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White Mountains Insurance Group (WTM) Key Ratios

Stock Card factsheet share-fund-plan-icon

$2,090.85

up-down-arrow $-21.38 (-1.01%)

As on 04-Sep-2026 13:42EDT

Market cap

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$5,020 Mln

Revenue (TTM)

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$2,800 Mln

P/E Ratio

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4.8

P/B Ratio

info icon

0.9

Div. Yield

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0.1 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 63.87 22.55 8.60 17.39 13.28
EBIT 4,548.39 41.36 219.94 55.93 13.66
Net Profit 624.38 104.14 1,209.77 -1.04 4.43
EPS 780.54 71.35 442.59 2.99 11.76
Book Value -- -- 21.66 11.56 11.53
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info 32.339.2849.6951.9716.03
Net Margin info ----39.92----
Return on equity info 13.3610.7019.6022.335.28
Return on Capital info 11.729.31--19.574.68
Return on Assets info 6.315.068.659.952.52
Debt to Equity (x) info ----0.170.150.13

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
--
19.57
4.68
10.93
17.36
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

19.60

Higher than Peers by 5.50

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
19.60
22.33
5.28
12.46
20.75
Peer Median
14.09
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

8.65

Higher than Peers by 3.54

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
8.65
9.95
2.52
6.46
11.02
Peer Median
5.11
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

49.69

Higher than Peers by 24.57

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
49.69
51.97
16.03
28.99
-9.42
Peer Median
25.12
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

39.92

Higher than Peers by 4.95

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
39.92
40.87
9.79
23.50
68.47
Peer Median
34.98
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

Lower than Peers by 0.00

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
0.00
--
--
--
--
Peer Median
0.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

8.60

No difference

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
8.60
0.15
0.09
0.87
0.88
Peer Median
8.60
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

219.94

Higher than Peers by 223.68

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
219.94
272.74
-39.90
675.71
56.89
Peer Median
-3.74
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

1,209.77

Higher than Peers by 1,207.77

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
1,209.77
380.21
-54.75
-35.77
387.87
Peer Median
1.99
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

442.59

Higher than Peers by 439.33

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
442.59
3.83
-0.55
-0.35
4.38
Peer Median
3.26
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

22.46

Higher than Peers by 9.61

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
22.46
--
--
--
--
Peer Median
12.85
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

0.17

Higher than Peers by 0.05

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
0.17
0.15
0.13
0.13
0.15
Peer Median
0.12
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
--
0.00
0.00
0.00
0.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

--

--

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
--
1.14
12.82
1.82
2.63
Peer Median
5.91
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

--

--

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
--
--
--
41.67
--
Peer Median
5.91
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

22.31

Lower than Peers by 3.80

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
22.31
23.93
6.21
10.02
-2.71
Peer Median
26.10
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

55.45

Lower than Peers by 45.36

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
55.45
65.26
77.69
48.91
93.86
Peer Median
100.82
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.22

Higher than Peers by 0.06

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
0.22
0.24
0.26
0.27
0.16
Peer Median
0.15
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
--
242.57
224.08
180.92
322.24
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
--
--
-761.12
-959.01
-485.27
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
--
88.20
45.42
59.66
188.22
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
--
--
-582.46
-837.75
-351.25
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

4.82

Lower than Peers by 4.80

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
4.82
4.80
21.68
7.57
4.59
Peer Median
9.62
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.93

Lower than Peers by 0.15

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
0.93
0.98
1.11
0.91
0.92
Peer Median
1.08
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.05

Lower than Peers by 1.26

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
0.05
--
--
--
--
Peer Median
1.31
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

--

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
--
2.13
11.70
4.60
-29.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

5,020

Higher than Peers by 4,518

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
White Mountains Insurance Group (WTM)
5,020
--
--
--
--
Peer Median
502
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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