Market cap
$1,409 Mln
Revenue (TTM)
$17,480 Mln
P/E Ratio
2
P/B Ratio
0.4
Div. Yield
13.3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -3.14 | -3.69 | 2.39 | 10.60 | 7.76 |
| EBIT | -- | -- | -71.06 | -17.28 | -14.14 |
| Net Profit | -11.50 | -50.83 | 2.39 | 11.27 | 10.29 |
| EPS | -19.04 | -50.93 | -24.67 | 14.95 | 3.43 |
| Book Value | -- | -- | 10.52 | 16.67 | 24.94 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 44.54 | 49.26 | 14.15 | 38.41 | 46.64 |
| Net Margin
| -- | -- | 28.90 | -- | -- |
| Return on equity
| 24.06 | 28.53 | 20.88 | 24.01 | 27.16 |
| Return on Capital
| 22.70 | 27.39 | -- | 21.67 | 25.91 |
| Return on Assets
| 11.44 | 13.04 | 7.34 | 11.04 | 13.34 |
| Debt to Equity (x)
| -- | -- | 0.03 | 0.16 | 0.06 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
--
|
21.67
|
25.91
|
20.51
|
23.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
20.88
Higher than Peers by 10.37
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
20.88
|
24.01
|
27.16
|
21.01
|
23.64
|
|
Peer Median
|
10.51
|
--
|
--
|
--
|
--
|
ROA
7.34
Higher than Peers by 5.91
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
7.34
|
11.04
|
13.34
|
9.95
|
10.90
|
|
Peer Median
|
1.43
|
--
|
--
|
--
|
--
|
EBIT Margin
14.15
Lower than Peers by 3.40
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
14.15
|
38.41
|
46.64
|
48.56
|
53.40
|
|
Peer Median
|
17.55
|
--
|
--
|
--
|
--
|
Net Margin
28.90
Higher than Peers by 19.77
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
28.90
|
31.04
|
36.49
|
26.31
|
24.31
|
|
Peer Median
|
9.13
|
--
|
--
|
--
|
--
|
Revenue Growth
2.39
Lower than Peers by 16.30
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
2.39
|
0.09
|
0.05
|
-0.02
|
0.00
|
|
Peer Median
|
18.69
|
--
|
--
|
--
|
--
|
EBIT Growth
-71.06
Lower than Peers by 97.17
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
-71.06
|
-10.38
|
1.20
|
-10.51
|
-10.39
|
|
Peer Median
|
26.11
|
--
|
--
|
--
|
--
|
Net Profit Growth
2.39
Lower than Peers by 11.82
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
2.39
|
-7.43
|
46.18
|
6.49
|
-30.40
|
|
Peer Median
|
14.22
|
--
|
--
|
--
|
--
|
EPS Growth
-24.67
Lower than Peers by 38.52
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
-24.67
|
0.03
|
0.63
|
0.07
|
-0.31
|
|
Peer Median
|
13.85
|
--
|
--
|
--
|
--
|
Book Value Growth
5.22
Lower than Peers by 1.64
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
5.22
|
--
|
--
|
--
|
--
|
|
Peer Median
|
6.86
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.03
Lower than Peers by 1.56
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
0.03
|
0.16
|
0.06
|
0.04
|
0.01
|
|
Peer Median
|
1.59
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.06
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
0.06
|
0.09
|
0.06
|
0.04
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.54
Lower than Peers by 1.78
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
0.54
|
0.47
|
0.69
|
0.67
|
1.04
|
|
Peer Median
|
2.32
|
--
|
--
|
--
|
--
|
Quick Ratio
0.54
Lower than Peers by 1.53
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
0.54
|
--
|
0.62
|
0.98
|
2.93
|
|
Peer Median
|
2.07
|
--
|
--
|
--
|
--
|
Interest Coverage
--
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
--
|
--
|
--
|
--
|
114.55
|
|
Peer Median
|
1.70
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
4.14
Lower than Peers by 13.52
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
4.14
|
5.20
|
13.06
|
18.76
|
18.91
|
|
Peer Median
|
17.66
|
--
|
--
|
--
|
--
|
Asset Turnover
0.25
Higher than Peers by 0.11
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
0.25
|
0.36
|
0.37
|
0.38
|
0.45
|
|
Peer Median
|
0.14
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
--
|
31.42
|
56.36
|
69.35
|
71.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
--
|
137.67
|
-99.40
|
-957.95
|
-1,663.15
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
360 DigiTech - ADR
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|