JIO Financial Peer Comparison
NSE: JIOFIN | BSE: 543940
₹216.25
As on 16-Oct-2026IST
Market cap
₹1,42,793 Cr
Revenue (TTM)
₹5,623 Cr
P/E Ratio
83.4
P/B Ratio
1.1
Div. Yield
0.3 %
| JIO Financial | L&T Fin | Poonawalla Fincorp | Fedbank Financial | Viji Finance | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
1,42,793 | 63,537 | 39,504 | 6,069 | 383 |
Revenue (₹ Cr) |
5,623 | 20,046 | 8,889 | 2,561 | 8 |
Net Profit (₹ Cr) |
1,700.03 | 3,435.90 | 1,087.57 | 433.57 | 5.74 |
Net Margin (%) |
30.22 | 17.11 | 12.22 | 16.91 | 64.79 |
RoE (%) |
1.30 | 12.03 | 9.02 | 14.24 | 15.47 |
Price to Earnings |
83.41 | 18.56 | 36.32 | 14.00 | 66.70 |
Price-To-Book |
1.10 | 2.17 | 2.87 | 1.92 | 7.53 |
Income Statement (₹ Cr)
| JIO Financial | L&T Fin | Poonawalla Fincorp | Fedbank Financial | Viji Finance | |
|---|---|---|---|---|---|
|
Operating Income
|
5,623.16 | 20,046.38 | 8,888.63 | 2,560.96 | 7.59 |
|
Other Income
|
1.53 | 33.75 | 12.00 | 2.45 | 1.26 |
|
Total Income
|
-- | 20,182.06 | 6,803.07 | 2,245.48 | 5.25 |
|
Interest Expense
|
1,506.53 | 7,390.59 | 3,539.87 | 1,008.54 | 0.63 |
|
PBT & Exceptional Items
|
2,193.22 | 4,845.17 | 1,568.37 | 643.37 | 6.95 |
|
Operating Expenses
|
1,924.94 | 7,787.35 | 3,792.39 | 911.50 | 1.28 |
|
Exceptional Income/Expenses
|
0.00 | -28.51 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
2,156.90 | 4,621.21 | 1,453.84 | 584.67 | 6.62 |
|
Taxes
|
456.87 | 1,185.31 | 366.27 | 151.10 | 0.89 |
|
Profit after Tax
|
1,700.03 | 3,435.90 | 1,087.57 | 433.57 | 5.74 |
|
Minority Interest
|
0.00 | -13.09 | 0.00 | 0.00 | 0.00 |
|
Share of Associate
|
11.86 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Consolidated Profit
|
1,711.89 | 3,422.81 | 1,087.57 | 433.57 | 5.74 |
Liabilities (₹ Cr)
| JIO Financial | L&T Fin | Poonawalla Fincorp | Fedbank Financial | Viji Finance | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
1,29,595.57 | 29,267.07 | 13,754.07 | 3,164.96 | 50.79 |
|
Minority Interest
|
0.00 | -13.09 | 0.00 | 0.00 | 0.00 |
|
Non-Current Liabilities
|
8,725.24 | 774.19 | 107.48 | 77.02 | 1.75 |
|
Current Liabilities
|
43,344.82 | 1,27,720.00 | 60,722.39 | 15,298.38 | 3.95 |
|
Total Liabilities
|
-- | 1,42,183.73 | 60,271.56 | 16,874.78 | 33.65 |
Assets (₹ Cr)
| JIO Financial | L&T Fin | Poonawalla Fincorp | Fedbank Financial | Viji Finance | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
584.74 | 3,006.79 | 266.26 | 85.18 | 1.29 |
|
Current Assets
|
1,80,687.14 | 1,53,261.82 | 73,635.12 | 18,172.56 | 55.20 |
|
Total Assets
|
-- | 1,42,183.73 | 60,271.56 | 16,874.78 | 33.65 |
|
Contingent Liabilities
|
-- | 307.66 | 17.48 | 1.16 | -- |
Cashflow (₹ Cr)
| JIO Financial | L&T Fin | Poonawalla Fincorp | Fedbank Financial | Viji Finance | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-- | -14,189.24 | -21,785.59 | -1,664.16 | 2.19 |
|
Cash Flow from Investing Activities
|
-- | 366.90 | -1,340.32 | -30.60 | -1.90 |
|
Cash from Financing Activities
|
-- | 15,415.06 | 23,387.26 | 2,309.89 | -5.35 |
|
Net Cash Inflow / Outflow
|
-- | 1,592.72 | 261.35 | 615.13 | -5.06 |
Ratios
Profitability Ratios
| JIO Financial | L&T Fin | Poonawalla Fincorp | Fedbank Financial | Viji Finance | |
|---|---|---|---|---|---|
|
ROCE (%)
|
-- | 8.54 | 7.55 | 9.17 | 10.23 |
|
ROE (%)
|
1.30 | 12.03 | 9.02 | 14.24 | 15.47 |
|
ROA (%)
|
1.02 | 2.41 | 1.79 | 2.72 | 12.61 |
|
EBIT Margin (%)
|
65.12 | 59.89 | 56.05 | 62.12 | 78.86 |
|
Net Margin (%)
|
30.22 | 17.11 | 12.22 | 16.91 | 64.79 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| JIO Financial | L&T Fin | Poonawalla Fincorp | Fedbank Financial | Viji Finance | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
122.66 | 19.92 | 74.99 | 20.90 | 226.62 |
|
EBIT Growth (%)
|
106.74 | 20.20 | 115.91 | 33.04 | 7,203.66 |
|
Net Profit Growth (%)
|
33.15 | 27.39 | 399.21 | 76.56 | 3,552.87 |
|
EPS Growth (%)
|
3.79 | 27.22 | 361.59 | 75.84 | 3,057.23 |
|
Book Value Growth (%)
|
-- | 9.67 | 26.43 | 14.68 | 9.23 |
Valuation Ratios
| JIO Financial | L&T Fin | Poonawalla Fincorp | Fedbank Financial | Viji Finance | |
|---|---|---|---|---|---|
|
Price / Earnings
|
82.39 | 18.44 | 35.23 | 13.98 | 47.61 |
|
Price / Book Value
|
1.10 | 2.17 | 2.87 | 1.92 | 7.53 |
|
Dividend Yield (%)
|
0.28 | 1.08 | 0.00 | 0.00 | 0.00 |
|
EV/EBITDA
|
39.97 | 13.08 | 16.65 | 11.01 | 61.63 |
|
Market Cap (₹ Cr)
|
-- | 60,155.90 | 29,764.75 | 4,641.99 | 40.04 |
Solvency Ratios
| JIO Financial | L&T Fin | Poonawalla Fincorp | Fedbank Financial | Viji Finance | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
-- | 2.03 | 1.69 | 1.80 | 0.23 |
|
Current Ratio
|
4.17 | 1.20 | 1.21 | 1.19 | 13.96 |
|
Quick Ratio
|
4.17 | 1.20 | 1.21 | 1.19 | 13.96 |
|
Interest Coverage
|
2.43 | 1.63 | 1.41 | 1.58 | 11.60 |