Arman Financial Peer Comparison

NSE: ARMANFIN | BSE: 531179

₹1,535.50

₹-39.20 (-2.49%)

As on 16-Oct-2026IST

Market cap

₹1,615 Cr

Revenue (TTM)

₹697 Cr

P/E Ratio

13.9

P/B Ratio

1.7

Div. Yield

0 %

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	Arman Financial	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	1,615	31,025	30,434	23,804	19,807
Revenue (₹ Cr)	697	404	10,285	5,303	6,380
Net Profit (₹ Cr)	116.36	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	16.70	74.72	14.02	21.20	18.97
RoE (%)	12.89	1.41	10.08	16.25	16.14
Price to Earnings	13.88	72.00	21.00	21.11	16.36
Price-To-Book	1.67	1.06	1.89	3.17	2.40

Income Statement (₹ Cr)

	Arman Financial	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	696.64	403.54	10,284.59	5,303.14	6,379.52
Other Income	0.04	5.87	25.57	15.03	3.80
Total Income	645.98	403.46	9,524.71	4,744.06	6,062.54
Interest Expense	217.48	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	147.42	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	331.78	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	145.70	362.26	1,950.48	1,497.38	1,612.11
Taxes	29.33	56.33	505.07	369.75	401.27
Profit after Tax	116.36	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	116.36	430.89	1,449.46	1,127.63	1,210.84

	Arman Financial	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	933.33	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	9.13	3,407.06	141.91	115.58	137.71
Current Liabilities	1,855.35	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	2,836.18	32,973.97	75,691.91	33,637.47	33,153.91

	Arman Financial	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	53.67	169.20	1,233.12	446.49	827.99
Current Assets	2,730.80	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	2,836.18	32,973.97	75,691.91	33,637.47	33,153.91
Contingent Liabilities	147.69	--	136.28	7.07	--

	Arman Financial	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-476.40	279.39	-20,237.75	-8,727.78	-2,770.21
Cash Flow from Investing Activities	-49.68	-147.97	-1,631.53	-1,088.40	-100.65
Cash from Financing Activities	546.12	-137.57	23,834.45	10,391.44	2,750.95
Net Cash Inflow / Outflow	20.03	-6.15	1,965.17	575.26	-119.91

	Arman Financial	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	11.77	1.57	8.35	11.68	9.98
ROE (%)	12.89	1.41	10.08	16.25	16.14
ROA (%)	4.63	0.91	2.34	4.21	4.05
EBIT Margin (%)	52.13	88.46	59.60	64.20	56.04
Net Margin (%)	16.70	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Arman Financial	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	0.00	30.99	4.76	50.20	11.86
EBIT Growth (%)	49.36	33.57	33.65	58.09	64.71
Net Profit Growth (%)	1,781.65	42.45	85.35	95.19	524.34
EPS Growth (%)	1,777.03	-86.84	68.98	74.92	521.96
Book Value Growth (%)	6.78	-6.01	24.70	67.97	12.59

	Arman Financial	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	13.83	72.00	20.29	21.11	16.32
Price / Book Value	1.67	1.06	1.89	3.17	2.40
Dividend Yield (%)	0.00	0.55	0.62	0.08	0.00
EV/EBITDA	8.00	83.47	12.54	12.68	11.29
Market Cap (₹ Cr)	1,412.18	27,369.52	23,577.62	15,957.18	18,508.79

	Arman Financial	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	1.93	0.00	3.69	0.00	0.00
Short term debt to equity ratio	0.99	0.00	2.89	1.02	1.65
Current Ratio	1.47	1,357.85	1.24	1.26	1.29
Quick Ratio	1.47	1,357.85	1.24	1.26	1.29
Interest Coverage	1.67	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.