Maharashtra Bank Financials
NSE: MAHABANK | BSE: 532525
₹80.50
As on 01-Oct-2026IST
Market cap
₹61,840 Cr
Revenue (TTM)
₹30,262 Cr
P/E Ratio
8.2
P/B Ratio
1.8
Div. Yield
2.7 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
30,262.41
|
29,281.74
|
24,947.58
|
20,494.85
|
15,898.60
|
13,019.31
|
|||||
|
Other Income
|
3,745.66
|
3,541.98
|
3,455.02
|
2,998.59
|
2,280.94
|
2,652.86
|
|||||
|
Total Income
|
34,008.07
|
32,823.72
|
28,402.61
|
23,493.44
|
18,179.53
|
15,672.17
|
|||||
|
Interest Expended
|
16,118.53
|
15,616.15
|
13,280.58
|
10,671.83
|
8,156.79
|
6,973.96
|
|||||
|
Operating Expenses
|
6,514.67
|
6,379.93
|
5,801.50
|
4,815.20
|
3,922.46
|
3,850.03
|
|||||
|
Operating Profit before Prov. & Cont.
|
11,374.87
|
10,827.64
|
9,320.53
|
8,006.41
|
6,100.28
|
4,848.17
|
|||||
|
Provisions and Contingencies
|
2,941.45
|
2,968.96
|
3,596.98
|
3,646.13
|
2,654.63
|
2,892.48
|
|||||
|
Profit Before Tax
|
8,433.42
|
7,858.69
|
5,723.56
|
4,360.28
|
3,445.64
|
1,955.69
|
|||||
|
Taxes
|
985.34
|
838.05
|
202.69
|
304.44
|
842.85
|
804.06
|
|||||
|
Profit after Tax
|
7,448.08
|
7,020.64
|
5,520.87
|
4,055.84
|
2,602.79
|
1,151.64
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
87.72
|
-3.78
|
20.91
|
15.94
|
2.21
|
1.79
|
|||||
|
Consolidated Profit
|
7,535.80
|
7,016.86
|
5,541.78
|
4,071.78
|
2,605.00
|
1,153.43
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
35,695.82
|
33,224.63
|
28,707.98
|
19,870.62
|
15,790.23
|
14,061.87
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Deposits
|
3,44,467.07
|
3,50,538.24
|
3,07,120.30
|
2,70,726.42
|
2,34,064.10
|
2,02,275.25
|
|||||
|
Borrowings
|
38,748.60
|
35,233.58
|
23,852.52
|
7,718.86
|
10,765.66
|
7,746.74
|
|||||
|
Other Liabilities & Provisions
|
7,503.27
|
8,474.94
|
9,673.01
|
9,013.12
|
7,207.17
|
6,699.59
|
|||||
|
Total Liabilities
|
4,26,414.76
|
4,27,471.39
|
3,69,353.81
|
3,07,329.02
|
2,67,827.17
|
2,30,783.46
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
14,879.82
|
26,645.31
|
37,993.00
|
21,161.34
|
18,507.72
|
19,721.93
|
|||||
|
Balances with Banks and Money at Call
|
496.34
|
1,100.29
|
4,201.91
|
9,150.36
|
21.23
|
194.09
|
|||||
|
Investments
|
1,00,586.83
|
1,01,587.90
|
82,215.73
|
68,464.65
|
69,042.03
|
68,761.56
|
|||||
|
Advances
|
3,01,934.32
|
2,88,104.30
|
2,36,083.80
|
2,00,239.88
|
1,71,220.67
|
1,31,170.44
|
|||||
|
Net Block
|
2,947.97
|
2,961.79
|
2,915.62
|
2,209.61
|
2,156.74
|
2,241.66
|
|||||
|
Other Assets
|
5,569.48
|
7,071.80
|
5,943.75
|
6,103.17
|
6,878.78
|
8,693.78
