Maharashtra Bank Key Ratios
NSE: MAHABANK | BSE: 532525
₹84.20
As on 11-Sep-2026IST
Market cap
₹64,740 Cr
Revenue (TTM)
₹30,262 Cr
P/E Ratio
8.6
P/B Ratio
1.9
Div. Yield
2.6 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 3.60 | 13.90 | 15.83 | 20.65 | 20.17 |
| Interest Expended | 5.23 | 13.35 | 15.40 | 22.20 | 18.63 |
| Net Interest Income | 1.82 | 14.53 | 16.32 | 18.99 | 22.08 |
| EPS | -1.05 | 34.50 | 28.47 | 30.14 | 56.70 |
| Book Value | -- | -- | 17.12 | 24.28 | 19.19 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 0.17 | -- | 0.13 | -- | -- |
| Net Interest Margin
| 3.27 | 3.11 | 0.00 | 3.27 | 3.24 |
| Net Margin
| 19.36 | 15.95 | 21.90 | 21.39 | 19.44 |
| Return on equity
| 24.65 | 20.49 | 21.81 | 24.12 | 24.41 |
| Return on Assets
| 1.60 | 1.28 | 1.88 | 1.76 | 1.63 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
--
|
--
|
2,417.32
|
2,174.27
|
2,253.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
--
|
10.16
|
10.57
|
10.24
|
9.29
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
--
|
6.77
|
6.79
|
6.82
|
6.33
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
--
|
6.12
|
6.55
|
6.40
|
5.95
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
--
|
3.27
|
3.24
|
3.29
|
2.99
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
21.81
Higher than Peers by 8.53
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
21.81
|
24.12
|
24.41
|
24.77
|
19.42
|
|
Peer Median
|
13.28
|
13.26
|
15.04
|
--
|
--
|
ROA
1.88
Higher than Peers by 0.74
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
1.88
|
1.76
|
1.63
|
1.41
|
1.04
|
|
Peer Median
|
1.14
|
1.18
|
1.16
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
--
|
37.08
|
38.36
|
37.56
|
39.14
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
15.83
Higher than Peers by 2.33
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
15.83
|
17.37
|
21.73
|
28.91
|
22.12
|
|
Peer Median
|
13.50
|
5.68
|
13.29
|
--
|
--
|
EBIT Growth
22.85
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
22.85
|
16.17
|
16.41
|
31.25
|
25.83
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
16.32
Lower than Peers by 4.13
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
16.32
|
27.17
|
36.12
|
55.83
|
126.01
|
|
Peer Median
|
20.44
|
17.67
|
17.87
|
--
|
--
|
EPS Growth
28.47
Higher than Peers by 14.57
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
28.47
|
26.62
|
25.30
|
48.56
|
125.85
|
|
Peer Median
|
13.90
|
14.04
|
10.58
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
--
|
17.12
|
45.51
|
28.71
|
14.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
8.59
Lower than Peers by 1.04
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
8.59
|
6.72
|
6.42
|
10.83
|
6.40
|
|
Peer Median
|
9.63
|
9.63
|
9.38
|
--
|
--
|
Price / Book Value
1.91
Higher than Peers by 0.48
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
1.91
|
1.50
|
1.33
|
2.39
|
1.16
|
|
Peer Median
|
1.43
|
1.43
|
1.38
|
--
|
--
|
Dividend Yield
2.61
Higher than Peers by 1.89
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
2.61
|
3.59
|
3.25
|
2.25
|
5.25
|
|
Peer Median
|
0.72
|
0.66
|
1.14
|
--
|
--
|
EV/EBITDA
6.45
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
6.45
|
7.61
|
6.37
|
6.47
|
4.50
|
|
Peer Median
|
--
|
10.90
|
4.40
|
--
|
--
|
Market Cap
64,740
Lower than Peers by 11,445
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Maharashtra Bank
|
64,740
|
47,164
|
35,550
|
44,109
|
16,678
|
|
Peer Median
|
76,185
|
74,319
|
60,073
|
--
|
--
|