JIO Financial Peer Comparison

NSE: JIOFIN | BSE: 543940

₹238.40

₹0.30 (0.13%)

As on 28-Aug-2026IST

Market cap

₹1,57,221 Cr

Revenue (TTM)

₹4,905 Cr

P/E Ratio

76.1

P/B Ratio

1.1

Div. Yield

0.3 %

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	JIO Financial	Shriram Finance	Muthoot Finance	Power Fin.	L&T Fin
Market cap (₹ Cr)	1,57,221	2,54,969	1,24,375	1,16,213	79,176
Revenue (₹ Cr)	4,905	49,997	33,431	1,15,431	18,898
Net Profit (₹ Cr)	1,793.58	11,295.71	11,457.46	33,641.84	3,198.02
Net Margin (%)	36.40	22.56	34.14	29.14	16.89
RoE (%)	1.54	17.89	29.84	--	11.79
Price to Earnings	76.08	22.53	10.94	4.46	24.88
Price-To-Book	1.13	2.34	3.06	0.81	2.75

Income Statement (₹ Cr)

	JIO Financial	Shriram Finance	Muthoot Finance	Power Fin.	L&T Fin
Operating Income	4,905.27	49,997.06	33,430.70	1,15,431.43	18,897.97
Other Income	22.41	71.89	127.27	30.13	33.72
Total Income	--	48,198.74	31,263.41	1,17,569.96	20,182.06
Interest Expense	1,064.62	21,324.71	12,103.11	69,470.21	7,054.41
PBT & Exceptional Items	2,222.22	15,728.26	15,581.90	42,959.21	4,494.40
Operating Expenses	1,640.84	13,015.98	5,872.96	2,995.58	7,325.86
Exceptional Income/Expenses	0.00	0.00	0.00	-18.28	-28.51
Profit before Tax	2,189.46	15,019.68	15,447.95	42,910.80	4,291.23
Taxes	395.88	3,723.47	3,990.48	9,268.96	1,093.21
Profit after Tax	1,793.58	11,296.21	11,457.46	33,641.84	3,198.02
Minority Interest	0.00	0.00	-84.26	-7,595.11	-15.47
Share of Associate	272.91	21.82	0.00	-0.02	0.00
Consolidated Profit	2,066.49	11,317.53	11,373.21	26,046.71	3,182.55

	JIO Financial	Shriram Finance	Muthoot Finance	Power Fin.	L&T Fin
Shareholder's Funds	1,33,853.59	65,918.59	40,601.75	1,42,931.46	27,983.53
Minority Interest	0.00	0.00	-84.26	-7,595.11	-15.47
Non-Current Liabilities	6,307.66	1,000.14	1,519.84	3,456.34	616.40
Current Liabilities	23,335.83	2,54,455.79	1,66,446.70	10,55,587.04	1,13,554.88
Total Liabilities	--	3,21,374.52	1,95,720.51	12,44,578.55	1,42,183.73

	JIO Financial	Shriram Finance	Muthoot Finance	Power Fin.	L&T Fin
Non-Current Assets	461.03	6,899.32	931.41	6,219.23	2,795.13
Current Assets	1,62,780.22	3,13,459.86	2,08,093.51	12,37,703.41	1,38,099.25
Total Assets	--	3,21,374.52	1,95,720.51	12,44,578.55	1,42,183.73
Contingent Liabilities	--	3,248.72	876.93	9,278.30	307.66

	JIO Financial	Shriram Finance	Muthoot Finance	Power Fin.	L&T Fin
Cash From Operating Activities	--	-13,281.43	-47,392.65	-4,504.50	-14,189.24
Cash Flow from Investing Activities	--	-242.83	2,457.79	-3,441.05	366.90
Cash from Financing Activities	--	8,586.79	49,319.56	9,264.84	15,415.06
Net Cash Inflow / Outflow	--	-4,937.47	4,384.70	1,319.29	1,592.72

	JIO Financial	Shriram Finance	Muthoot Finance	Power Fin.	L&T Fin
ROCE (%)	--	11.49	15.87	10.05	8.54
ROE (%)	1.54	17.89	29.84	26.84	11.79
ROA (%)	1.21	3.67	6.40	5.40	2.44
EBIT Margin (%)	65.88	72.55	82.03	97.35	60.01
Net Margin (%)	36.40	22.56	34.14	29.14	16.89
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	JIO Financial	Shriram Finance	Muthoot Finance	Power Fin.	L&T Fin
Revenue Growth (%)	119.23	14.20	50.65	4.63	15.24
EBIT Growth (%)	97.29	17.43	67.57	4.92	15.99
Net Profit Growth (%)	42.09	17.69	86.88	4.11	20.27
EPS Growth (%)	27.14	-57.41	84.79	7.17	20.08
Book Value Growth (%)	--	16.78	33.25	12.84	9.67

	JIO Financial	Shriram Finance	Muthoot Finance	Power Fin.	L&T Fin
Price / Earnings	74.33	19.19	10.94	4.46	24.68
Price / Book Value	1.13	2.34	3.06	0.81	2.75
Dividend Yield (%)	0.25	1.00	0.97	5.27	0.87
EV/EBITDA	49.70	13.42	9.55	9.96	15.20
Market Cap (₹ Cr)	--	1,64,090.04	1,26,846.80	1,25,290.95	60,155.90

	JIO Financial	Shriram Finance	Muthoot Finance	Power Fin.	L&T Fin
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	--	1.17	1.48	1.39	2.03
Current Ratio	6.98	1.23	1.25	1.17	1.22
Quick Ratio	6.98	1.23	1.25	1.17	1.22
Interest Coverage	3.06	1.70	2.28	1.62	1.61

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.