JIO Financial Peer Comparison
NSE: JIOFIN | BSE: 543940
₹227.20
As on 24-Sep-2026IST
Market cap
₹1,51,212 Cr
Revenue (TTM)
₹4,905 Cr
P/E Ratio
73.2
P/B Ratio
1.1
Div. Yield
0.3 %
| JIO Financial | Shriram Finance | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
1,51,212 | 2,33,304 | 1,12,038 | 1,13,816 | 70,930 |
Revenue (₹ Cr) |
4,905 | 49,997 | 1,15,431 | 33,431 | 18,898 |
Net Profit (₹ Cr) |
1,793.58 | 11,295.71 | 33,641.84 | 11,457.46 | 3,198.02 |
Net Margin (%) |
36.40 | 22.56 | 29.14 | 34.14 | 16.89 |
RoE (%) |
1.54 | 17.89 | -- | 29.84 | 11.79 |
Price to Earnings |
73.17 | 20.61 | 4.30 | 10.01 | 22.29 |
Price-To-Book |
1.09 | 2.14 | 0.78 | 2.80 | 2.46 |
Income Statement (₹ Cr)
| JIO Financial | Shriram Finance | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Operating Income
|
1,033.51 | 49,997.06 | 1,15,431.43 | 33,430.70 | 18,897.97 |
|
Other Income
|
19.87 | 71.89 | 30.13 | 127.27 | 33.72 |
|
Total Income
|
-- | 48,198.74 | 1,17,569.96 | 31,263.41 | 20,182.06 |
|
Interest Expense
|
0.00 | 21,324.71 | 69,470.21 | 12,103.11 | 7,054.41 |
|
PBT & Exceptional Items
|
834.68 | 15,728.26 | 42,959.21 | 15,581.90 | 4,494.40 |
|
Operating Expenses
|
218.70 | 13,015.98 | 2,995.58 | 5,872.96 | 7,325.86 |
|
Exceptional Income/Expenses
|
0.00 | 0.00 | -18.28 | 0.00 | -28.51 |
|
Profit before Tax
|
822.25 | 15,019.68 | 42,910.80 | 15,447.95 | 4,291.23 |
|
Taxes
|
107.44 | 3,723.47 | 9,268.96 | 3,990.48 | 1,093.21 |
|
Profit after Tax
|
714.81 | 11,296.21 | 33,641.84 | 11,457.46 | 3,198.02 |
|
Minority Interest
|
0.00 | 0.00 | -7,595.11 | -84.26 | -15.47 |
|
Share of Associate
|
0.00 | 21.82 | -0.02 | 0.00 | 0.00 |
|
Consolidated Profit
|
714.81 | 11,317.53 | 26,046.71 | 11,373.21 | 3,182.55 |
Liabilities (₹ Cr)
| JIO Financial | Shriram Finance | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
29,305.48 | 65,918.59 | 1,42,931.46 | 40,601.75 | 27,983.53 |
|
Minority Interest
|
0.00 | 0.00 | -7,595.11 | -84.26 | -15.47 |
|
Non-Current Liabilities
|
116.67 | 1,000.14 | 3,456.34 | 1,519.84 | 616.40 |
|
Current Liabilities
|
14.23 | 2,54,455.79 | 10,55,587.04 | 1,66,446.70 | 1,13,554.88 |
|
Total Liabilities
|
-- | 3,21,374.52 | 12,44,578.55 | 1,95,720.51 | 1,42,183.73 |
Assets (₹ Cr)
| JIO Financial | Shriram Finance | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
15.74 | 6,899.32 | 6,219.23 | 931.41 | 2,795.13 |
|
Current Assets
|
29,381.82 | 3,13,459.86 | 12,37,703.41 | 2,08,093.51 | 1,38,099.25 |
|
Total Assets
|
-- | 3,21,374.52 | 12,44,578.55 | 1,95,720.51 | 1,42,183.73 |
|
Contingent Liabilities
|
-- | 3,248.72 | 9,278.30 | 876.93 | 307.66 |
Cashflow (₹ Cr)
| JIO Financial | Shriram Finance | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-- | -13,281.43 | -4,504.50 | -47,392.65 | -14,189.24 |
|
Cash Flow from Investing Activities
|
-- | -242.83 | -3,441.05 | 2,457.79 | 366.90 |
|
Cash from Financing Activities
|
-- | 8,586.79 | 9,264.84 | 49,319.56 | 15,415.06 |
|
Net Cash Inflow / Outflow
|
-- | -4,937.47 | 1,319.29 | 4,384.70 | 1,592.72 |
Ratios
Profitability Ratios
| JIO Financial | Shriram Finance | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
ROCE (%)
|
-- | 11.49 | 10.05 | 15.87 | 8.54 |
|
ROE (%)
|
2.45 | 17.89 | 26.84 | 29.84 | 11.79 |
|
ROA (%)
|
2.62 | 3.67 | 5.40 | 6.40 | 2.44 |
|
EBIT Margin (%)
|
77.64 | 72.55 | 97.35 | 82.03 | 60.01 |
|
Net Margin (%)
|
67.86 | 22.56 | 29.14 | 34.14 | 16.89 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| JIO Financial | Shriram Finance | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
28.24 | 14.20 | 4.63 | 50.65 | 15.24 |
|
EBIT Growth (%)
|
29.85 | 17.43 | 4.92 | 67.57 | 15.99 |
|
Net Profit Growth (%)
|
30.29 | 17.69 | 4.11 | 86.88 | 20.27 |
|
EPS Growth (%)
|
29.57 | -57.41 | 7.17 | 84.79 | 20.08 |
|
Book Value Growth (%)
|
-- | 16.78 | 12.84 | 33.25 | 9.67 |
Valuation Ratios
| JIO Financial | Shriram Finance | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Price / Earnings
|
204.67 | 17.55 | 4.30 | 10.01 | 22.11 |
|
Price / Book Value
|
4.53 | 2.14 | 0.78 | 2.80 | 2.46 |
|
Dividend Yield (%)
|
0.26 | 1.09 | 5.46 | 1.06 | 0.97 |
|
EV/EBITDA
|
191.75 | 12.83 | 9.92 | 9.17 | 14.49 |
|
Market Cap (₹ Cr)
|
-- | 1,64,090.04 | 1,25,290.95 | 1,26,846.80 | 60,155.90 |
Solvency Ratios
| JIO Financial | Shriram Finance | Power Fin. | Muthoot Finance | L&T Fin | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
-- | 1.17 | 1.39 | 1.48 | 2.03 |
|
Current Ratio
|
2,064.78 | 1.23 | 1.17 | 1.25 | 1.22 |
|
Quick Ratio
|
2,064.78 | 1.23 | 1.17 | 1.25 | 1.22 |
|
Interest Coverage
|
3.06 | 1.70 | 1.62 | 2.28 | 1.61 |