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Arman Financial Key Ratios

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NSE: ARMANFIN | BSE: 531179

₹2,034.20

up-down-arrow ₹67.10 (3.41%)

As on 28-Aug-2026IST

Market cap

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₹2,138 Cr

Revenue (TTM)

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₹697 Cr

P/E Ratio

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18.4

P/B Ratio

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2.2

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 14.92 33.63 0.00 12.39 29.90
EBIT 27.97 195.74 49.36 0.09 33.60
Net Profit 10.14 409.74 1.86 19.14 33.63
EPS 10.12 409.06 1,775.94 -7.31 60.28
Book Value -- -- 6.92 48.67 32.29
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-25Mar-24
EBIT-Margin info 63.942,234.7152.1342.3374.66
Net Margin info 26.74321.2116.707.1326.24
Return on equity info 11.0618.0312.896.2429.63
Return on Assets info 5.293.824.632.137.33

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
--
13.31
21.91
18.74
12.83
Peer Median
--
10.60
9.14
6.69
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

12.89

Higher than Peers by 3.96

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
12.89
6.24
29.63
32.46
15.89
Peer Median
8.93
10.78
8.66
3.91
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

4.63

Higher than Peers by 1.93

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
4.63
2.13
7.33
5.65
2.87
Peer Median
2.70
3.50
2.67
1.71
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

52.13

Lower than Peers by 17.73

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
52.13
42.33
74.66
70.11
6,119.37
Peer Median
69.86
61.18
97.28
57.74
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

16.70

Lower than Peers by 7.01

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
16.70
7.13
26.24
22.13
1,218.72
Peer Median
23.72
26.68
51.92
19.92
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
0.00
7.38
26.46
22.40
13.90
Peer Median
--
--
0.00
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

0.00

Lower than Peers by 18.55

Year on year growth in net sales

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
0.00
10.37
56.04
80.38
20.91
Peer Median
18.55
17.06
34.70
13.78
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

49.36

Higher than Peers by 31.85

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
49.36
-37.43
66.15
120.20
49.38
Peer Median
17.51
15.67
38.04
29.81
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

1.86

Lower than Peers by 16.77

Year on year growth in profit after tax

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
1.86
-70.00
85.02
195.72
198.82
Peer Median
18.63
11.48
49.18
49.38
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

1,775.94

Higher than Peers by 1,768.74

Year on year growth in earnings per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
1,775.94
-70.04
49.98
195.70
198.71
Peer Median
7.20
-3.51
50.00
46.43
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
--
7.06
120.58
71.93
13.90
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
--
1.43
2.14
4.39
4.66
Peer Median
--
2.00
1.60
0.41
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

0.99

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
0.99
0.98
1.36
0.48
0.07
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.47

Higher than Peers by 0.03

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
1.47
0.48
0.47
7.13
15.25
Peer Median
1.44
4.14
2.82
3.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.47

Higher than Peers by 0.04

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
1.47
0.48
0.47
7.13
15.25
Peer Median
1.44
1.54
1.36
1.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.67

Lower than Peers by 0.25

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
1.67
1.29
1.86
1.73
1.51
Peer Median
1.92
1.98
2.17
2.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

18.38

Lower than Peers by 4.15

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
18.38
26.02
11.12
12.04
26.49
Peer Median
22.53
20.09
19.35
28.54
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

2.19

Higher than Peers by 0.14

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
2.19
1.57
2.39
3.09
3.95
Peer Median
2.04
1.53
1.83
1.10
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
--
--
--
--
--
Peer Median
0.13
0.05
0.16
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

7.29

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
7.29
7.12
6.40
7.72
12.38
Peer Median
--
13.42
23.06
17.63
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

2,138

Lower than Peers by 6,906

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Arman Financial
2,138
1,355
1,930
1,130
840
Peer Median
9,044
3,133
4,482
525
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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