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JIO Financial Key Ratios

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NSE: JIOFIN | BSE: 543940

₹238.40

up-down-arrow ₹0.30 (0.13%)

As on 28-Aug-2026IST

Market cap

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₹1,57,221 Cr

Revenue (TTM)

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₹4,905 Cr

P/E Ratio

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76.1

P/B Ratio

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1.1

Div. Yield

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0.3 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 62.50 63.12 28.24 56.38 --
EBIT 57.97 49.70 29.85 46.29 --
Net Profit 31.48 47.27 28.24 58.42 --
EPS 26.51 41.69 29.58 -89.18 --
Book Value -- -- 5.18 -92.74 --
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 79.69--65.8874.2776.85
Net Margin info 67.64--36.4044.0677.57
Return on equity info 2.25--1.541.231.23
Return on Assets info 2.08--1.211.051.16

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
--
2.11
1.50
1.59
0.08
Peer Median
--
9.84
10.60
9.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

1.54

Lower than Peers by 7.39

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
1.54
1.23
1.23
1.30
0.06
Peer Median
8.93
8.80
10.78
8.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.21

Lower than Peers by 1.49

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
1.21
1.05
1.16
1.24
0.05
Peer Median
2.70
2.50
3.50
2.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

65.88

Lower than Peers by 3.98

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
65.88
74.27
76.85
85.58
63.55
Peer Median
69.86
61.34
61.18
97.28
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

36.40

Higher than Peers by 12.68

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
36.40
44.06
77.57
86.51
44.62
Peer Median
23.72
14.75
26.68
51.92
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
--
45.27
80.04
87.71
55.06
Peer Median
--
--
--
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

119.23

Higher than Peers by 100.67

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
119.23
71.97
10.20
3,166.17
-98.30
Peer Median
18.55
13.98
17.06
34.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

97.29

Higher than Peers by 79.78

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
97.29
66.20
-1.04
4,298.59
--
Peer Median
17.51
21.16
15.67
38.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

28.24

Higher than Peers by 9.61

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
28.24
-3.21
0.50
5,034.56
356.87
Peer Median
18.63
42.27
11.48
49.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

29.58

Higher than Peers by 22.38

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
29.58
-3.21
0.51
-98.37
356.43
Peer Median
7.20
24.30
-3.51
50.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
--
5.18
-11.25
29.12
7,818.84
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
--
0.17
0.03
--
0.01
Peer Median
--
2.04
2.00
1.60
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
--
0.07
0.02
--
0.01
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

6.98

Higher than Peers by 5.53

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
6.98
1.66
4.92
111.62
20.86
Peer Median
1.44
0.65
4.14
2.82
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

6.98

Higher than Peers by 5.54

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
6.98
1.66
5.25
111.62
20.86
Peer Median
1.44
1.43
1.54
1.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

3.06

Higher than Peers by 1.14

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
3.06
2.77
38.49
33.60
--
Peer Median
1.92
1.67
1.98
2.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

76.08

Higher than Peers by 53.55

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
76.08
91.23
89.59
140.09
--
Peer Median
22.53
22.59
20.09
19.35
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.13

Lower than Peers by 0.91

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
1.13
1.10
1.17
1.62
--
Peer Median
2.04
2.00
1.53
1.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.25

Higher than Peers by 0.12

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
0.25
0.27
0.22
--
--
Peer Median
0.13
0.10
0.05
0.16
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

53.36

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
53.36
60.18
88.65
132.90
-112.52
Peer Median
--
15.32
13.42
23.06
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

1,57,221

Higher than Peers by 1,48,177

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JIO Financial
1,57,221
1,42,406
1,44,470
2,24,779
--
Peer Median
9,044
6,320
3,133
4,482
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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