Aadhar Housing Fin Peer Comparison

NSE: AADHARHFC | BSE: 544176

₹481.15

₹2.50 (0.52%)

As on 04-Sep-2026 15:09IST

Market cap

₹20,997 Cr

Revenue (TTM)

₹3,817 Cr

P/E Ratio

18.4

P/B Ratio

2.7

Div. Yield

0 %

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	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Aptus Value
Market cap (₹ Cr)	20,997	30,622	31,414	18,534	12,904
Revenue (₹ Cr)	3,817	8,692	28,683	7,418	2,272
Net Profit (₹ Cr)	1,140.96	2,315.08	5,734.11	-7,235.56	984.63
Net Margin (%)	29.77	26.65	19.99	-96.96	42.33
RoE (%)	15.98	12.45	14.36	-9.77	20.27
Price to Earnings	18.40	13.23	5.47	--	13.11
Price-To-Book	2.70	1.55	0.73	0.96	2.43

Income Statement (₹ Cr)

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Aptus Value
Operating Income	3,672.58	8,504.52	28,837.11	8,623.33	2,192.24
Other Income	34.29	397.16	12.87	780.59	53.24
Total Income	3,706.87	8,901.68	28,849.98	9,403.92	2,245.48
Interest Expense	1,364.39	5,011.16	19,770.55	4,791.36	649.92
PBT & Exceptional Items	1,421.83	2,970.61	7,100.15	-2,375.57	1,211.16
Operating Expenses	888.63	853.43	1,857.56	6,905.11	371.13
Exceptional Income/Expenses	-15.92	--	--	--	--
Profit before Tax	1,405.91	2,970.61	7,103.47	-2,375.57	1,211.16
Taxes	310.03	679.37	1,499.23	-568.11	268.21
Profit after Tax	1,095.88	2,291.24	5,604.24	-1,807.46	942.94
Minority Interest	--	--	4.11	--	--
Share of Associate	--	--	--	--	--
Consolidated Profit	1,095.88	2,291.24	5,603.66	-1,807.46	942.94

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Aptus Value
Shareholder's Funds	7,540.89	19,219.13	41,428.93	21,822.45	5,060.04
Minority Interest	--	--	4.11	--	--
Non-Current Liabilities	16,030.17	48,332.51	1,94,140.73	34,007.28	5,814.58
Current Liabilities	3,827.57	26,519.39	88,578.19	13,589.22	2,172.89
Total Liabilities	27,398.63	94,095.02	3,25,212.95	70,181.05	13,047.66

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Aptus Value
Non-Current Assets	25,871.55	89,897.19	3,21,669.49	62,235.63	12,072.71
Current Assets	1,527.08	4,173.84	2,482.47	6,145.83	933.62
Total Assets	27,398.63	94,095.02	3,25,212.95	70,181.05	13,047.66
Contingent Liabilities	8.41	236.00	35.15	619.26	--

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Aptus Value
Cash From Operating Activities	-2,807.88	-8,983.55	-8,503.83	8,771.63	-489.26
Cash Flow from Investing Activities	308.62	684.33	1,752.04	-5,577.75	-71.99
Cash from Financing Activities	2,335.52	8,719.78	6,191.79	-2,373.07	821.99
Net Cash Inflow / Outflow	-163.74	420.56	-560.00	820.81	260.74

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Aptus Value
ROCE (%)	11.31	9.41	8.59	3.64	15.45
ROE (%)	15.83	12.74	14.41	-8.77	20.18
ROA (%)	4.33	2.59	1.76	-2.54	7.77
EBIT Margin (%)	76.74	94.63	93.60	28.98	85.50
Net Margin (%)	29.56	25.74	19.43	-19.22	41.99
Cash Profit Margin (%)	30.71	27.72	19.86	-20.00	43.62

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Aptus Value
Revenue Growth (%)	18.18	10.95	2.63	1.75	25.24
EBIT Growth (%)	18.80	13.46	1.84	-64.51	22.63
Net Profit Growth (%)	20.18	18.34	2.97	-248.52	25.52
EPS Growth (%)	18.99	18.06	2.97	-203.40	25.28
Book Value Growth (%)	18.24	14.01	13.97	9.72	17.17

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Aptus Value
Price / Earnings	17.88	8.61	4.86	0.00	10.34
Price / Book Value	2.61	1.03	0.66	0.40	1.93
Dividend Yield (%)	0.00	1.06	2.02	0.00	2.31
EV/EBITDA	13.18	10.88	11.25	18.94	9.10
Market Cap (₹ Cr)	19,597.62	19,716.88	27,239.53	8,725.09	9,751.95

	Aadhar Housing Fin	PNB Housing Fin	LIC Housing Fin.	Sammaan Capital	Aptus Value
Debt to Equity	2.50	3.71	6.69	1.98	1.56
Short term debt to equity ratio	0.47	1.20	1.99	0.39	0.41
Current Ratio	0.40	0.16	0.03	0.45	0.43
Quick Ratio	0.40	0.16	0.03	0.45	0.43
Interest Coverage	2.03	1.59	1.36	0.50	2.86

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.