Aadhar Housing Fin Peer Comparison

NSE: AADHARHFC | BSE: 544176

₹436.95

₹-7.55 (-1.70%)

As on 28-Sep-2026IST

Market cap

₹19,114 Cr

Revenue (TTM)

₹3,817 Cr

P/E Ratio

16.8

P/B Ratio

2.5

Div. Yield

0 %

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	Aadhar Housing Fin	LIC Housing Fin.	PNB Housing Fin	Sammaan Capital	Aptus Value
Market cap (₹ Cr)	19,114	30,988	28,209	16,164	11,920
Revenue (₹ Cr)	3,817	28,683	8,692	7,418	2,272
Net Profit (₹ Cr)	1,140.96	5,734.11	2,315.08	-7,235.56	984.63
Net Margin (%)	29.77	19.99	26.65	-96.96	42.33
RoE (%)	15.98	14.36	12.45	-9.77	20.27
Price to Earnings	16.75	5.40	12.18	--	12.11
Price-To-Book	2.45	0.72	1.43	0.91	2.25

Income Statement (₹ Cr)

	Aadhar Housing Fin	LIC Housing Fin.	PNB Housing Fin	Sammaan Capital	Aptus Value
Operating Income	3,817.29	28,682.68	8,691.85	7,417.73	2,272.26
Other Income	15.44	8.96	-3.32	44.79	53.73
Total Income	3,706.87	28,849.98	8,901.68	9,090.25	2,245.48
Interest Expense	1,408.84	19,667.66	5,104.50	5,757.49	657.69
PBT & Exceptional Items	1,482.48	7,421.85	3,069.27	-15,338.17	1,268.35
Operating Expenses	909.57	1,602.13	514.76	4,044.86	399.96
Exceptional Income/Expenses	-15.92	0.00	0.00	-6,499.17	0.00
Profit before Tax	1,464.39	7,294.88	3,001.13	-8,926.51	1,254.70
Taxes	323.43	1,560.77	686.05	-1,690.95	270.07
Profit after Tax	1,140.96	5,734.11	2,315.08	-7,235.56	984.63
Minority Interest	0.00	-0.64	0.00	0.00	0.00
Share of Associate	0.00	5.19	0.00	0.00	0.00
Consolidated Profit	1,140.96	5,738.66	2,315.08	-7,235.56	984.63

	Aadhar Housing Fin	LIC Housing Fin.	PNB Housing Fin	Sammaan Capital	Aptus Value
Shareholder's Funds	7,540.89	41,428.93	19,219.13	18,991.47	5,060.04
Minority Interest	0.00	-0.64	0.00	0.00	0.00
Non-Current Liabilities	94.71	606.49	209.12	453.69	28.13
Current Liabilities	19,763.24	2,83,173.42	74,083.82	54,798.26	7,959.49
Total Liabilities	27,398.63	3,25,212.95	94,095.02	74,243.42	13,047.66

	Aadhar Housing Fin	LIC Housing Fin.	PNB Housing Fin	Sammaan Capital	Aptus Value
Non-Current Assets	36.46	1,313.14	146.16	2,692.25	9.44
Current Assets	27,205.23	3,22,897.04	93,157.56	68,643.96	12,956.52
Total Assets	27,398.63	3,25,212.95	94,095.02	74,243.42	13,047.66
Contingent Liabilities	8.41	35.15	236.00	673.15	--

	Aadhar Housing Fin	LIC Housing Fin.	PNB Housing Fin	Sammaan Capital	Aptus Value
Cash From Operating Activities	-2,807.88	-8,503.83	-8,983.55	-7,465.88	-489.26
Cash Flow from Investing Activities	308.62	1,752.04	684.33	-1,540.13	-71.99
Cash from Financing Activities	2,335.52	6,191.79	8,719.78	14,683.81	821.99
Net Cash Inflow / Outflow	-163.74	-560.00	420.56	5,677.80	260.74

	Aadhar Housing Fin	LIC Housing Fin.	PNB Housing Fin	Sammaan Capital	Aptus Value
ROCE (%)	11.31	8.59	9.41	-4.70	15.45
ROE (%)	15.98	14.36	12.45	-9.77	20.27
ROA (%)	4.51	1.79	2.63	-10.02	8.11
EBIT Margin (%)	75.28	93.97	93.29	44.29	81.80
Net Margin (%)	29.77	19.99	26.65	-96.96	42.33
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Aadhar Housing Fin	LIC Housing Fin.	PNB Housing Fin	Sammaan Capital	Aptus Value
Revenue Growth (%)	17.72	0.65	9.77	-17.09	21.14
EBIT Growth (%)	17.51	0.67	11.31	43.19	18.61
Net Profit Growth (%)	20.23	4.27	13.66	-301.99	23.27
EPS Growth (%)	20.42	4.34	13.40	39.13	23.03
Book Value Growth (%)	18.24	13.97	14.01	-18.37	17.17

	Aadhar Housing Fin	LIC Housing Fin.	PNB Housing Fin	Sammaan Capital	Aptus Value
Price / Earnings	16.57	5.44	12.20	-9.07	12.10
Price / Book Value	2.47	0.73	1.43	0.90	2.25
Dividend Yield (%)	0.00	1.76	0.74	0.00	1.89
EV/EBITDA	12.66	11.34	11.75	16.74	10.18
Market Cap (₹ Cr)	19,597.62	27,239.53	19,716.88	17,099.94	9,751.95

	Aadhar Housing Fin	LIC Housing Fin.	PNB Housing Fin	Sammaan Capital	Aptus Value
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	0.47	1.99	1.20	0.73	0.41
Current Ratio	1.38	1.14	1.26	1.25	1.63
Quick Ratio	1.38	1.14	1.26	1.25	1.63
Interest Coverage	2.04	1.37	1.59	-0.55	2.91

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.