CSL Finance Peer Comparison

NSE: CSLFINANCE | BSE: 530067

₹222.33

₹2.24 (1.02%)

As on 04-Nov-2026 11:28IST

Market cap

₹511 Cr

Revenue (TTM)

₹280 Cr

P/E Ratio

5.8

P/B Ratio

0.8

Div. Yield

4.5 %

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	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Home First Fin	Can Fin Homes
Market cap (₹ Cr)	511	28,059	28,053	11,152	9,763
Revenue (₹ Cr)	280	8,987	28,698	2,089	4,373
Net Profit (₹ Cr)	87.44	2,350.04	5,890.55	619.69	1,152.88
Net Margin (%)	31.08	26.16	20.52	29.58	26.35
RoE (%)	13.81	11.91	13.82	13.74	18.60
Price to Earnings	5.84	11.94	4.76	18.00	8.47
Price-To-Book	0.79	1.39	0.64	2.39	1.52

Income Statement (₹ Cr)

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Home First Fin	Can Fin Homes
Operating Income	279.72	8,987.14	28,697.65	2,088.66	4,373.42
Other Income	1.59	-5.26	8.65	6.63	2.48
Total Income	257.02	8,901.68	28,849.98	1,922.72	4,218.24
Interest Expense	92.39	5,252.19	19,696.34	822.48	2,625.97
PBT & Exceptional Items	122.50	3,106.62	7,635.20	828.81	1,399.26
Operating Expenses	66.06	623.07	1,374.76	444.01	350.67
Exceptional Income/Expenses	-0.17	0.00	0.00	0.00	0.00
Profit before Tax	120.38	3,038.10	7,511.09	807.87	1,380.08
Taxes	32.94	688.06	1,620.54	188.18	227.20
Profit after Tax	87.44	2,350.04	5,890.55	619.69	1,152.88
Minority Interest	0.00	0.00	-0.66	0.00	0.00
Share of Associate	0.00	0.00	5.97	0.00	0.00
Consolidated Profit	87.44	2,350.04	5,895.86	619.69	1,152.88

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Home First Fin	Can Fin Homes
Shareholder's Funds	645.95	20,249.19	43,879.35	4,665.12	6,417.14
Minority Interest	0.00	0.00	-0.66	0.00	0.00
Non-Current Liabilities	7.12	123.99	620.18	81.12	100.57
Current Liabilities	978.20	81,264.92	2,85,672.57	12,438.58	39,297.54
Total Liabilities	1,517.02	94,095.02	3,25,212.95	15,333.13	44,899.71

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Home First Fin	Can Fin Homes
Non-Current Assets	10.70	121.70	1,201.22	21.15	317.82
Current Assets	1,612.32	1,01,294.63	3,28,514.25	17,104.39	45,477.97
Total Assets	1,517.02	94,095.02	3,25,212.95	15,333.13	44,899.71
Contingent Liabilities	0.42	236.00	35.15	--	4.76

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Home First Fin	Can Fin Homes
Cash From Operating Activities	-56.65	-8,983.55	-8,503.83	-1,939.78	-2,910.33
Cash Flow from Investing Activities	-1.00	684.33	1,752.04	-408.14	123.93
Cash from Financing Activities	70.18	8,719.78	6,191.79	2,197.50	2,786.71
Net Cash Inflow / Outflow	12.53	420.56	-560.00	-150.43	0.30

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Home First Fin	Can Fin Homes
ROCE (%)	14.59	9.41	8.59	11.13	9.14
ROE (%)	13.81	11.91	13.82	13.74	18.60
ROA (%)	5.79	2.51	1.81	4.00	2.63
EBIT Margin (%)	75.56	92.30	94.78	77.74	91.54
Net Margin (%)	31.08	26.16	20.52	29.58	26.35
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Home First Fin	Can Fin Homes
Revenue Growth (%)	20.03	10.03	0.17	19.25	7.87
EBIT Growth (%)	19.19	9.34	1.00	17.93	7.82
Net Profit Growth (%)	7.25	9.37	6.67	36.85	25.13
EPS Growth (%)	7.39	9.16	6.78	27.08	25.13
Book Value Growth (%)	14.72	14.01	13.97	73.82	18.02

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Home First Fin	Can Fin Homes
Price / Earnings	5.72	11.75	4.71	17.90	8.50
Price / Book Value	0.78	1.37	0.63	2.38	1.53
Dividend Yield (%)	4.55	0.75	1.98	0.49	2.04
EV/EBITDA	5.93	11.41	11.12	12.22	11.87
Market Cap (₹ Cr)	495.07	19,716.88	27,239.53	9,418.44	10,567.65

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Home First Fin	Can Fin Homes
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	0.72	1.20	1.99	0.51	2.18
Current Ratio	1.65	1.25	1.15	1.38	1.16
Quick Ratio	1.65	1.25	1.15	1.38	1.16
Interest Coverage	2.30	1.58	1.38	1.98	1.53

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.