360 DigiTech - ADR Financials

$9.06

$0.34 (3.90%)

As on 04-Sep-2026 19:49EDT

Market cap

$1,102 Mln

Revenue (TTM)

$16,081 Mln

P/E Ratio

2

P/B Ratio

0.3

Div. Yield

14.2 %

Annual
Quarterly

Income Statement (CN¥ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	16,080.59	16,081.77	17,165.66	16,290.03	16,553.93	16,635.65
Cost of Revenue	6,309.00	4,179.50	6,561.82	5,842.49	4,856.16	3,798.95
Gross Profit	9,771.59	11,902.27	10,603.84	10,447.53	11,697.77	12,836.70
Operating Expenses	4,674.27	4,526.13	3,075.27	5,590.57	7,225.58	6,050.50
Operating Profit (EBIT)	5,097.32	7,376.14	7,528.57	4,856.96	4,472.18	6,786.20
Other Income	--	--	--	--	--	--
Profit before Tax	5,213.86	7,376.14	7,892.42	5,277.45	4,742.37	7,022.71
Provision for Tax	1,485.25	1,400.49	1,644.31	1,008.87	736.80	1,258.20
Profit after Tax (Net Income)	3,740.10	5,989.69	6,264.31	4,285.34	4,024.17	5,781.73
Minority Interest	15.02	14.05	16.20	16.81	18.61	17.21
Consolidated Profit	--	--	--	--	4,024.17	5,781.73

Liabilities (CN¥ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	24,759.07	24,114.92	24,190.04	21,937.48	18,847.16	15,203.86
Minority Interest	15.02	--	--	--	--	--
Non-Current Liabilities	26,132.09	7,778.86	5,701.80	7,752.95	7,798.88	8,294.45
Current Liabilities	2,184.77	25,013.89	18,184.60	16,055.76	13,612.99	9,993.94
Total Liabilities	55,294.79	56,949.80	48,132.62	45,818.57	40,343.17	33,505.00

Assets (CN¥ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	41,170.07	45,258.67	35,528.47	34,981.26	26,247.16	20,549.43
Current Assets	11,939.95	11,691.13	12,604.15	10,837.31	14,096.01	12,955.56
Total Assets	65,049.96	56,949.80	48,132.62	45,818.57	40,343.17	33,505.00
Total Debt*	2,945.79	3,823.59	1,397.20	827.73	180.70	423.36
Net Current Assets	--	--	--	--	--	--

Cashflow (CN¥ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	11,083.75	9,343.31	7,118.35	5,922.52	5,789.70
Cash Flow from Investing Activities	--	-13,082.04	-7,994.08	-11,147.79	-7,355.98	-6,064.33
Cash from Financing Activities	--	2,783.87	-2,114.46	1,066.46	3,204.07	2,263.72
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS (CN¥)	27.61	45.89	43.29	26.51	24.84	35.95
Cash EPS (CN¥)	--	46.41	43.81	26.97	25.31	36.36
Adjusted Book Value (CN¥)	--	184.74	167.16	135.71	116.33	94.54
Dividend per Share (CN¥)	--	--	--	--	--	--
Cash Flow per Share (CN¥)	--	84.91	64.56	44.03	36.55	36.00
Free Cash Flow per Share (CN¥)	--	83.07	63.51	43.51	36.40	35.84

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	22.38	25.91	20.51	23.22	45.66
ROE (%)	15.37	24.80	27.16	21.01	23.64	46.85
ROA (%)	5.35	11.40	13.34	9.95	10.90	19.97
EBIT Margin (%)	15.38	45.87	46.64	48.56	53.40	59.30
Net Margin (%)	23.26	37.25	36.49	26.31	24.31	34.76
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	-6.73	-0.06	0.05	-0.02	0.00	0.23
EBIT Growth (%)	-63.49	-7.87	1.20	-10.51	-10.39	14.91
Net Profit Growth (%)	-7.47	-4.38	46.18	6.49	-30.40	65.35
EPS Growth (%)	-43.40	0.06	0.63	0.07	-0.31	0.61
Book Value Growth (%)	16.51	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	0.03	0.16	0.06	0.04	0.01	0.03
Short term debt to equity ratio	0.09	0.09	0.06	0.04	0.01	0.03
Current Ratio	5.47	0.47	0.69	0.67	1.04	1.30
Quick Ratio	5.47	--	0.62	0.98	2.93	3.14
Interest Coverage	41.64	--	--	--	114.55	983.88

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	3.00	6.05	13.06	18.76	18.91	19.96
Asset Turnover	0.23	0.31	0.37	0.38	0.45	0.57
Receivable days	--	36.50	56.36	69.35	71.16	116.91
Inventory Days	--	113.78	-99.40	-957.95	-1,663.15	-1,611.13
Payable days	--	--	--	--	--	4.55
Cash Conversion Cycle	--	--	--	--	--	-1,498.78

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.