CSL Finance Key Ratios
NSE: CSLFINANCE | BSE: 530067
₹230.92
As on 28-Aug-2026IST
Market cap
₹522 Cr
Revenue (TTM)
₹267 Cr
P/E Ratio
6
P/B Ratio
0.8
Div. Yield
4.4 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 1.71 | 17.70 | 19.33 | 28.55 | 34.39 |
| EBIT | 0.49 | 16.10 | 20.51 | 27.86 | 34.63 |
| Net Profit | 13.40 | 3.88 | 14.92 | 23.69 | 26.83 |
| EPS | 14.05 | 3.88 | 15.93 | 17.62 | 21.02 |
| Book Value | -- | -- | 13.96 | 15.10 | 13.71 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-25 | Mar-24 |
| EBIT-Margin
| 75.76 | 3,246.61 | 75.86 | 74.81 | 77.06 |
| Net Margin
| 36.74 | 1,516.15 | 32.47 | 33.37 | 38.04 |
| Return on equity
| 14.28 | 13.13 | 14.48 | 14.21 | 15.20 |
| Return on Assets
| 6.88 | 7.28 | 6.36 | 6.47 | 7.19 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
--
|
14.62
|
14.71
|
13.69
|
12.80
|
|
Peer Median
|
--
|
10.02
|
--
|
9.16
|
--
|
ROE
14.48
Lower than Peers by 0.04
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
14.48
|
14.21
|
15.20
|
13.43
|
11.57
|
|
Peer Median
|
14.52
|
14.69
|
--
|
12.70
|
--
|
ROA
6.36
Higher than Peers by 3.49
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
6.36
|
6.47
|
7.19
|
6.97
|
7.62
|
|
Peer Median
|
2.87
|
2.70
|
--
|
2.19
|
--
|
EBIT Margin
75.86
Lower than Peers by 12.75
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
75.86
|
74.81
|
77.06
|
75.41
|
8,181.33
|
|
Peer Median
|
88.61
|
86.67
|
--
|
82.27
|
--
|
Net Margin
32.47
Higher than Peers by 6.71
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
32.47
|
33.37
|
38.04
|
38.82
|
3,933.61
|
|
Peer Median
|
25.76
|
24.94
|
--
|
23.68
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
0.00
|
34.32
|
39.08
|
39.80
|
45.70
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
19.33
Higher than Peers by 3.66
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
19.33
|
29.83
|
41.29
|
57.10
|
21.00
|
|
Peer Median
|
15.67
|
18.42
|
--
|
6.72
|
--
|
EBIT Growth
20.51
Higher than Peers by 3.15
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
20.51
|
26.04
|
44.38
|
59.71
|
19.55
|
|
Peer Median
|
17.36
|
20.13
|
--
|
16.03
|
--
|
Net Profit Growth
14.92
Lower than Peers by 6.64
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
14.92
|
13.78
|
38.87
|
36.41
|
21.51
|
|
Peer Median
|
21.56
|
22.21
|
--
|
16.18
|
--
|
EPS Growth
15.93
Lower than Peers by 2.59
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
15.93
|
13.68
|
25.26
|
36.37
|
10.51
|
|
Peer Median
|
18.52
|
19.77
|
--
|
4.00
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
--
|
14.06
|
31.67
|
12.68
|
23.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
--
|
1.29
|
1.06
|
1.13
|
0.64
|
|
Peer Median
|
--
|
3.55
|
--
|
3.72
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
--
|
0.71
|
0.45
|
0.09
|
0.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.70
Higher than Peers by 0.41
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
1.70
|
0.21
|
0.30
|
19.71
|
22.08
|
|
Peer Median
|
1.29
|
0.51
|
--
|
0.74
|
--
|
Quick Ratio
1.70
Higher than Peers by 0.41
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
1.70
|
0.21
|
0.30
|
19.71
|
22.08
|
|
Peer Median
|
1.29
|
1.30
|
--
|
1.22
|
--
|
Interest Coverage
2.28
Higher than Peers by 0.70
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
2.28
|
2.49
|
2.99
|
3.26
|
5.15
|
|
Peer Median
|
1.59
|
1.60
|
--
|
1.55
|
--
|
Valuation
Price / Earnings
6.00
Lower than Peers by 7.15
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
6.00
|
8.01
|
16.84
|
8.52
|
10.62
|
|
Peer Median
|
13.16
|
21.74
|
--
|
13.13
|
--
|
Price / Book Value
0.81
Lower than Peers by 0.80
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
0.81
|
1.07
|
2.25
|
1.08
|
1.11
|
|
Peer Median
|
1.61
|
2.88
|
--
|
2.11
|
--
|
Dividend Yield
4.36
Higher than Peers by 3.54
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
4.36
|
1.17
|
0.53
|
1.30
|
1.42
|
|
Peer Median
|
0.82
|
0.52
|
--
|
--
|
--
|
EV/EBITDA
6.24
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
6.24
|
7.32
|
11.60
|
8.37
|
9.67
|
|
Peer Median
|
--
|
16.45
|
--
|
16.26
|
--
|
Market Cap
522
Lower than Peers by 16,463
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
CSL Finance
|
522
|
578
|
1,067
|
389
|
355
|
|
Peer Median
|
16,985
|
15,598
|
--
|
10,430
|
--
|