Essent Group (ESNT) Financials

$68.97

$0.88 (1.29%)

As on 02-Sep-2026 16:00EDT

Market cap

$6,159 Mln

Revenue (TTM)

$1,323 Mln

P/E Ratio

9.6

P/B Ratio

1.1

Div. Yield

1.9 %

Annual
Quarterly

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	856.05	861.53	763.00	588.82	709.26
Cash Flow from Investing Activities	--	-154.74	-706.93	-525.57	-398.87	-583.17
Cash from Financing Activities	--	-709.75	-164.91	-176.89	-190.20	-147.43
Net Cash Inflow / Outflow	--	--	--	--	-0.25	-21.34

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	7.12	7.14	6.87	6.52	7.74	6.20
Cash EPS ($)	--	7.19	6.93	6.56	7.77	6.23
Adjusted Book Value ($)	--	59.55	52.81	47.77	41.54	38.50
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	8.86	8.12	7.14	5.48	6.45
Free Cash Flow per Share ($)	--	8.78	8.06	7.11	5.44	6.42

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	11.17	12.55	13.38	17.43	15.42
ROE (%)	11.92	12.15	13.63	14.56	19.12	16.84
ROA (%)	6.27	9.48	10.78	11.46	14.53	12.48
EBIT Margin (%)	46.47	67.77	70.30	75.43	98.57	80.76
Net Margin (%)	51.43	54.72	57.56	61.57	81.64	66.29
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	1.34	0.00	0.12	0.11	-0.01	0.08
EBIT Growth (%)	-29.85	-4.07	4.42	-15.01	20.85	66.40
Net Profit Growth (%)	-4.78	-5.41	4.74	-16.23	21.94	65.06
EPS Growth (%)	3.83	0.04	0.05	-0.16	0.25	0.68
Book Value Growth (%)	10.40	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	9.63	9.11	7.92	8.09	5.02	7.35
Price / Book Value	1.10	1.09	1.03	1.10	0.94	1.18
Dividend Yield (%)	1.91	--	--	--	--	--
EV/EBITDA	--	0.64	0.29	0.76	4.24	0.46
Close Price ($)	64.28	65.01	54.44	52.74	38.88	45.53
High Price ($)	67.09	67.09	65.34	53.66	50.17	54.22
Low Price ($)	55.22	51.61	50.66	36.53	34.27	39.62
Market Cap ($ Cr)	6,159.20	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	0.09	0.09	0.09	0.08	0.09	0.10
Short term debt to equity ratio	--	0.00	0.00	0.00	0.00	0.00
Current Ratio	0.49	5.75	6.51	0.41	0.93	12.13
Quick Ratio	0.49	--	--	11.34	14.84	14.72
Interest Coverage	26.10	26.14	25.22	28.31	64.31	100.29

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	12.83	7.82	4.38	5.59	5.64	4.49
Asset Turnover	0.12	0.17	0.19	0.19	0.18	0.19
Receivable days	--	22.33	17.13	19.48	18.57	17.10
Inventory Days	--	--	-24,593.40	-65,352.52	7,220.15	-14,910.53
Payable days	--	--	--	1,209.66	-535.12	2,912.70
Cash Conversion Cycle	--	--	--	-66,542.70	7,773.84	-17,806.12

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.