Coral India Fin Financials

NSE: CORALFINAC | BSE: 531556

₹31.77

₹0.48 (1.53%)

As on 25-Sep-2026IST

Market cap

₹126 Cr

Revenue (TTM)

₹15 Cr

P/E Ratio

8.8

P/B Ratio

0.6

Div. Yield

0.6 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Operating Income	14.54	15.40	21.16	27.68	29.55	27.50
Other Income	5.35	5.09	4.81	2.89	1.10	0.12
Total Income	19.89	20.48	25.97	30.57	30.65	27.62
Interest Expense	0.01	0.01	0.00	0.00	0.00	0.02
Operating Expenses	3.28	3.18	4.71	6.91	8.24	5.53
Exceptional Income/Expenses	--	--	--	--	--	--
Profit before Tax	16.53	17.23	21.19	23.58	22.32	21.97
Taxes	2.15	2.45	3.70	2.81	4.00	4.60
Profit after Tax	14.39	14.79	17.49	20.77	18.32	17.37
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	14.39	14.79	17.49	20.77	18.32	17.37

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Shareholder's Funds	207.17	207.17	220.82	183.52	149.57	142.01
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	12.72	12.72	9.28	6.33	9.66	6.35
Current Liabilities	3.24	3.24	3.96	3.25	4.88	4.26
Total Liabilities	223.13	223.12	234.06	193.11	164.11	152.61

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Non-Current Assets	57.68	75.85	98.77	70.10	65.39	70.12
Current Assets	147.27	147.27	135.29	123.01	98.72	82.49
Total Assets	223.13	223.12	234.06	193.11	164.11	152.61
Contingent Liabilities	--	--	--	--	--	--

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash From Operating Activities	--	16.48	18.76	5.02	21.95	1.91
Cash Flow from Investing Activities	--	-11.00	-17.70	-3.31	-8.77	0.93
Cash from Financing Activities	--	-1.62	-1.61	-1.21	-1.21	-2.04
Net Cash Inflow / Outflow	--	3.86	-0.55	0.50	11.97	0.81

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Adjusted EPS (₹)	3.57	3.67	4.34	5.15	4.55	4.31
Cash EPS (₹)	3.57	3.68	4.36	5.17	4.57	4.33
Adjusted Book Value (₹)	52.50	51.40	54.79	45.54	37.11	35.24
Dividend per Share (₹)	0.64	0.20	0.40	0.40	--	0.30
Cash Flow per Share (₹)	--	4.09	4.66	1.25	5.45	0.48
Free Cash Flow per Share (₹)	--	3.68	4.92	3.93	5.86	2.54

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
ROCE (%)	--	8.06	10.48	14.16	15.31	16.34
ROE (%)	6.83	6.91	8.65	12.47	12.57	12.91
ROA (%)	6.29	6.47	8.19	11.63	11.57	12.08
EBIT Margin (%)	77.02	78.96	77.39	74.75	71.80	79.52
Net Margin (%)	72.35	72.18	67.35	67.93	59.76	62.89
Cash Profit Margin (%)	0.00	96.44	83.01	75.33	62.30	63.53

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Revenue Growth (%)	-18.49	-27.24	-23.56	-6.32	7.46	36.17
EBIT Growth (%)	-17.71	-25.76	-20.86	-2.48	-2.98	45.06
Net Profit Growth (%)	-18.56	-15.46	-15.78	13.36	5.46	33.91
EPS Growth (%)	-5.05	-15.46	-15.78	13.36	5.46	33.92
Book Value Growth (%)	--	-6.18	20.32	22.70	5.32	11.73

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Price / Earnings	8.75	7.04	8.76	7.26	5.89	8.70
Price / Book Value	0.60	0.50	0.69	0.82	0.72	1.06
Dividend Yield (%)	0.64	0.77	1.05	1.07	--	0.80
EV/EBITDA	6.40	4.88	6.46	5.68	4.11	6.66
Close Price (₹)	31.31	25.82	38.18	37.00	26.80	37.60
High Price (₹)	52.98	52.98	77.85	74.50	50.00	58.75
Low Price (₹)	25.00	25.00	33.70	26.10	26.10	19.05
Market Cap (₹ Cr)	125.94	104.14	153.15	150.81	107.93	151.13

Solvency Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Debt to Equity	--	--	--	--	--	--
Short term debt to equity ratio	--	--	--	--	--	--
Current Ratio	45.48	45.49	34.14	37.81	20.21	19.39
Quick Ratio	43.60	43.61	32.60	35.70	18.19	15.94
Interest Coverage	1,378.83	1,473.95	--	9,069.77	--	1,077.95

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)