Bank Of India Key Ratios
NSE: BANKINDIA | BSE: 532149
₹145.00
₹0.00 (0.00%)As on 04-Sep-2026 15:58IST
Market cap
₹66,014 Cr
Revenue (TTM)
₹77,244 Cr
P/E Ratio
5.6
P/B Ratio
0.8
Div. Yield
3.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 2.67 | 8.83 | 6.21 | 13.86 | 14.10 |
| Interest Expended | 2.90 | 6.78 | 5.71 | 19.34 | 14.55 |
| Net Interest Income | 2.24 | 12.94 | 7.19 | 5.55 | 13.25 |
| EPS | 6.96 | 80.51 | 24.13 | 30.82 | 35.03 |
| Book Value | -- | -- | 13.16 | 11.36 | 7.71 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| -- | -- | 0.00 | -- | -- |
| Net Interest Margin
| 2.43 | 2.39 | 0.00 | 2.23 | 2.42 |
| Net Margin
| 10.96 | 9.46 | 13.07 | 11.78 | 11.61 |
| Return on equity
| 12.56 | 10.56 | 13.28 | 13.07 | 13.72 |
| Return on Assets
| 0.86 | 0.71 | 1.00 | 0.90 | 0.94 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
--
|
--
|
4,593.00
|
--
|
3,601.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
--
|
9.89
|
10.91
|
10.78
|
9.81
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
--
|
7.29
|
7.13
|
6.38
|
5.82
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
--
|
5.11
|
5.97
|
6.18
|
6.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
--
|
2.23
|
2.42
|
2.64
|
2.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
13.28
Lower than Peers by 0.00
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
13.28
|
13.07
|
13.72
|
10.90
|
7.54
|
|
Peer Median
|
13.28
|
13.26
|
15.04
|
--
|
--
|
ROA
1.00
Lower than Peers by 0.13
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
1.00
|
0.90
|
0.94
|
0.73
|
0.49
|
|
Peer Median
|
1.14
|
1.18
|
1.16
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
--
|
51.40
|
50.89
|
51.80
|
51.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
6.21
Lower than Peers by 7.29
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
6.21
|
6.04
|
16.76
|
27.42
|
25.21
|
|
Peer Median
|
13.50
|
5.68
|
13.29
|
--
|
--
|
EBIT Growth
13.10
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
13.10
|
3.92
|
16.60
|
6.86
|
32.78
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
7.19
Lower than Peers by 13.25
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
7.19
|
8.03
|
46.28
|
64.46
|
13.97
|
|
Peer Median
|
20.44
|
17.67
|
17.87
|
--
|
--
|
EPS Growth
24.13
Higher than Peers by 10.23
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
24.13
|
7.94
|
45.45
|
54.17
|
9.89
|
|
Peer Median
|
13.90
|
14.04
|
10.58
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
--
|
13.16
|
13.65
|
19.13
|
7.95
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
5.60
Lower than Peers by 4.86
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
5.60
|
6.05
|
5.11
|
9.50
|
8.00
|
|
Peer Median
|
10.46
|
10.46
|
9.38
|
--
|
--
|
Price / Book Value
0.80
Lower than Peers by 0.71
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
0.80
|
0.76
|
0.67
|
0.98
|
0.57
|
|
Peer Median
|
1.50
|
1.50
|
1.38
|
--
|
--
|
Dividend Yield
3.21
Higher than Peers by 2.51
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
3.21
|
3.39
|
3.78
|
2.04
|
2.67
|
|
Peer Median
|
0.70
|
0.66
|
1.14
|
--
|
--
|
EV/EBITDA
7.47
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
7.47
|
10.49
|
10.39
|
10.06
|
7.18
|
|
Peer Median
|
--
|
10.93
|
4.40
|
--
|
--
|
Market Cap
66,014
Lower than Peers by 12,368
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of India
|
66,014
|
62,396
|
48,760
|
62,374
|
30,715
|
|
Peer Median
|
78,382
|
74,724
|
60,073
|
--
|
--
|