Aadhar Housing Fin Peer Comparison

NSE: AADHARHFC | BSE: 544176

₹440.10

₹-19.20 (-4.18%)

As on 23-Oct-2026IST

Market cap

₹19,283 Cr

Revenue (TTM)

₹3,817 Cr

P/E Ratio

16.9

P/B Ratio

2.5

Div. Yield

0 %

Edit

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Home First Fin
Market cap (₹ Cr)	19,283	28,949	27,063	13,392	10,477
Revenue (₹ Cr)	3,817	8,692	28,683	7,418	1,999
Net Profit (₹ Cr)	1,140.96	2,315.08	5,734.11	-7,235.56	581.34
Net Margin (%)	29.77	26.65	19.99	-96.96	28.96
RoE (%)	15.98	12.45	14.36	-9.77	13.89
Price to Earnings	16.90	12.50	4.72	--	18.02
Price-To-Book	2.48	1.47	0.63	0.75	2.36

Income Statement (₹ Cr)

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Home First Fin
Operating Income	3,817.29	8,691.85	28,682.68	7,417.73	1,998.99
Other Income	15.44	-3.32	8.96	44.79	8.31
Total Income	3,706.87	8,901.68	28,849.98	9,090.25	1,922.72
Interest Expense	1,408.84	5,104.50	19,667.66	5,757.49	800.49
PBT & Exceptional Items	1,482.48	3,069.27	7,421.85	-15,338.17	778.71
Operating Expenses	909.57	514.76	1,602.13	4,044.86	428.10
Exceptional Income/Expenses	-15.92	0.00	0.00	-6,499.17	0.00
Profit before Tax	1,464.39	3,001.13	7,294.88	-8,926.51	758.89
Taxes	323.43	686.05	1,560.77	-1,690.95	177.55
Profit after Tax	1,140.96	2,315.08	5,734.11	-7,235.56	581.34
Minority Interest	0.00	0.00	-0.64	0.00	0.00
Share of Associate	0.00	0.00	5.19	0.00	0.00
Consolidated Profit	1,140.96	2,315.08	5,738.66	-7,235.56	581.34

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Home First Fin
Shareholder's Funds	7,540.89	19,219.13	41,428.93	18,991.47	4,356.54
Minority Interest	0.00	0.00	-0.64	0.00	0.00
Non-Current Liabilities	94.71	209.12	606.49	453.69	69.46
Current Liabilities	19,763.24	74,083.82	2,83,173.42	54,798.26	10,740.54
Total Liabilities	27,398.63	94,095.02	3,25,212.95	74,243.42	15,333.13

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Home First Fin
Non-Current Assets	36.46	146.16	1,313.14	2,692.25	20.57
Current Assets	27,205.23	93,157.56	3,22,897.04	68,643.96	15,089.25
Total Assets	27,398.63	94,095.02	3,25,212.95	74,243.42	15,333.13
Contingent Liabilities	8.41	236.00	35.15	673.15	--

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Home First Fin
Cash From Operating Activities	-2,807.88	-8,983.55	-8,503.83	-7,465.88	-1,939.78
Cash Flow from Investing Activities	308.62	684.33	1,752.04	-1,540.13	-408.14
Cash from Financing Activities	2,335.52	8,719.78	6,191.79	14,683.81	2,197.50
Net Cash Inflow / Outflow	-163.74	420.56	-560.00	5,677.80	-150.43

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Home First Fin
ROCE (%)	11.31	9.41	8.59	-4.70	11.13
ROE (%)	15.98	12.45	14.36	-9.77	13.89
ROA (%)	4.51	2.63	1.79	-10.02	4.25
EBIT Margin (%)	75.28	93.29	93.97	44.29	77.59
Net Margin (%)	29.77	26.65	19.99	-96.96	28.96
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Home First Fin
Revenue Growth (%)	17.72	9.77	0.65	-17.09	21.36
EBIT Growth (%)	17.51	11.31	0.67	43.19	19.56
Net Profit Growth (%)	20.23	13.66	4.27	-301.99	40.70
EPS Growth (%)	20.42	13.40	4.34	39.13	25.93
Book Value Growth (%)	18.24	14.01	13.97	-18.37	73.82

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Home First Fin
Price / Earnings	16.59	12.49	4.72	-7.53	17.94
Price / Book Value	2.48	1.47	0.63	0.75	2.36
Dividend Yield (%)	0.00	0.72	2.03	0.00	0.52
EV/EBITDA	12.67	11.83	11.19	15.92	12.39
Market Cap (₹ Cr)	19,597.62	19,716.88	27,239.53	17,099.94	9,418.44

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Home First Fin
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	0.47	1.20	1.99	0.73	0.51
Current Ratio	1.38	1.26	1.14	1.25	1.40
Quick Ratio	1.38	1.26	1.14	1.25	1.40
Interest Coverage	2.04	1.59	1.37	-0.55	1.95

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.