Fusion Fin Peer Comparison
NSE: FUSION | BSE: 543652
₹200.32
As on 31-Aug-2026IST
Market cap
₹3,280 Cr
Revenue (TTM)
₹1,714 Cr
P/E Ratio
19.5
P/B Ratio
1.3
Div. Yield
0 %
| Fusion Fin | Five-Star Business | Muthoot Microfin | Satin Creditcare | Spandana Sphoorty | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
3,280 | 15,781 | 3,481 | 2,467 | 2,134 |
Revenue (₹ Cr) |
1,714 | 3,260 | 2,480 | 3,217 | 1,007 |
Net Profit (₹ Cr) |
168.51 | 1,103.84 | 245.42 | 409.76 | -327.01 |
Net Margin (%) |
9.66 | 33.52 | 9.85 | 12.68 | -30.69 |
RoE (%) |
7.70 | 15.56 | 8.83 | 14.94 | -15.01 |
Price to Earnings |
19.46 | 14.30 | 14.19 | 6.02 | -- |
Price-To-Book |
1.32 | 2.07 | 1.19 | 0.83 | 1.02 |
Income Statement (₹ Cr)
| Fusion Fin | Five-Star Business | Muthoot Microfin | Satin Creditcare | Spandana Sphoorty | |
|---|---|---|---|---|---|
|
Operating Income
|
1,714.42 | 3,260.43 | 2,479.58 | 3,217.00 | 1,007.42 |
|
Other Income
|
30.82 | 33.10 | 12.67 | 15.77 | 58.01 |
|
Total Income
|
1,761.29 | 3,245.97 | 2,395.49 | 3,164.33 | 1,694.90 |
|
Interest Expense
|
539.67 | 721.40 | 911.44 | 1,327.65 | 486.70 |
|
PBT & Exceptional Items
|
100.65 | 1,507.85 | 352.75 | 567.19 | -412.48 |
|
Operating Expenses
|
1,104.92 | 1,064.28 | 1,228.06 | 1,337.93 | 991.21 |
|
Exceptional Income/Expenses
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
91.73 | 1,469.81 | 309.75 | 535.17 | -427.00 |
|
Taxes
|
-76.78 | 365.97 | 64.33 | 125.42 | -99.99 |
|
Profit after Tax
|
168.51 | 1,103.84 | 245.42 | 409.76 | -327.01 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | 0.00 | 0.06 |
|
Share of Associate
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Consolidated Profit
|
168.51 | 1,103.84 | 245.42 | 409.76 | -326.95 |
Liabilities (₹ Cr)
| Fusion Fin | Five-Star Business | Muthoot Microfin | Satin Creditcare | Spandana Sphoorty | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
2,455.93 | 7,380.15 | 2,854.31 | 2,863.40 | 2,129.39 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | 0.00 | 0.06 |
|
Non-Current Liabilities
|
34.65 | 71.48 | 26.12 | 100.47 | 58.00 |
|
Current Liabilities
|
5,804.22 | 8,338.10 | 9,804.37 | 11,418.78 | 4,058.80 |
|
Total Liabilities
|
8,294.80 | 15,789.74 | 12,684.81 | 14,378.00 | 6,246.38 |
Assets (₹ Cr)
| Fusion Fin | Five-Star Business | Muthoot Microfin | Satin Creditcare | Spandana Sphoorty | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
107.60 | 189.83 | 117.84 | 175.08 | 741.58 |
|
Current Assets
|
8,148.73 | 15,501.67 | 12,380.67 | 14,143.51 | 5,345.91 |
|
Total Assets
|
8,294.80 | 15,789.74 | 12,684.81 | 14,378.00 | 6,246.38 |
|
Contingent Liabilities
|
4.55 | 0.28 | 0.50 | 25.87 | 56.08 |
Cashflow (₹ Cr)
| Fusion Fin | Five-Star Business | Muthoot Microfin | Satin Creditcare | Spandana Sphoorty | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
1,146.25 | -264.28 | -580.33 | -973.81 | 882.47 |
|
Cash Flow from Investing Activities
|
12.17 | 228.38 | -41.39 | -122.93 | 164.76 |
|
Cash from Financing Activities
|
-66.63 | 157.06 | 625.62 | 1,873.34 | -1,513.71 |
|
Net Cash Inflow / Outflow
|
1,091.79 | 121.15 | 3.90 | 776.60 | -466.48 |
Ratios
Profitability Ratios
| Fusion Fin | Five-Star Business | Muthoot Microfin | Satin Creditcare | Spandana Sphoorty | |
|---|---|---|---|---|---|
|
ROCE (%)
|
6.28 | 14.79 | 9.44 | 12.15 | -5.77 |
|
ROE (%)
|
7.70 | 15.56 | 8.83 | 14.94 | -15.01 |
|
ROA (%)
|
2.03 | 7.31 | 2.09 | 3.16 | -4.44 |
|
EBIT Margin (%)
|
35.03 | 66.19 | 48.74 | 57.42 | 0.17 |
|
Net Margin (%)
|
9.66 | 33.52 | 9.85 | 12.68 | -30.69 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Fusion Fin | Five-Star Business | Muthoot Microfin | Satin Creditcare | Spandana Sphoorty | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
-18.06 | 9.84 | 0.93 | 20.97 | -48.30 |
|
EBIT Growth (%)
|
242.71 | 1.46 | 155.20 | 52.76 | 100.15 |
|
Net Profit Growth (%)
|
113.15 | 1.53 | 174.47 | 225.34 | 77.46 |
|
EPS Growth (%)
|
108.43 | 1.14 | 174.47 | 225.35 | 80.95 |
|
Book Value Growth (%)
|
49.91 | 17.35 | 8.42 | 12.51 | -18.89 |
Valuation Ratios
| Fusion Fin | Five-Star Business | Muthoot Microfin | Satin Creditcare | Spandana Sphoorty | |
|---|---|---|---|---|---|
|
Price / Earnings
|
19.34 | 14.28 | 14.19 | 6.02 | -6.53 |
|
Price / Book Value
|
1.32 | 2.07 | 1.19 | 0.83 | 1.02 |
|
Dividend Yield (%)
|
0.00 | 0.37 | 0.00 | 0.00 | 0.00 |
|
EV/EBITDA
|
11.31 | 9.97 | 9.63 | 6.01 | 294.21 |
|
Market Cap (₹ Cr)
|
2,226.60 | 10,409.34 | 2,454.40 | 1,543.23 | 1,479.01 |
Solvency Ratios
| Fusion Fin | Five-Star Business | Muthoot Microfin | Satin Creditcare | Spandana Sphoorty | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
1.31 | 0.35 | 1.85 | 1.89 | 1.24 |
|
Current Ratio
|
1.40 | 1.86 | 1.26 | 1.24 | 1.32 |
|
Quick Ratio
|
1.40 | 1.86 | 1.26 | 1.24 | 1.32 |
|
Interest Coverage
|
1.17 | 3.04 | 1.34 | 1.40 | 0.12 |