JIO Financial Peer Comparison

NSE: JIOFIN | BSE: 543940

₹231.20

₹1.58 (0.69%)

As on 06-Nov-2026IST

Market cap

₹1,57,143 Cr

Revenue (TTM)

₹5,623 Cr

P/E Ratio

91.8

P/B Ratio

1.2

Div. Yield

0.3 %

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	JIO Financial	Shriram Finance	Power Fin.	Muthoot Finance	L&T Fin
Market cap (₹ Cr)	1,57,143	2,23,284	1,07,715	1,14,708	68,714
Revenue (₹ Cr)	5,623	51,877	1,15,586	36,146	20,046
Net Profit (₹ Cr)	1,700.03	12,663.30	33,488.95	12,323.80	3,435.90
Net Margin (%)	30.22	24.38	28.92	34.01	17.11
RoE (%)	1.30	14.31	18.84	29.38	12.03
Price to Earnings	91.79	17.60	4.09	9.40	20.08
Price-To-Book	1.21	2.00	0.73	2.61	2.35

Income Statement (₹ Cr)

	JIO Financial	Shriram Finance	Power Fin.	Muthoot Finance	L&T Fin
Operating Income	1,190.74	51,877.10	1,15,585.67	36,145.68	20,046.38
Other Income	0.34	72.36	209.09	90.49	33.75
Total Income	--	48,198.74	1,17,569.96	31,263.41	20,182.06
Interest Expense	0.00	20,764.78	70,213.73	13,248.48	7,390.59
PBT & Exceptional Items	974.44	17,553.06	42,683.96	16,737.35	4,845.17
Operating Expenses	216.64	13,631.62	2,860.51	6,250.34	7,787.35
Exceptional Income/Expenses	0.00	0.00	-18.28	0.00	-28.51
Profit before Tax	962.87	16,839.06	42,634.74	16,602.78	4,621.21
Taxes	129.17	4,175.31	9,145.79	4,278.98	1,185.31
Profit after Tax	833.70	12,663.75	33,488.95	12,323.80	3,435.90
Minority Interest	0.00	-0.01	-7,151.20	-124.70	-13.09
Share of Associate	0.00	23.88	-0.01	0.00	0.00
Consolidated Profit	833.70	12,687.17	26,337.74	12,199.10	3,422.81

	JIO Financial	Shriram Finance	Power Fin.	Muthoot Finance	L&T Fin
Shareholder's Funds	35,521.23	1,11,434.33	1,46,873.87	43,926.45	29,267.07
Minority Interest	0.00	-0.01	-7,151.20	-124.70	-13.09
Non-Current Liabilities	106.91	1,467.08	3,459.45	1,324.97	774.19
Current Liabilities	29.15	2,41,860.70	10,78,058.85	1,84,098.36	1,27,720.00
Total Liabilities	--	3,21,374.52	12,44,578.55	1,95,720.51	1,42,183.73

	JIO Financial	Shriram Finance	Power Fin.	Muthoot Finance	L&T Fin
Non-Current Assets	10.76	7,236.72	5,969.17	913.77	3,006.79
Current Assets	35,602.56	3,46,723.03	12,65,740.67	2,28,884.21	1,53,261.82
Total Assets	--	3,21,374.52	12,44,578.55	1,95,720.51	1,42,183.73
Contingent Liabilities	--	3,248.72	9,278.30	876.93	307.66

	JIO Financial	Shriram Finance	Power Fin.	Muthoot Finance	L&T Fin
Cash From Operating Activities	--	-13,281.43	-4,504.50	-47,392.65	-14,189.24
Cash Flow from Investing Activities	--	-242.83	-3,441.05	2,457.79	366.90
Cash from Financing Activities	--	8,586.79	9,264.84	49,319.56	15,415.06
Net Cash Inflow / Outflow	--	-4,937.47	1,319.29	4,384.70	1,592.72

	JIO Financial	Shriram Finance	Power Fin.	Muthoot Finance	L&T Fin
ROCE (%)	--	11.49	10.05	15.87	8.54
ROE (%)	2.57	14.31	18.84	29.38	12.03
ROA (%)	2.57	3.87	2.68	6.31	2.41
EBIT Margin (%)	80.83	72.35	97.47	82.34	59.89
Net Margin (%)	70.00	24.38	28.92	34.01	17.11
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	JIO Financial	Shriram Finance	Power Fin.	Muthoot Finance	L&T Fin
Revenue Growth (%)	26.18	13.76	1.84	47.27	19.92
EBIT Growth (%)	29.23	15.76	3.24	60.14	20.20
Net Profit Growth (%)	19.06	28.74	1.69	70.66	27.39
EPS Growth (%)	15.38	-33.57	6.44	67.03	27.22
Book Value Growth (%)	--	16.78	12.84	33.25	9.67

	JIO Financial	Shriram Finance	Power Fin.	Muthoot Finance	L&T Fin
Price / Earnings	180.47	16.11	4.13	9.35	20.24
Price / Book Value	4.40	2.04	0.74	2.60	2.38
Dividend Yield (%)	0.26	1.12	5.63	1.06	0.99
EV/EBITDA	166.62	12.24	9.87	8.46	13.58
Market Cap (₹ Cr)	--	1,64,090.04	1,25,290.95	1,26,846.80	60,155.90

	JIO Financial	Shriram Finance	Power Fin.	Muthoot Finance	L&T Fin
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	--	1.17	1.39	1.48	2.03
Current Ratio	1,221.36	1.43	1.17	1.24	1.20
Quick Ratio	1,221.36	1.43	1.17	1.24	1.20
Interest Coverage	2.43	1.81	1.61	2.25	1.63

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.