Stock Report

All about this stock under one free report Last Updated: 01-Sep-2026

Stock Rating

See the stock’s health at a glance, before it's too late.

Wealth Insight New Issue

Serious stock insights. No fluff. No FOMO.

Recently Viewed

Clear All

J.A. Finance Key Ratios

Stock Card factsheet watchlist-stock-modal share-fund-plan-icon

BSE: 543860

₹125.00

up-down-arrow ₹0.05 (0.04%)

As on 01-Sep-2026 14:11IST

Market cap

info icon

₹133 Cr

Revenue (TTM)

info icon

₹3 Cr

P/E Ratio

info icon

225.2

P/B Ratio

info icon

6.4

Div. Yield

info icon

0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -24.93 -29.12 10.76 -0.45 9.24
EBIT -31.63 -27.36 17.56 3.11 10.87
Net Profit 36.84 24.47 -8.18 0.41 201.15
EPS 36.80 24.48 510.50 11.71 148.17
Book Value -- -- 2.94 2.97 -15.21
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 66.7064.0666.3465.8362.59
Net Margin info 16.8016.8022.9719.36-1.97
Return on equity info 2.553.842.872.66-0.22
Return on Assets info 1.942.972.492.27-0.17

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
--
7.79
5.61
8.15
5.02
Peer Median
--
3.51
3.50
10.64
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

2.87

Lower than Peers by 0.44

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
2.87
2.66
-0.22
5.22
2.16
Peer Median
3.32
2.03
1.79
26.31
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

2.49

Higher than Peers by 1.07

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
2.49
2.27
-0.17
3.72
1.60
Peer Median
1.42
1.21
1.68
2.48
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

66.34

Higher than Peers by 45.40

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
66.34
65.83
62.59
71.69
57.99
Peer Median
20.94
34.90
37.67
54.90
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

22.97

Higher than Peers by 13.60

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
22.97
19.36
-1.97
33.02
18.61
Peer Median
9.37
13.89
15.34
15.32
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
--
19.44
-1.92
33.15
18.67
Peer Median
0.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

10.76

Lower than Peers by 22.94

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
10.76
22.71
-25.69
40.29
1.58
Peer Median
33.70
29.11
48.89
42.20
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

17.56

Higher than Peers by 3.33

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
17.56
29.06
-35.12
73.43
-5.28
Peer Median
14.23
17.94
11.00
51.15
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-8.18

Lower than Peers by 5.60

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
-8.18
1,306.47
-104.43
149.59
-76.10
Peer Median
-2.58
40.85
-21.65
36.20
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

510.50

Higher than Peers by 500.25

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
510.50
1,305.70
-104.43
149.58
-76.10
Peer Median
10.26
24.94
-21.88
36.23
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
--
2.94
0.73
5.30
1.77
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
--
0.12
0.20
0.36
0.43
Peer Median
--
0.09
0.01
1.40
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
--
0.09
0.14
0.25
0.43
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

8.80

Higher than Peers by 4.11

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
8.80
0.09
0.01
0.78
3.00
Peer Median
4.69
3.23
3.35
1.02
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

8.80

Higher than Peers by 4.49

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
8.80
0.09
0.01
0.78
3.00
Peer Median
4.31
6.29
3.66
5.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

2.00

Lower than Peers by 24.08

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
2.00
1.75
4.37
2.40
1.97
Peer Median
26.07
4.98
7.04
1.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

225.23

Higher than Peers by 144.75

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
225.23
141.06
--
29.27
--
Peer Median
80.48
80.77
80.10
52.43
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

6.38

Higher than Peers by 4.84

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
6.38
3.70
5.16
1.49
--
Peer Median
1.53
1.45
1.44
11.30
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
--
--
--
--
--
Peer Median
--
--
--
0.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

79.38

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
79.38
42.73
75.25
15.75
14.35
Peer Median
--
12.92
5.87
13.03
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

133

Higher than Peers by 94

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J.A. Finance
133
76
104
30
--
Peer Median
39
28
18
12,900
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
loading...
loading...
loading...
loading...