JIO Financial Key Ratios
NSE: JIOFIN | BSE: 543940
₹227.00
As on 25-Sep-2026IST
Market cap
₹1,49,891 Cr
Revenue (TTM)
₹4,905 Cr
P/E Ratio
72.5
P/B Ratio
1.1
Div. Yield
0.3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 62.50 | 63.12 | 28.24 | 56.38 | -- |
| EBIT | 57.97 | 49.70 | 29.85 | 46.29 | -- |
| Net Profit | 31.48 | 47.27 | 28.24 | 58.42 | -- |
| EPS | 26.51 | 41.69 | 29.58 | -89.18 | -- |
| Book Value | -- | -- | 5.18 | -92.74 | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| EBIT-Margin
| 79.69 | -- | 65.88 | 74.27 | 76.85 |
| Net Margin
| 67.64 | -- | 36.40 | 44.06 | 77.57 |
| Return on equity
| 2.25 | -- | 1.54 | 1.23 | 1.23 |
| Return on Assets
| 2.08 | -- | 1.21 | 1.05 | 1.16 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
--
|
2.11
|
1.50
|
1.59
|
0.08
|
|
Peer Median
|
--
|
9.23
|
10.60
|
9.14
|
--
|
ROE
1.54
Lower than Peers by 6.75
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
1.54
|
1.23
|
1.23
|
1.30
|
0.06
|
|
Peer Median
|
8.29
|
7.48
|
10.78
|
8.66
|
--
|
ROA
1.21
Lower than Peers by 1.35
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
1.21
|
1.05
|
1.16
|
1.24
|
0.05
|
|
Peer Median
|
2.55
|
2.44
|
3.50
|
2.67
|
--
|
EBIT Margin
65.88
Lower than Peers by 5.09
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
65.88
|
74.27
|
76.85
|
85.58
|
63.55
|
|
Peer Median
|
70.98
|
62.35
|
61.18
|
97.28
|
--
|
Net Margin
36.40
Higher than Peers by 11.73
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
36.40
|
44.06
|
77.57
|
86.51
|
44.62
|
|
Peer Median
|
24.67
|
17.79
|
26.68
|
51.92
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
--
|
45.27
|
80.04
|
87.71
|
55.06
|
|
Peer Median
|
--
|
--
|
--
|
0.00
|
--
|
Revenue Growth
119.23
Higher than Peers by 101.19
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
119.23
|
71.97
|
10.20
|
3,166.17
|
-98.30
|
|
Peer Median
|
18.04
|
14.49
|
17.06
|
34.70
|
--
|
EBIT Growth
97.29
Higher than Peers by 79.78
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
97.29
|
66.20
|
-1.04
|
4,298.59
|
--
|
|
Peer Median
|
17.51
|
23.71
|
15.67
|
38.04
|
--
|
Net Profit Growth
28.24
Higher than Peers by 9.58
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
28.24
|
-3.21
|
0.50
|
5,034.56
|
356.87
|
|
Peer Median
|
18.65
|
42.27
|
11.48
|
49.18
|
--
|
EPS Growth
29.58
Higher than Peers by 21.53
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
29.58
|
-3.21
|
0.51
|
-98.37
|
356.43
|
|
Peer Median
|
8.05
|
28.48
|
-3.51
|
50.00
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
--
|
5.18
|
-11.25
|
29.12
|
7,818.84
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
--
|
0.17
|
0.03
|
--
|
0.01
|
|
Peer Median
|
--
|
1.79
|
2.00
|
1.60
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
--
|
0.07
|
0.02
|
--
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
6.98
Higher than Peers by 5.47
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
6.98
|
1.66
|
4.92
|
111.62
|
20.86
|
|
Peer Median
|
1.50
|
0.69
|
4.14
|
2.82
|
--
|
Quick Ratio
6.98
Higher than Peers by 5.48
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
6.98
|
1.66
|
5.25
|
111.62
|
20.86
|
|
Peer Median
|
1.49
|
1.51
|
1.54
|
1.36
|
--
|
Interest Coverage
3.06
Higher than Peers by 1.07
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
3.06
|
2.77
|
38.49
|
33.60
|
--
|
|
Peer Median
|
1.99
|
1.79
|
1.98
|
2.17
|
--
|
Valuation
Price / Earnings
72.53
Higher than Peers by 50.89
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
72.53
|
91.23
|
89.59
|
140.09
|
--
|
|
Peer Median
|
21.65
|
21.49
|
20.09
|
19.35
|
--
|
Price / Book Value
1.08
Lower than Peers by 0.83
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
1.08
|
1.10
|
1.17
|
1.62
|
--
|
|
Peer Median
|
1.91
|
1.79
|
1.53
|
1.83
|
--
|
Dividend Yield
0.26
Higher than Peers by 0.15
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
0.26
|
0.27
|
0.22
|
--
|
--
|
|
Peer Median
|
0.11
|
0.09
|
0.05
|
0.16
|
--
|
EV/EBITDA
51.13
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
51.13
|
60.18
|
88.65
|
132.90
|
-112.52
|
|
Peer Median
|
--
|
16.06
|
13.42
|
23.06
|
--
|
Market Cap
1,49,891
Higher than Peers by 1,41,785
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
JIO Financial
|
1,49,891
|
1,42,406
|
1,44,470
|
2,24,779
|
--
|
|
Peer Median
|
8,107
|
6,044
|
3,133
|
4,482
|
--
|