Stock Report

Download full stock data and analysis for free Last Updated: 09-Nov-2026

Stock Rating

See the stock’s health at a glance, before it's too late.

Wealth Insight New Issue

This month’s issue could change how you invest, read now.

Recently Viewed

Arman Financial Key Ratios

Stock Card factsheet watchlist-stock-modal share-fund-plan-icon

NSE: ARMANFIN | BSE: 531179

₹1,609.20

up-down-arrow ₹9.10 (0.57%)

As on 08-Nov-2026IST

Market cap

info icon

₹1,696 Cr

Revenue (TTM)

info icon

₹772 Cr

P/E Ratio

info icon

10.6

P/B Ratio

info icon

1.6

Div. Yield

info icon

0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 16.29 47.38 14.49 11.15 32.77
EBIT 17.23 110.70 96.28 0.99 36.57
Net Profit 13.96 543.90 14.51 17.96 36.95
EPS 13.63 541.96 14,587.29 -2.20 60.21
Book Value -- -- 6.55 26.76 31.86
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 57.381,270.0656.7243.8542.33
Net Margin info 23.13256.6020.708.767.13
Return on equity info 8.2118.1116.266.346.24
Return on Assets info 4.394.045.892.242.13

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
--
11.77
13.31
21.91
18.74
Peer Median
--
9.86
10.60
9.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

16.26

Higher than Peers by 7.18

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
16.26
6.34
6.24
29.63
32.46
Peer Median
9.08
10.77
10.78
8.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

5.89

Higher than Peers by 3.04

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
5.89
2.24
2.13
7.33
5.65
Peer Median
2.85
2.72
3.50
2.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

56.72

Lower than Peers by 11.31

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
56.72
43.85
42.33
74.66
70.11
Peer Median
68.03
61.17
61.18
97.28
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

20.70

Lower than Peers by 2.69

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
20.70
8.76
7.13
26.24
22.13
Peer Median
23.40
18.52
26.68
51.92
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
0.00
9.03
7.38
26.46
22.40
Peer Median
--
--
--
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

14.49

Lower than Peers by 4.75

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
14.49
-11.53
10.37
56.04
80.38
Peer Median
19.24
18.48
17.06
34.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

96.28

Higher than Peers by 77.91

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
96.28
-8.35
-37.43
66.15
120.20
Peer Median
18.37
28.72
15.67
38.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

14.51

Lower than Peers by 5.76

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
14.51
8.70
-70.00
85.02
195.72
Peer Median
20.26
51.73
11.48
49.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

14,587.29

Higher than Peers by 14,577.37

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
14,587.29
8.47
-70.04
49.98
195.70
Peer Median
9.91
38.04
-3.51
50.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
--
6.78
7.06
120.58
71.93
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
--
1.93
1.43
2.14
4.39
Peer Median
--
1.97
2.00
1.60
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
--
0.88
0.98
1.36
0.48
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.44

Lower than Peers by 0.03

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
1.44
0.57
0.48
0.47
7.13
Peer Median
1.47
0.99
4.14
2.82
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.44

Lower than Peers by 0.02

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
1.44
0.57
0.48
0.47
7.13
Peer Median
1.46
1.44
1.54
1.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.82

Lower than Peers by 0.13

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
1.82
1.38
1.29
1.86
1.73
Peer Median
1.95
1.84
1.98
2.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

10.61

Lower than Peers by 8.90

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
10.61
24.95
26.02
11.12
12.04
Peer Median
19.51
19.04
20.09
19.35
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.64

Lower than Peers by 0.21

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
1.64
1.53
1.57
2.39
3.09
Peer Median
1.85
1.86
1.53
1.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
--
--
--
--
--
Peer Median
0.09
0.04
0.05
0.16
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

5.65

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
5.65
9.86
7.12
6.40
7.72
Peer Median
--
14.77
13.42
23.06
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

1,696

Lower than Peers by 6,038

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Arman Financial
1,696
1,412
1,355
1,930
1,130
Peer Median
7,734
6,241
3,133
4,482
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
loading...
loading...
loading...
loading...
loading...

Informed fund ideas, better judgment. Every month. Mutual Fund Insight, every month since October 2002.

Take charge. Know more. Keep more. Mutual Fund Insight helps you do all three — every month