CNFinance Holdings Limited - ADR Key Ratios
$2.20
As on 04-Sep-2026 12:06EDT
Market cap
$37 Mln
Revenue (TTM)
$829 Mln
P/E Ratio
--
P/B Ratio
0.1
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.00 | -614.70 | -60.88 | -30.25 | -19.35 |
| EBIT | -- | -- | -245.51 | -174.12 | -184.54 |
| Net Profit | 0.00 | -889.50 | -1,311.02 | -250.08 | -231.85 |
| EPS | 0.00 | 33.34 | -4,754,198.20 | -1,003.91 | -486.05 |
| Book Value | -- | -- | 346,549.79 | 390.90 | 161.25 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Dec-25 | Dec-24 | Dec-23 |
| EBIT-Margin
| 1.00 | 3.84 | -11.23 | 3.02 | 11.19 |
| Net Margin
| -- | -- | -- | -- | -- |
| Return on equity
| -2.65 | -0.95 | -11.98 | 0.94 | 3.10 |
| Return on Capital
| -1.20 | -0.43 | -5.14 | 0.33 | 1.20 |
| Return on Assets
| -0.77 | -0.18 | -3.62 | 0.24 | 1.07 |
| Debt to Equity (x)
| -- | -- | 1.18 | 1.47 | 2.23 |
Profitability
ROCE
-5.14
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
-5.14
|
0.33
|
1.20
|
0.94
|
0.49
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-11.98
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
-11.98
|
0.94
|
3.10
|
2.13
|
1.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
-3.62
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
-3.62
|
0.24
|
1.07
|
0.94
|
0.49
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
-11.23
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
-11.23
|
3.02
|
11.19
|
9.36
|
6.83
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
-73.10
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
-73.10
|
2.36
|
8.96
|
7.34
|
4.75
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-0.61
--
Year on year growth in net sales
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
-0.61
|
-0.13
|
0.00
|
0.34
|
-0.25
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
-245.51
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
-245.51
|
-76.52
|
19.15
|
84.06
|
-42.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
-1,311.02
--
Year on year growth in profit after tax
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
-1,311.02
|
-77.05
|
21.62
|
107.57
|
-43.23
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
-47,541.98
--
Year on year growth in earnings per share
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
-47,541.98
|
-0.98
|
0.00
|
0.87
|
-0.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
1.18
--
Total debt / Net worth
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
1.18
|
1.47
|
2.23
|
1.18
|
1.32
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.92
--
(Short term borrowings / Net worth)
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
0.92
|
1.32
|
1.77
|
0.02
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.46
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
0.46
|
0.25
|
0.50
|
133,216.00
|
0.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
--
|
--
|
0.46
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
-0.14
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
-0.14
|
0.06
|
0.28
|
0.22
|
0.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
13.18
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
13.18
|
62.69
|
31.14
|
15.32
|
19.82
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
--
Sales / Average Total Assets
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
0.05
|
0.10
|
0.12
|
0.13
|
0.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
316.75
--
Average Debtors / Sales * 365
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
316.75
|
179.80
|
84.96
|
54.92
|
41.20
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
--
|
131.69
|
120.74
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
CNFinance Holdings Limited - ADR
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|