CSL Finance Peer Comparison

NSE: CSLFINANCE | BSE: 530067

₹230.00

₹3.13 (1.38%)

As on 28-Aug-2026 09:24IST

Market cap

₹521 Cr

Revenue (TTM)

₹267 Cr

P/E Ratio

P/B Ratio

0.8

Div. Yield

4.4 %

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	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Market cap (₹ Cr)	521	30,890	29,241	20,403	17,113
Revenue (₹ Cr)	267	8,692	28,683	3,817	7,418
Net Profit (₹ Cr)	86.94	2,315.08	5,734.11	1,140.96	-7,235.56
Net Margin (%)	32.47	26.65	19.99	29.77	-96.96
RoE (%)	14.48	12.45	14.36	15.98	-9.77
Price to Earnings	5.99	13.34	5.10	17.88	--
Price-To-Book	0.81	1.57	0.68	2.62	0.89

Income Statement (₹ Cr)

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Operating Income	266.60	8,691.85	28,682.68	3,817.29	7,417.73
Other Income	1.18	-3.32	8.96	15.44	44.79
Total Income	216.04	8,015.24	28,100.60	3,118.86	9,403.92
Interest Expense	89.03	5,104.50	19,667.66	1,408.84	5,757.49
PBT & Exceptional Items	116.28	3,069.27	7,421.85	1,482.48	-15,338.17
Operating Expenses	62.12	514.76	1,602.13	909.57	4,044.86
Exceptional Income/Expenses	-0.17	0.00	0.00	-15.92	-6,499.17
Profit before Tax	114.23	3,001.13	7,294.88	1,464.39	-8,926.51
Taxes	27.29	686.05	1,560.77	323.43	-1,690.95
Profit after Tax	86.94	2,315.08	5,734.11	1,140.96	-7,235.56
Minority Interest	0.00	0.00	-0.64	0.00	0.00
Share of Associate	0.00	0.00	5.19	0.00	0.00
Consolidated Profit	86.94	2,315.08	5,738.66	1,140.96	-7,235.56

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Shareholder's Funds	621.58	19,219.13	41,428.93	7,540.89	18,991.47
Minority Interest	0.00	0.00	-0.64	0.00	0.00
Non-Current Liabilities	2.65	209.12	606.49	94.71	453.69
Current Liabilities	863.38	74,083.82	2,83,173.42	19,763.24	54,798.26
Total Liabilities	1,245.07	83,272.93	3,14,017.59	23,223.54	70,181.05

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Non-Current Assets	11.82	146.16	1,313.14	36.46	2,692.25
Current Assets	1,468.69	93,157.56	3,22,897.04	27,205.23	68,643.96
Total Assets	1,245.07	83,272.93	3,14,017.59	23,223.54	70,181.05
Contingent Liabilities	--	107.00	55.55	8.70	619.26

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Cash From Operating Activities	-172.24	-8,057.33	-16,977.97	-3,026.65	8,771.63
Cash Flow from Investing Activities	-1.61	757.10	-678.97	159.53	-5,577.75
Cash from Financing Activities	183.56	7,403.86	17,533.93	3,389.23	-2,373.07
Net Cash Inflow / Outflow	9.71	103.63	-123.01	522.11	820.81

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
ROCE (%)	14.62	9.44	8.94	11.44	3.64
ROE (%)	14.48	12.45	14.36	15.98	-9.77
ROA (%)	6.36	2.63	1.79	4.51	-10.02
EBIT Margin (%)	75.86	93.29	93.97	75.28	44.29
Net Margin (%)	32.47	26.65	19.99	29.77	-96.96
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Revenue Growth (%)	19.33	9.77	0.65	17.72	-17.09
EBIT Growth (%)	20.51	11.31	0.67	17.51	43.19
Net Profit Growth (%)	16.04	13.66	4.27	20.23	-301.99
EPS Growth (%)	16.19	13.40	4.34	20.42	39.13
Book Value Growth (%)	14.06	12.62	15.49	43.33	9.72

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Price / Earnings	5.98	13.33	5.10	17.56	-9.62
Price / Book Value	0.81	1.57	0.68	2.62	0.89
Dividend Yield (%)	4.38	0.68	1.88	0.00	0.00
EV/EBITDA	5.58	12.06	11.27	13.05	16.46
Market Cap (₹ Cr)	577.67	22,919.40	31,008.03	18,286.23	8,725.09

	CSL Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	0.71	1.33	2.52	0.34	0.39
Current Ratio	1.70	1.26	1.14	1.38	1.25
Quick Ratio	1.70	1.26	1.14	1.38	1.25
Interest Coverage	2.28	1.59	1.37	2.04	-0.55

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.