Aadhar Housing Fin Key Ratios
NSE: AADHARHFC | BSE: 544176
₹478.80
As on 04-Sep-2026 10:14IST
Market cap
₹20,992 Cr
Revenue (TTM)
₹3,817 Cr
P/E Ratio
18.4
P/B Ratio
2.7
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.85 | 17.06 | 17.72 | 21.59 | 18.45 |
| EBIT | 0.28 | 16.06 | 17.51 | 21.89 | 17.13 |
| Net Profit | -9.19 | 19.00 | 19.59 | 26.24 | 26.36 |
| EPS | -9.53 | 17.56 | 19.12 | 22.15 | 23.89 |
| Book Value | -- | -- | 17.07 | 22.73 | 20.41 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| EBIT-Margin
| 75.12 | 75.31 | 75.28 | 74.93 | 75.16 |
| Net Margin
| 29.25 | 28.03 | 29.77 | 29.56 | 29.24 |
| Return on equity
| 17.09 | 16.51 | 15.98 | 15.83 | 16.93 |
| Return on Assets
| 4.28 | 3.91 | 4.51 | 4.33 | 4.31 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
--
|
11.31
|
11.44
|
11.38
|
10.08
|
|
Peer Median
|
--
|
9.41
|
10.02
|
--
|
--
|
ROE
15.98
Higher than Peers by 1.46
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
15.98
|
15.83
|
16.93
|
18.50
|
16.00
|
|
Peer Median
|
14.52
|
14.41
|
14.69
|
--
|
--
|
ROA
4.51
Higher than Peers by 1.63
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
4.51
|
4.33
|
4.31
|
4.20
|
3.52
|
|
Peer Median
|
2.87
|
2.72
|
2.70
|
--
|
--
|
EBIT Margin
75.28
Lower than Peers by 13.33
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
75.28
|
74.93
|
75.16
|
75.23
|
74.38
|
|
Peer Median
|
88.61
|
81.80
|
86.67
|
--
|
--
|
Net Margin
29.77
Higher than Peers by 4.01
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
29.77
|
29.56
|
29.24
|
28.98
|
26.66
|
|
Peer Median
|
25.76
|
25.74
|
24.94
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
--
|
30.71
|
30.15
|
29.79
|
27.47
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
17.72
Higher than Peers by 2.05
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
17.72
|
18.18
|
20.13
|
26.60
|
18.22
|
|
Peer Median
|
15.67
|
16.34
|
18.42
|
--
|
--
|
EBIT Growth
17.51
Higher than Peers by 0.15
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
17.51
|
17.82
|
20.02
|
28.06
|
14.41
|
|
Peer Median
|
17.36
|
15.62
|
20.13
|
--
|
--
|
Net Profit Growth
19.59
Lower than Peers by 1.97
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
19.59
|
20.18
|
21.64
|
37.61
|
22.46
|
|
Peer Median
|
21.56
|
20.23
|
22.21
|
--
|
--
|
EPS Growth
19.12
Higher than Peers by 0.60
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
19.12
|
18.99
|
11.31
|
37.61
|
22.46
|
|
Peer Median
|
18.52
|
20.42
|
19.77
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
--
|
18.24
|
43.33
|
20.40
|
17.41
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
--
|
2.50
|
2.57
|
3.14
|
3.31
|
|
Peer Median
|
--
|
3.13
|
3.55
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
--
|
0.47
|
0.34
|
0.42
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.38
Higher than Peers by 0.09
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
1.38
|
0.40
|
0.77
|
0.63
|
2.94
|
|
Peer Median
|
1.29
|
0.40
|
0.51
|
--
|
--
|
Quick Ratio
1.38
Higher than Peers by 0.09
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
1.38
|
0.40
|
0.77
|
0.71
|
5.72
|
|
Peer Median
|
1.29
|
1.26
|
1.30
|
--
|
--
|
Interest Coverage
2.04
Higher than Peers by 0.45
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
2.04
|
2.03
|
2.00
|
1.97
|
1.87
|
|
Peer Median
|
1.59
|
1.59
|
1.60
|
--
|
--
|
Valuation
Price / Earnings
18.40
Higher than Peers by 5.31
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
18.40
|
17.88
|
20.05
|
--
|
--
|
|
Peer Median
|
13.09
|
13.82
|
21.74
|
--
|
--
|
Price / Book Value
2.70
Higher than Peers by 1.11
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
2.70
|
2.61
|
2.88
|
--
|
--
|
|
Peer Median
|
1.59
|
1.73
|
2.88
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.84
|
0.70
|
0.52
|
--
|
--
|
EV/EBITDA
13.19
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
13.19
|
13.18
|
13.91
|
6.72
|
6.92
|
|
Peer Median
|
--
|
12.86
|
16.45
|
--
|
--
|
Market Cap
20,992
Higher than Peers by 3,087
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Aadhar Housing Fin
|
20,992
|
19,598
|
18,286
|
--
|
--
|
|
Peer Median
|
17,905
|
17,905
|
15,598
|
--
|
--
|