CNFinance Holdings Limited - ADR Financials

$2.06

$0.05 (2.50%)

As on 09-Sep-2026 13:07EDT

Market cap

$37 Mln

Revenue (TTM)

$829 Mln

P/E Ratio

--

P/B Ratio

0.1

Div. Yield

0 %

Annual
Quarterly

Income Statement (CN¥ Mln)	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Operating Revenue	625.95	1,600.14	1,837.19	1,844.29	1,372.45	1,834.13
Cost of Revenue	81.68	771.80	841.73	1,002.33	471.69	808.66
Gross Profit	544.27	828.34	995.45	841.97	900.76	1,025.47
Operating Expenses	614.53	780.05	789.82	669.38	806.99	862.77
Operating Profit (EBIT)	-70.26	48.29	205.63	172.58	93.77	162.70
Other Income	--	--	--	--	--	--
Profit before Tax	-568.18	48.29	205.63	172.58	93.77	162.70
Provision for Tax	-110.61	10.50	41.02	37.23	28.56	47.85
Profit after Tax (Net Income)	-457.58	37.78	164.62	135.35	65.21	114.85
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	37.78	164.62	137.75	64.93	114.85

Liabilities (CN¥ Mln)	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Shareholder's Funds	3,582.92	4,057.56	4,008.93	6,616.35	6,110.97	6,337.02
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	3,360.60	3,891.72	5,194.04	7,865.57	8,300.36	5,867.92
Current Liabilities	3,312.12	7,077.84	7,161.38	123.12	154,957,182.00	154,806.74
Total Liabilities	10,255.65	15,027.11	16,364.35	14,481.92	14,411.34	12,204.94

Assets (CN¥ Mln)	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Non-Current Assets	8,730.18	13,232.55	12,817.23	554.19	1,111.29	445.55
Current Assets	1,525.47	1,794.56	3,547.12	16,401,032.00	3,748.50	2,530.70
Total Assets	10,255.65	15,027.11	16,364.35	14,481.92	14,411.34	12,204.94
Total Debt*	4,217.22	5,954.68	8,956.27	7,840.20	8,087.14	6,158.25
Net Current Assets	--	--	--	--	--	--

Cashflow (CN¥ Mln)	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Cash From Operating Activities	82.15	757.23	1,705.76	919.25	689.69	1,119.58
Cash Flow from Investing Activities	3,184.67	-263.67	-2,483.91	-1,098.20	-2,350.56	524.05
Cash from Financing Activities	-4,071.73	-1,332.19	1,005.54	-288.16	1,932.58	-1,367.14
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Adjusted EPS (CN¥)	-1,309.61	0.03	1.78	1.77	0.95	1.53
Cash EPS (CN¥)	-1,263.88	0.04	1.80	1.80	1.01	1.61
Adjusted Book Value (CN¥)	10,254.50	2.96	43.35	86.68	89.10	84.27
Dividend per Share (CN¥)	--	--	--	--	--	--
Cash Flow per Share (CN¥)	235.11	0.55	18.44	12.04	10.06	14.89
Free Cash Flow per Share (CN¥)	225.18	0.55	17.21	10.87	10.00	14.85

Profitability Ratios	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
ROCE (%)	-5.14	0.33	1.20	0.94	0.49	0.87
ROE (%)	-11.98	0.94	3.10	2.13	1.05	1.79
ROA (%)	-3.62	0.24	1.07	0.94	0.49	0.90
EBIT Margin (%)	-11.23	3.02	11.19	9.36	6.83	8.87
Net Margin (%)	-73.10	2.36	8.96	7.34	4.75	6.26
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Revenue Growth (%)	-0.61	-0.13	0.00	0.34	-0.25	-0.41
EBIT Growth (%)	-245.51	-76.52	19.15	84.06	-42.37	-77.43
Net Profit Growth (%)	-1,311.02	-77.05	21.62	107.57	-43.23	-78.52
EPS Growth (%)	-47,541.98	-0.98	0.00	0.87	-0.38	-0.78
Book Value Growth (%)	--	--	--	--	--	--

Solvency Ratios	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Debt to Equity	1.18	1.47	2.23	1.18	1.32	0.97
Short term debt to equity ratio	0.92	1.32	1.77	0.02	0.01	0.08
Current Ratio	0.46	0.25	0.50	133,216.00	0.00	0.02
Quick Ratio	--	--	0.46	--	--	--
Interest Coverage	-0.14	0.06	0.28	0.22	0.12	0.22

Operating Efficiency Ratios	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Debtors to sales (%)	13.18	62.69	31.14	15.32	19.82	2.05
Asset Turnover	0.05	0.10	0.12	0.13	0.10	0.14
Receivable days	316.75	179.80	84.96	54.92	41.20	10.35
Inventory Days	--	131.69	120.74	--	--	--
Payable days	--	--	--	--	--	--
Cash Conversion Cycle	--	--	--	--	--	--