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Cholamandalam Inv Key Ratios

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NSE: CHOLAFIN | BSE: 511243

₹1,800.00

up-down-arrow ₹35.50 (2.01%)

As on 18-Sep-2026 15:56IST

Market cap

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₹1,53,174 Cr

Revenue (TTM)

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₹32,663 Cr

P/E Ratio

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26.6

P/B Ratio

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4.8

Div. Yield

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0.1 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 5.22 21.87 19.64 31.96 27.16
EBIT 6.63 24.75 17.49 29.57 28.19
Net Profit 0.67 45.56 25.50 32.71 27.44
EPS 0.61 43.61 28.01 25.60 31.42
Book Value -- -- 26.84 26.81 24.84
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 69.4169.7067.6867.2369.37
Net Margin info 16.9218.3917.3416.5816.29
Return on equity info 19.9220.1020.3919.5119.86
Return on Assets info 2.432.562.572.352.39

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
--
9.70
10.34
10.41
9.72
Peer Median
--
9.71
10.41
9.81
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

20.39

Higher than Peers by 7.50

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
20.39
19.51
19.86
20.23
20.61
Peer Median
12.90
13.46
15.39
17.63
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

2.57

Higher than Peers by 0.00

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
2.57
2.35
2.39
2.54
2.75
Peer Median
2.57
2.35
2.79
2.75
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

67.68

Lower than Peers by 4.79

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
67.68
67.23
69.37
70.81
70.95
Peer Median
72.47
69.88
73.91
74.65
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

17.34

Lower than Peers by 5.91

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
17.34
16.58
16.29
17.56
20.42
Peer Median
23.25
25.64
23.25
21.26
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
--
17.74
17.43
18.86
21.71
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

19.64

Lower than Peers by 4.67

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
19.64
20.22
35.04
48.55
27.05
Peer Median
24.31
23.12
24.31
25.79
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

17.49

Lower than Peers by 2.40

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
17.49
16.53
32.28
48.27
28.50
Peer Median
19.89
18.27
16.20
27.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

25.50

Higher than Peers by 2.70

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
25.50
22.74
24.90
27.42
23.98
Peer Median
22.81
29.12
12.29
27.05
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

28.01

Higher than Peers by 10.24

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
28.01
21.15
24.50
25.60
23.59
Peer Median
17.78
28.02
1.40
22.40
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
--
28.52
20.57
36.39
21.76
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
--
7.00
7.46
6.91
6.83
Peer Median
--
5.03
4.42
5.48
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
--
2.55
2.42
2.43
0.47
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.13

Lower than Peers by 0.09

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
1.13
0.19
0.18
0.09
0.44
Peer Median
1.22
0.37
1.32
1.27
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.13

Lower than Peers by 0.09

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
1.13
0.19
0.18
0.09
0.44
Peer Median
1.22
1.19
1.22
1.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.51

Lower than Peers by 0.05

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
1.51
1.48
1.46
1.50
1.63
Peer Median
1.56
1.54
1.60
1.61
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

26.63

Higher than Peers by 13.46

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
26.63
22.05
29.98
28.41
23.49
Peer Median
13.18
13.18
30.68
24.34
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

4.79

Higher than Peers by 3.03

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
4.79
3.83
5.45
4.99
4.39
Peer Median
1.76
1.76
2.06
2.85
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.11

Lower than Peers by 0.56

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
0.11
0.15
0.13
0.17
0.26
Peer Median
0.67
0.67
0.05
0.98
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

15.41

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
15.41
14.54
16.00
16.34
16.55
Peer Median
--
11.14
19.25
17.42
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

1,53,174

Higher than Peers by 1,27,712

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Cholamandalam Inv
1,53,174
1,15,356
1,27,780
97,149
62,608
Peer Median
25,461
25,461
20,708
59,730
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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