J.A. Finance Peer Comparison
BSE: 543860
₹124.95
As on 31-Aug-2026 12:12IST
Market cap
₹133 Cr
Revenue (TTM)
₹3 Cr
P/E Ratio
225.2
P/B Ratio
6.4
Div. Yield
0 %
| J.A. Finance | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
133 | 7,935 | 1,413 | 811 | 539 |
Revenue (₹ Cr) |
3 | 12 | 222 | -- | 78 |
Net Profit (₹ Cr) |
0.59 | -0.19 | 20.50 | -0.18 | 18.00 |
Net Margin (%) |
22.97 | -1.42 | 9.14 | -133.09 | 23.18 |
RoE (%) |
2.87 | -0.27 | -- | -0.30 | 10.88 |
Price to Earnings |
225.23 | -- | 68.95 | -- | 29.95 |
Price-To-Book |
6.38 | 56.77 | 5.37 | 6.85 | 3.02 |
Income Statement (₹ Cr)
| J.A. Finance | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Operating Income
|
2.79 | 20.24 | 157.28 | -- | 49.58 |
|
Other Income
|
0.00 | -- | 3.12 | 0.61 | -- |
|
Total Income
|
2.79 | 20.24 | 160.41 | 0.61 | 49.58 |
|
Interest Expense
|
1.05 | 0.00 | 1.03 | 0.00 | 18.39 |
|
PBT & Exceptional Items
|
0.79 | 0.41 | 23.84 | 0.43 | 18.54 |
|
Operating Expenses
|
0.95 | 19.83 | 134.88 | 0.18 | 11.41 |
|
Exceptional Income/Expenses
|
0.00 | -- | -- | -- | -0.33 |
|
Profit before Tax
|
0.79 | 0.41 | 23.84 | 0.43 | 18.21 |
|
Taxes
|
0.25 | 0.06 | 8.31 | 0.06 | 5.14 |
|
Profit after Tax
|
0.54 | 0.35 | 15.53 | 0.37 | 13.07 |
|
Minority Interest
|
-- | -- | -- | -- | -- |
|
Share of Associate
|
-- | -- | -- | -- | -- |
|
Consolidated Profit
|
0.54 | 0.35 | 15.53 | 0.37 | 13.07 |
Liabilities (₹ Cr)
| J.A. Finance | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
20.63 | 18.36 | 79.92 | 1.56 | 140.71 |
|
Minority Interest
|
-- | -- | -- | -- | -- |
|
Non-Current Liabilities
|
0.82 | -- | -2.35 | -0.02 | 65.54 |
|
Current Liabilities
|
1.90 | 0.28 | 92.55 | 0.44 | 142.61 |
|
Total Liabilities
|
23.35 | 18.64 | 172.55 | 2.00 | 349.40 |
Assets (₹ Cr)
| J.A. Finance | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
23.17 | 0.16 | 2.25 | 0.01 | 336.70 |
|
Current Assets
|
0.17 | 18.49 | 167.87 | 1.98 | 12.16 |
|
Total Assets
|
23.35 | 18.64 | 172.55 | 2.00 | 349.40 |
|
Contingent Liabilities
|
-- | -- | 9.27 | -- | 0.99 |
Cashflow (₹ Cr)
| J.A. Finance | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
2.60 | -17.85 | -17.31 | -0.27 | -49.36 |
|
Cash Flow from Investing Activities
|
2.53 | -0.01 | -0.01 | 0.39 | -5.13 |
|
Cash from Financing Activities
|
-2.45 | 17.89 | 15.74 | -- | 60.02 |
|
Net Cash Inflow / Outflow
|
0.15 | 0.03 | -1.58 | 0.12 | 5.52 |
Ratios
Profitability Ratios
| J.A. Finance | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
ROCE (%)
|
7.79 | 4.42 | 33.76 | 21.71 | 12.13 |
|
ROE (%)
|
2.66 | 182.78 | 24.44 | 25.70 | 10.07 |
|
ROA (%)
|
2.27 | 3.68 | 12.08 | 16.76 | 4.20 |
|
EBIT Margin (%)
|
66.04 | 2.02 | 16.23 | -- | 76.99 |
|
Net Margin (%)
|
19.36 | 1.71 | 9.68 | 60.36 | 26.36 |
|
Cash Profit Margin (%)
|
19.44 | 1.71 | 10.29 | -- | 28.85 |
Growth Ratios
| J.A. Finance | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
22.71 | -- | 36.49 | -- | 49.35 |
|
EBIT Growth (%)
|
28.87 | 2,561.45 | 41.58 | 318.07 | 55.57 |
|
Net Profit Growth (%)
|
1,306.47 | 2,184.94 | 34.09 | 262.60 | 23.91 |
|
EPS Growth (%)
|
1,305.70 | 308.41 | -93.49 | 262.61 | 23.91 |
|
Book Value Growth (%)
|
2.94 | 2,123.31 | 69.32 | 19.19 | 10.86 |
Valuation Ratios
| J.A. Finance | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Price / Earnings
|
141.06 | 0.00 | 18.45 | 0.00 | 25.26 |
|
Price / Book Value
|
3.70 | 0.00 | 3.58 | 0.00 | 2.42 |
|
Dividend Yield (%)
|
0.00 | -- | 0.00 | -- | 0.44 |
|
EV/EBITDA
|
42.73 | 0.19 | 11.43 | 2.62 | 13.55 |
|
Market Cap (₹ Cr)
|
76.24 | 0.00 | 286.48 | -- | 330.04 |
Solvency Ratios
| J.A. Finance | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.12 | 0.00 | 0.08 | 0.15 | 1.46 |
|
Short term debt to equity ratio
|
0.09 | -- | 0.08 | 0.15 | 0.95 |
|
Current Ratio
|
0.09 | 66.28 | 1.81 | 4.48 | 0.09 |
|
Quick Ratio
|
0.09 | 25.27 | 1.79 | 4.48 | 0.09 |
|
Interest Coverage
|
1.75 | 163.44 | 24.16 | 4,277.00 | 1.99 |