CSL Finance Key Ratios
NSE: CSLFINANCE | BSE: 530067
₹227.83
As on 04-Nov-2026 15:31IST
Market cap
₹508 Cr
Revenue (TTM)
₹280 Cr
P/E Ratio
5.8
P/B Ratio
0.8
Div. Yield
4.5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 9.74 | 20.60 | 20.03 | 26.43 | 35.06 |
| EBIT | 10.53 | 18.39 | 19.19 | 26.19 | 35.36 |
| Net Profit | 12.67 | 2.03 | 17.91 | 21.93 | 27.71 |
| EPS | 12.67 | 2.03 | 7.19 | 16.09 | 20.91 |
| Book Value | -- | -- | 14.56 | 15.75 | 14.44 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| EBIT-Margin
| 76.56 | 1,697.28 | 75.56 | 76.90 | 75.71 |
| Net Margin
| 34.97 | 815.47 | 31.08 | 33.50 | 33.37 |
| Return on equity
| 14.75 | 13.85 | 13.81 | 14.84 | 14.21 |
| Return on Assets
| 6.60 | 6.88 | 5.79 | 6.19 | 6.40 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
--
|
14.59
|
14.81
|
14.71
|
13.69
|
|
Peer Median
|
--
|
9.41
|
10.02
|
--
|
--
|
ROE
13.81
Lower than Peers by 0.60
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
13.81
|
14.84
|
14.21
|
15.20
|
13.43
|
|
Peer Median
|
14.42
|
14.41
|
14.69
|
--
|
--
|
ROA
5.79
Higher than Peers by 3.05
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
5.79
|
6.19
|
6.40
|
7.19
|
6.97
|
|
Peer Median
|
2.74
|
2.72
|
2.70
|
--
|
--
|
EBIT Margin
75.56
Lower than Peers by 13.08
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
75.56
|
76.90
|
75.71
|
77.06
|
75.41
|
|
Peer Median
|
88.64
|
81.80
|
86.67
|
--
|
--
|
Net Margin
31.08
Higher than Peers by 5.34
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
31.08
|
33.50
|
33.37
|
38.04
|
38.82
|
|
Peer Median
|
25.74
|
25.74
|
24.94
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
0.00
|
34.45
|
34.32
|
39.08
|
39.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
20.03
Higher than Peers by 4.37
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
20.03
|
19.07
|
29.82
|
41.29
|
57.10
|
|
Peer Median
|
15.67
|
17.34
|
18.42
|
--
|
--
|
EBIT Growth
19.19
Higher than Peers by 2.34
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
19.19
|
20.95
|
27.54
|
44.38
|
59.71
|
|
Peer Median
|
16.85
|
15.62
|
20.13
|
--
|
--
|
Net Profit Growth
17.91
Lower than Peers by 3.63
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
17.91
|
19.44
|
13.78
|
38.87
|
36.41
|
|
Peer Median
|
21.54
|
20.23
|
22.21
|
--
|
--
|
EPS Growth
7.19
Lower than Peers by 11.33
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
7.19
|
19.27
|
13.68
|
25.26
|
36.37
|
|
Peer Median
|
18.52
|
20.42
|
19.77
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
--
|
14.72
|
14.06
|
31.67
|
12.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
--
|
1.38
|
1.28
|
1.06
|
1.13
|
|
Peer Median
|
--
|
3.02
|
3.55
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
--
|
0.72
|
0.71
|
0.45
|
0.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.65
Higher than Peers by 0.36
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
1.65
|
0.25
|
0.26
|
0.30
|
19.71
|
|
Peer Median
|
1.29
|
0.40
|
0.51
|
--
|
--
|
Quick Ratio
1.65
Higher than Peers by 0.36
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
1.65
|
0.25
|
0.26
|
0.30
|
19.71
|
|
Peer Median
|
1.29
|
1.28
|
1.30
|
--
|
--
|
Interest Coverage
2.30
Higher than Peers by 0.72
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
2.30
|
2.31
|
2.45
|
2.99
|
3.26
|
|
Peer Median
|
1.58
|
1.59
|
1.60
|
--
|
--
|
Valuation
Price / Earnings
5.81
Lower than Peers by 5.95
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
5.81
|
5.75
|
8.01
|
16.84
|
8.52
|
|
Peer Median
|
11.76
|
12.63
|
21.74
|
--
|
--
|
Price / Book Value
0.79
Lower than Peers by 0.58
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
0.79
|
0.80
|
1.07
|
2.25
|
1.08
|
|
Peer Median
|
1.37
|
1.53
|
2.88
|
--
|
--
|
Dividend Yield
4.48
Higher than Peers by 2.93
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
4.48
|
4.54
|
1.17
|
0.53
|
1.30
|
|
Peer Median
|
1.56
|
0.75
|
0.52
|
--
|
--
|
EV/EBITDA
6.32
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
6.32
|
6.31
|
7.21
|
11.60
|
8.37
|
|
Peer Median
|
--
|
12.58
|
16.45
|
--
|
--
|
Market Cap
508
Lower than Peers by 14,509
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
CSL Finance
|
508
|
495
|
578
|
1,067
|
389
|
|
Peer Median
|
15,017
|
15,017
|
15,598
|
--
|
--
|