
60.30
|
55.04
|
|||||
|
Payable days
|
--
|
86.91
|
80.25
|
94.39
|
93.00
|
82.81
|
|||||
|
Cash Conversion Cycle
|
--
|
-2.73
|
-7.70
|
-15.35
|
0.28
|
13.17
|