White Mountains Insurance Group (WTM) Financials

$2,053.15

$-22.84 (-1.10%)

As on 11-Sep-2026 16:01EDT

Market cap

$4,955 Mln

Revenue (TTM)

$2,800 Mln

P/E Ratio

4.8

P/B Ratio

0.9

Div. Yield

0.1 %

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	-7.20	586.80	404.10	326.30	38.60
Cash Flow from Investing Activities	--	212.70	-447.00	-543.90	115.50	-208.30
Cash from Financing Activities	--	-205.20	4.20	7.20	-327.40	217.60
Net Cash Inflow / Outflow	--	--	--	--	--	47.90

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS ($)	442.69	433.17	89.72	198.83	308.22	-91.27
Cash EPS ($)	436.41	436.69	87.23	193.75	310.24	-78.08
Adjusted Book Value ($)	2,197.77	2,124.11	1,745.99	1,655.80	1,529.82	1,227.74
Dividend per Share ($)	0.05	--	--	--	--	--
Cash Flow per Share ($)	--	-2.82	228.50	157.79	126.86	12.79
Free Cash Flow per Share ($)	--	-2.82	228.50	157.79	126.86	48.05

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	19.57	4.68	10.93	17.36	-6.01
ROE (%)	19.60	22.33	5.28	12.46	20.75	-7.32
ROA (%)	8.65	9.95	2.52	6.46	11.02	-4.66
EBIT Margin (%)	49.69	51.97	16.03	28.99	-9.42	-41.19
Net Margin (%)	39.92	40.87	9.79	23.50	68.47	-44.82
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	8.60	0.15	0.09	0.87	0.88	-0.31
EBIT Growth (%)	219.94	272.74	-39.90	675.71	56.89	-137.90
Net Profit Growth (%)	1,209.77	380.21	-54.75	-35.77	387.87	-138.86
EPS Growth (%)	442.59	3.83	-0.55	-0.35	4.38	-1.40
Book Value Growth (%)	22.46	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Price / Earnings	4.76	4.80	21.68	7.57	4.59	-11.11
Price / Book Value	0.91	0.98	1.11	0.91	0.92	0.83
Dividend Yield (%)	0.05	--	--	--	--	--
EV/EBITDA	--	2.13	11.70	4.60	-29.00	-14.02
Close Price ($)	2,073.39	2,078.03	1,945.06	1,505.01	1,414.33	1,013.90
High Price ($)	2,333.00	2,143.25	2,023.00	1,617.00	1,435.45	1,267.52
Low Price ($)	1,648.00	1,648.00	1,475.00	1,312.00	982.60	978.51
Market Cap ($ Cr)	4,954.81	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	0.17	0.15	0.13	0.13	0.15	0.25
Short term debt to equity ratio	--	0.00	0.00	0.00	0.00	0.06
Current Ratio	--	1.14	12.82	1.82	2.63	2.16
Quick Ratio	--	--	--	41.67	--	3.50
Interest Coverage	22.31	23.93	6.21	10.02	-2.71	-12.35

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	55.45	65.26	77.69	48.91	93.86	155.65
Asset Turnover	0.22	0.24	0.26	0.27	0.16	0.10
Receivable days	--	242.57	224.08	180.92	322.24	310.11
Inventory Days	--	--	-761.12	-959.01	-485.27	-715.42
Payable days	--	88.20	45.42	59.66	188.22	211.56
Cash Conversion Cycle	--	--	-582.46	-837.75	-351.25	-616.87

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Cashflow ($ Mln)