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
4,26,414.76
|
4,27,471.39
|
3,69,353.81
|
3,07,329.02
|
2,67,827.17
|
2,30,783.46
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
-11,336.03
|
7,627.84
|
11,580.85
|
-1,439.92
|
6,896.34
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-506.16
|
-494.94
|
-259.54
|
-175.08
|
-300.18
|
|||||
|
Cash from Financing Activities
|
--
|
-2,607.12
|
4,750.31
|
461.45
|
227.93
|
378.08
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
-14,449.31
|
11,883.20
|
11,782.75
|
-1,387.07
|
6,974.24
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
9.80
|
9.12
|
7.21
|
5.75
|
3.87
|
1.71
|
|||||
|
Cash EPS (₹)
|
9.80
|
9.57
|
7.56
|
6.04
|
4.26
|
2.11
|
|||||
|
Adjusted Book Value (₹)
|
44.04
|
40.83
|
34.86
|
26.02
|
21.27
|
18.55
|
|||||
|
Dividend per Share (₹)
|
2.74
|
2.20
|
1.50
|
1.40
|
1.30
|
0.50
|
|||||
|
Cash Flow per Share (₹)
|
--
|
-14.74
|
9.92
|
16.35
|
-2.14
|
10.25
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
-19.04
|
2.94
|
9.76
|
-8.37
|
3.46
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
10.16
|
10.57
|
10.24
|
9.29
|
9.93
|
|||||
|
Yield on Investments
|
--
|
6.77
|
6.79
|
6.82
|
6.33
|
7.14
|
|||||
|
Interest Spread
|
--
|
6.12
|
6.55
|
6.40
|
5.95
|
6.60
|
|||||
|
NIM (%)
|
--
|
3.27
|
3.24
|
3.29
|
2.99
|
2.75
|
|||||
|
ROE (%)
|
21.81
|
24.12
|
24.41
|
24.77
|
19.42
|
9.75
|
|||||
|
ROA (%)
|
1.88
|
1.76
|
1.63
|
1.41
|
1.04
|
0.54
|
|||||
|
Cost to Income Ratio
|
--
|
37.08
|
38.36
|
37.56
|
39.14
|
44.26
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
15.83
|
17.37
|
21.73
|
28.91
|
22.12
|
9.70
|
|||||
|
EBIT Growth (%)
|
22.85
|
16.17
|
16.41
|
31.25
|
25.83
|
22.38
|
|||||
|
Net Profit Growth (%)
|
16.32
|
27.17
|
36.12
|
55.83
|
126.01
|
108.85
|
|||||
|
EPS Growth (%)
|
28.47
|
26.62
|
25.30
|
48.56
|
125.85
|
96.73
|
|||||
|
Book Value Growth (%)
|
--
|
17.12
|
45.51
|
28.71
|
14.68
|
12.12
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
8.21
|
6.72
|
6.42
|
10.83
|
6.40
|
9.74
|
|||||
|
Price / Book Value
|
1.83
|
1.50
|
1.33
|
2.39
|
1.16
|
0.90
|
|||||
|
Dividend Yield (%)
|
2.74
|
3.59
|
3.25
|
2.25
|
5.25
|
2.99
|
|||||
|
EV/EBITDA
|
6.19
|
7.61
|
6.37
|
6.47
|
4.50
|
3.92
|
|||||
|
Close Price (₹)
|
91.44
|
61.33
|
46.34
|
62.35
|
24.75
|
16.70
|
|||||
|
High Price (₹)
|
94.50
|
77.00
|
73.50
|
70.00
|
36.25
|
32.00
|
|||||
|
Low Price (₹)
|
51.71
|
38.11
|
43.67
|
22.85
|
15.00
|
15.15
|
|||||
|
Market Cap (₹ Cr)
|
61,840.10
|
47,164.10
|
35,550.30
|
44,109.01
|
16,678.17
|
11,239.93
|