J.A. Finance Financials

BSE: 543860

₹129.80

₹2.25 (1.76%)

As on 08-Sep-2026IST

Market cap

₹138 Cr

Revenue (TTM)

₹3 Cr

P/E Ratio

233.9

P/B Ratio

6.6

Div. Yield

0 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17
Operating Income	2.57	2.79	2.27	3.06	2.18	2.14
Other Income	--	0.00	0.01	0.01	--	--
Total Income	2.57	2.79	2.28	3.07	2.18	2.14
Interest Expense	0.86	1.05	0.33	0.92	0.64	0.44
Operating Expenses	0.87	0.95	0.85	0.86	0.91	0.81
Exceptional Income/Expenses	--	--	0.00	--	--	1.03
Profit before Tax	0.85	0.79	1.10	1.28	0.62	1.92
Taxes	0.26	0.25	1.15	0.27	0.22	0.23
Profit after Tax	0.59	0.54	-0.04	1.01	0.41	1.70
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	0.59	0.54	-0.04	1.01	0.41	1.70

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17
Shareholder's Funds	20.64	20.63	20.05	19.90	18.90	18.57
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	0.11	0.82	1.25	2.21	0.13	0.15
Current Liabilities	2.60	1.90	2.89	5.07	8.20	4.80
Total Liabilities	23.35	23.35	24.18	27.18	27.23	23.52

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17
Non-Current Assets	--	23.17	24.15	23.22	2.60	2.37
Current Assets	22.90	0.17	0.03	3.96	24.62	21.15
Total Assets	23.35	23.35	24.18	27.18	27.23	23.52
Contingent Liabilities	--	--	--	2.91	2.91	2.91

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17
Cash From Operating Activities	--	2.60	-1.11	3.77	-1.61	0.15
Cash Flow from Investing Activities	--	--	2.53	-0.40	-0.55	-0.13
Cash from Financing Activities	--	-2.45	-3.45	-1.95	2.77	-0.01
Net Cash Inflow / Outflow	--	0.15	-2.03	1.42	0.61	0.01

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17
Adjusted EPS (₹)	0.55	0.51	-0.04	0.95	0.38	1.59
Cash EPS (₹)	0.56	0.51	-0.04	0.95	0.38	1.59
Adjusted Book Value (₹)	19.60	19.38	18.82	18.69	17.75	17.44
Dividend per Share (₹)	--	--	--	--	--	--
Cash Flow per Share (₹)	--	2.44	-1.04	3.54	-1.52	0.14
Free Cash Flow per Share (₹)	--	1.28	-1.22	2.90	-2.33	0.72

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17
ROCE (%)	--	7.79	5.61	8.15	5.02	10.48
ROE (%)	2.87	2.66	-0.22	5.22	2.16	9.37
ROA (%)	2.49	2.27	-0.17	3.72	1.60	7.41
EBIT Margin (%)	66.34	65.83	62.59	71.69	57.99	62.19
Net Margin (%)	22.97	19.36	-1.97	33.02	18.61	79.12
Cash Profit Margin (%)	--	19.44	-1.92	33.15	18.67	79.17

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17
Revenue Growth (%)	10.76	22.71	-25.69	40.29	1.58	19.71
EBIT Growth (%)	17.56	29.06	-35.12	73.43	-5.28	21.79
Net Profit Growth (%)	-8.18	1,306.47	-104.43	149.59	-76.10	--
EPS Growth (%)	510.50	1,305.70	-104.43	149.58	-76.10	--
Book Value Growth (%)	--	2.94	0.73	5.30	1.77	5.15

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17
Price / Earnings	233.88	141.06	--	29.27	--	--
Price / Book Value	6.62	3.70	5.16	1.49	--	--
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	82.37	42.73	75.25	15.75	14.35	11.49
Close Price (₹)	84.00	71.60	97.21	27.82	--	--
High Price (₹)	143.99	178.55	97.21	56.27	--	--
Low Price (₹)	50.35	50.35	25.05	24.21	--	--
Market Cap (₹ Cr)	138.22	76.24	103.52	29.62	--	--

Solvency Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17
Debt to Equity	--	0.12	0.20	0.36	0.43	0.25
Short term debt to equity ratio	--	0.09	0.14	0.25	0.43	0.25
Current Ratio	8.80	0.09	0.01	0.78	3.00	4.41
Quick Ratio	8.80	0.09	0.01	0.78	3.00	4.41
Interest Coverage	2.00	1.75	4.37	2.40	1.97	5.36

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.