HomeTrust Bancshares, Inc (HTB) Key Ratios
$47.06
As on 02-Sep-2026 16:00EDT
Market cap
$776 Mln
Revenue (TTM)
$288 Mln
P/E Ratio
12.2
P/B Ratio
1.3
Div. Yield
1.1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -3.06 | -4.12 | -1.87 | 10.04 | 12.67 |
| EBIT | -6.43 | -10.01 | 34.48 | 21.03 | 39.62 |
| Net Profit | -6.81 | -9.18 | 10.07 | 13.38 | 32.91 |
| EPS | -5.99 | -6.20 | 11.39 | 10.94 | 32.84 |
| Book Value | -- | -- | 12.44 | 8.89 | 7.76 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Jun-26 | Jun-25 | Jun-24 |
| EBIT-Margin
| 25.06 | 26.17 | 27.68 | 23.69 | 23.82 |
| Net Margin
| -- | -- | -- | -- | -- |
| Return on equity
| 10.63 | 10.27 | 11.17 | 10.42 | 10.31 |
| Return on Capital
| 9.25 | 8.77 | 10.98 | 9.17 | 7.61 |
| Return on Assets
| 1.22 | 1.15 | 1.41 | 1.18 | 1.08 |
| Debt to Equity (x)
| -- | -- | 0.02 | 0.02 | 0.27 |
Profitability
ROCE
10.98
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
10.98
|
9.17
|
7.61
|
8.27
|
7.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
11.17
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
11.17
|
10.42
|
10.31
|
10.37
|
9.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
1.41
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
1.41
|
1.18
|
1.08
|
1.09
|
1.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
27.68
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
27.68
|
23.69
|
23.82
|
26.46
|
29.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
22.01
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
22.01
|
18.57
|
18.83
|
20.64
|
22.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-0.01
--
Year on year growth in net sales
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
-0.01
|
0.11
|
0.23
|
0.39
|
-0.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
15.80
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
15.80
|
10.41
|
10.77
|
25.97
|
137.63
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
17.44
--
Year on year growth in profit after tax
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
17.44
|
9.51
|
12.20
|
25.11
|
127.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
0.21
--
Year on year growth in earnings per share
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
0.21
|
0.08
|
0.11
|
0.14
|
1.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.02
--
Total debt / Net worth
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
0.02
|
0.02
|
0.27
|
0.45
|
0.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
--
|
--
|
0.25
|
0.43
|
0.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.13
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
0.13
|
0.17
|
0.18
|
0.17
|
0.15
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
1.02
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
1.02
|
0.75
|
0.97
|
1.92
|
8.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
5.46
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
5.46
|
62.47
|
62.90
|
72.68
|
5.52
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
--
Sales / Average Total Assets
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
0.06
|
0.06
|
0.06
|
0.05
|
0.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
125.07
--
Average Debtors / Sales * 365
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
125.07
|
217.56
|
222.76
|
139.97
|
184.53
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.84
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
12.84
|
11.68
|
10.14
|
7.86
|
10.69
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
1.38
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
1.38
|
1.16
|
1.02
|
0.74
|
0.98
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
3.88
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
HomeTrust Bancshares, Inc (HTB)
|
3.88
|
2.19
|
1.67
|
1.02
|
-1.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|